To ensure that your life insurance benefits do not go unclaimed it is important to understand why this might happen. Here is a review of five of the most common reasons.

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a vehicle or home is integral to getting the most out of your insurance policy.

Bill paying habits established in college can affect students' credit scores for years to come.

Adopting practices that are known to be safe for the environment—aka "going green"—might also help you save on your insurance costs. Whether you're considering an eco-friendlier car, a more sustainable home or "green" business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

Water damage is one of the most common and costliest disasters your home can experience, costing billions of dollars annually. Safeguard your most important asset against water damage with the right insurance coverage and the following practical advice.

Whether you're hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you're planning to serve alcohol at your home take steps to limit your liquor liability and make sure you have the proper insurance.

A yard sale is a great way to clean out your home, make a little money and do some good for the environment by providing a second life for your possessions. But your enterprise could get expensive if someone gets hurt on your property and decides to sue.

Here are some steps to keep your yard sale customers safe:

Before renting out your home, your first step should be to call your insurance agent.