What is auto insurance? Article
Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. But is it enough? What are the options? Learn how car insurance works and what types of coverage are available.
Auto insurance basics—understanding your coverage Article
What is covered by a basic auto insurance policy? Article
While different states have different mandates for auto insurance, most basic car policies consist of six types of coverage. Here's what you need to know about each.
Auto insurance jargon buster Article
Infographic: Types of auto coverage Article
Informed Citizen: Auto Insurance Video
Is it legal to drive without insurance? Article
Protect yourself against uninsured motorists Article
Despite the legal requirements in 49 states, many drivers in the U.S. remain uninsured. Don't risk your financial health—make sure you're insured, and learn how to protect yourself in the event of an accident with an uninsured motorist.
Insuring a leased car Article
What is gap insurance? Article
Gap insurance covers the difference between what a vehicle is worth, and what is owed on it.
Rental car insurance Article
There are more options for renting a car than ever before—bricks-and-mortar, peer-to-peer and membership-based car sharing services. While this means more choice for renters, it also creates more questions about insurance coverage. Use these tips to properly insure yourself when renting a car, and avoid wasting money on duplicative coverage.
Test Your Insurance IQ: Auto Insurance Video
What's the difference between auto policy cancellation and nonrenewal? Article
Buying a Policy and Saving Money
Choosing an insurance company Article
Where can I buy insurance? Article
8 questions to ask before buying auto insurance Article
The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best sense for you.
How to find the right auto insurance Article
How much auto coverage do I need? Article
What determines the price of an auto insurance policy? Article
Many factors can affect your auto insurance premium.
Infographic: What determines the cost of my auto insurance? Article
Auto insurance premiums are calculated using a many factors—and some insurers give more weight to some factors than others. The cost of an auto insurance policy is generally determined by the amount of coverage, types of coverage chosen and other factors.
Why did my auto insurance costs go up even when I didn’t file a claim? Article
Credit and insurance scores Article
What information do I need to give to my agent or company? Article
How to save money on car insurance Article
Having adequate car insurance is both smart and prudent, but there's no question that it adds to the expense of driving. The good news is that premiums can vary by hundreds of dollars depending on a number of factors. Review your coverage at renewal time to make sure your insurance is in step with your needs, and follow these practical steps to reduce the bottom line on your auto policy.
Five insurance mistakes to avoid... (and still save money) Article
Avoid these pitfalls when buying auto, home, flood and renters insurance.
8 auto insurance myths Article
When purchasing an auto policy, it’s important to understand the factors that affect your policy costs and coverage. Unfortunately, there's a lot of bad information that passes for "common wisdom"—here, we separate myth from facts about car insurance.
What if I can't find auto coverage? Article
Auto insurance is mandated nearly everywhere in the United States. But it can be hard to get a policy if you have a poor driving record or are seen as a high risk for other reasons. This information will help you find coverage.
Should I purchase an umbrella liability policy? Article
Does auto insurance cover a rental replacement car after an accident? Article
What is a loss history report? Article
Informed Citizen: Rental Car Insurance Video
How to Avoid Buying a Flooded Car Video
Insuring your classic car Article
A classic, custom, collectible or antique car requires insurance that reflects your vehicle’s uniqueness and value. If you own—or are thinking of owning—a special set of wheels, find out about the kind of policy you need.
Filing a Claim
How to file an auto insurance claim Article
Determining your car's value and cost of repair Article
After an automobile accident, you want to make sure that you are adequately paid for the repair or for the value of your totaled car. Here's how.
What is diminished value? Article
After a vehicle has been involved in a major accident and has been repaired, the resale value may be less than if it had not been damaged.
Understanding your insurance deductibles Article
Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a vehicle or home is integral to getting the most out of your insurance policy.
Do auto insurance premiums go up after a claim? Article
What are my rights when filing a claim? Article
What should I do if I am having trouble settling my claim? Article
FAQs about direct repair programs and generic auto parts Article
After a car accident your insurance company may recommend you use a direct repair program (DRP) and offer the option of using generic auto parts for the repair. It's important to understand these options and their insurance ramifications.
What to do at the scene of an accident Article
No one wants to get into a car crash. But being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier.
Background on: Distracted Driving Issues Updates
Distracted driving is the cause of a large percentage of auto accidents each year. Teen drivers are especially at risk, and employers may be liable for their employees' distracted driving incidents. Avoid being a distracted driving statistic with these safety reminders.
Safety tips for teen drivers Article
Shopping for a safe car Article
The more safely built the car you buy, the better the chances of your surviving an accident. Protect yourself and your passengers by understanding the factors that make a car safe and making your purchase accordingly.
Avoid a deer-car collision Article
Driving in Bad Weather Article
Driving in winter? Be prepared and stay safe Article
Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.
Buyer beware: Flood-damaged cars Video
Motorcycle insurance Article
Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle—and to be within your budget. Here's a guide to insurance coverage for your bike—and some tips to make your insurance ride more "easy" on your wallet.
How to prevent auto theft and carjacking Article
Having your vehicle stolen is bad enough, but carjacking—having it taken while you're behind the wheel—is potentially dangerous, even lethal. Foil would-be car thieves and keep yourself safe with these precautions.
Road rage and auto insurance Article
Road rage incidents are not only dangerous, they are exempted from coverage by many auto insurance policies. Understand your risks and take precautionary measures to avoid being a victim—or a cause—of aggressive driving accidents.
Senior driving safety and insurance tips Article
Auto insurance for teen drivers Article
Informed Citizen: What to do in case of an Auto Accident Video
Research and Background Papers
Insurers Need More than Driving Records to Price Policies Article
Facts + Statistics: Auto insurance Fact & Statistic
Facts + Statistics: Auto theft Fact & Statistic
Facts + Statistics: Distracted driving Fact & Statistic
Facts + Statistics: Alcohol-impaired driving Fact & Statistic
Background on: Motorcycle crashes Article
Background on: No-fault auto insurance Article
Background on: Compulsory Auto/Uninsured Motorists Article
Background on: Older drivers Article
Background On: Teen drivers Article
Facts + Statistics: Uninsured motorists Fact & Statistic
Municipal Accident Response Fees Article