This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the NAMIC Personal Lines Seminar focuses on the trends, challenges and opportunities facing property/casualty insurance markets. It includes the following sections: Personal Lines Growth Overview; Personal Lines Growth Drivers; Personal Lines Profitability Analysis; Personal Auto Ad Spend Trends; Catastrophe Loss Trends: U.S. & Local Impacts Reinsurance Market Overview & Outlook; Cyclical Drivers in Personal Lines; Private Passenger Auto Performance; Distribution Trends; Telematics: Usage-Based Insurance —Trends & Challenges; P/C Financial Overview & Outlook: The Role of Cyclicality; Low Interest Rates: Impact of Persistent Record Low Yields; Economic Overview: Exposure Drivers; and Regulatory Environment “Report Card.”
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