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Insurance: The Basics

Three reasons to take a home inventory

Creating and updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners or renters insurance, and makes filing a claim easier and more efficient. 

10 questions to help assess your changing insurance needs

Coverage needs change as circumstances in our lives change; an annual insurance review will ensure you have the proper coverage for your needs and budget.

Sinkholes and insurance

Sinkholes—depressions in the surface of the ground caused by the sudden settlement or collapse of the land—are a natural component of the landscape in many states. While the risk of a sinkhole is low, the fallout is potentially devastating to a homeowner. 

 

How are sinkholes formed?

 

What is gap insurance?

Gap insurance covers the difference between what a vehicle is worth, and what is owed on it.

Boat theft

More than 1,000 boats are stolen every month. If you are a boat owner, learn some easy and effective ways to protect your craft from theft.
Spokespersons: Robert Bryant, National Insurance Crime Bureau; Lt. Lee Polfray, Marine Investigator

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Swimming pool safety

Swimming pools are fun, but also potentially dangerous to young children. Learn ways to keep your loved ones safe. Spokespersons: Nadina Riggsby, Parent; Madelyn Flannigan, Independent Insurance Agents of America.

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Unclaimed life insurance benefits

To ensure that your life insurance benefits do not go unclaimed it is important to understand why this might happen. Here is a review of five of the most common reasons.

Understanding your insurance deductibles

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a vehicle or home is integral to getting the most out of your insurance policy.

College and credit: Tips for managing your money

Bill paying habits established in college can affect students' credit scores for years to come.

Green insurance

Adopting practices that are known to be safe for the environment—aka "going green"—might also help you save on your insurance costs. Whether you're considering an eco-friendlier car, a more sustainable home or "green" business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

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