Insurance: The Basics

If a tree falls on your house, are you covered?

If a tree hits your home or other insured structure, such as a detached garage, your standard homeowners insurance policy covers the damage to the structure, as well as any damage to the contents.

This is true for trees felled by wind, lightning or hail.

Peer-to-peer home rental

Before you consider renting out your home, your guest room—or even your couch—first contact your insurance professional so you fully understand the financial risks and can take the proper precautions. Here's some general information to jumpstart your insurance conversation. 

Infographic: Types of auto coverage

Some types of auto insurance coverage are required, others are optional, but you’ll want to understand them all because they provide protection against several types of risk.

Lightning Safety

Triple-I provides safety tips for when lightning strikes.

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Media update 2013

From newspapers to television to the internet, see all the media coverage the I.I.I. received in 2013.

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Pet insurance

Learn about facts and statistics on pet insurance.

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Three reasons to take a home inventory

Creating and updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners or renters insurance, and makes filing a claim easier and more efficient. 

10 questions to help assess your changing insurance needs

Coverage needs change as circumstances in our lives change; an annual insurance review will ensure you have the proper coverage for your needs and budget.

Frequently asked questions about FEMA disaster assistance

When a major, federally declared disaster occurs, the Federal Emergency Management Agency (FEMA) offers assistance to individuals who've sustained damages. If you're the victim of a qualified disaster, here are some FAQs—and answers—about getting FEMA help.

Lightning safety: 10 myths—and the facts

“When thunder roars, go indoors!” is a truism that actually holds up. But much of what we think we know about lightning is fiction. Here are some common myths, along with the facts that will keep you and your loved ones safe in a storm.

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