Trends, Challenges and Opportunities in P/C Insurance: Focus on Mississippi Markets

This PowerPoint report, presented at the Mississippi State University’s I-Day, discusses risk and reward in the Property/Casualty insurance market in the U.S., with a focus on Mississippi markets. The industry has had several moderately successful years, considering premium growth, underwriting performance, and profitability, and the prospects for continued growth, both across the U.S. and in Mississippi specifically, suggest that the next few years might deliver more of the same. Several slides discuss the near-term future of exposure growth in the personal auto and homeowners markets. However, the environment is still challenging, especially with the current and near-term future low interest-rate environment.