The Shape of Things to Come for P/C Insurance Markets and the American Workplace

This PowerPoint report, presented to the NCCI Annual Issues Symposium, explores in depth labor market trends, including a look at unemployment and underemployment, an analysis of the latest data on payroll vs. workers compensation net written premiums from 1990 to 2015, positive labor market developments, adverse long-term labor market developments, a construction industry overview and outlook and a look at the manufacturing and energy sectors. It also presents this information in context of broader insurance industry financials and the implications of an election year. It closes with a discussion of the on-demand economy and the impact that it is already having on insurers. Also discussed is the Internet of Things, occupational deaths in transportation, the state of insurance technology and how Fin Tech is impacting the industry.