I.I.I. Releases New Hurricane Fact Files for 3 States as Storm Season Nears

Florida, Louisiana, and Texas Were Impacted by Storms in 2017 and 2018

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For immediate release
New York Press Office: 212-346-5500; media@iii.org

NEW YORK, May 29, 2019—With 2019’s Atlantic hurricane season starting on Saturday, June 1, the Insurance Information Institute (I.I.I.) has issued its updated Hurricane Fact Files for Florida, Louisiana, and Texas.

Hurricanes Irma and Michael made landfall in Florida in 2017 and 2018, respectively, whereas Hurricane Harvey caused widespread damage in Texas and Louisiana in 2017.

The Fact Files include detailed information about each state’s auto, business, and homeowners insurance markets; the insured losses caused by previous hurricanes; the number of homes in each state at-risk from storm surge, and how many FEMA National Flood Insurance Program (NFIP) policies are in-force in each state.

Wind damage from tropical storms and hurricanes is covered under standard business and homeowners insurance policies. Flood-caused property damage is excluded under standard business, homeowners, and renters insurance policies. Separate flood coverage can be purchased from FEMA’s NFIP and a few private insurance companies.

Damage to private-passenger vehicles from tropical storms and hurricanes is covered under the optional comprehensive portion of an auto insurance policy. Comprehensive coverage includes wind damage, flooding and falling objects, such as tree limbs.

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THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.

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