Insurance: The Basics

Getting the right insurance coverage for moving

Whether you’re moving locally or out-of-state, on your own or with a moving company, the right insurance will protect your belongings and give you one less worry. But before you put the first piece of furniture on the truck, do some research—start here.

Sinkholes and insurance

Sinkholes—depressions in the surface of the ground caused by the sudden settlement or collapse of the land—are a natural component of the landscape in many states. While the risk of a sinkhole is low, the fallout is potentially devastating to a homeowner. 

 

How are sinkholes formed?

 

Boat theft

More than 1,000 boats are stolen every month. If you are a boat owner, learn some easy and effective ways to protect your craft from theft.
Spokespersons: Robert Bryant, National Insurance Crime Bureau; Lt. Lee Polfray, Marine Investigator

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Swimming pool safety

Swimming pools are fun, but also potentially dangerous to young children. Learn ways to keep your loved ones safe. Spokespersons: Nadina Riggsby, Parent; Madelyn Flannigan, Independent Insurance Agents of America.

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Understanding your insurance deductibles

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a vehicle or home is integral to getting the most out of your insurance policy.

College and credit: Tips for managing your money

Bill paying habits established in college can affect students' credit scores for years to come.

Unclaimed life insurance benefits

To ensure that your life insurance benefits do not go unclaimed it is important to understand why this might happen. Here is a review of five of the most common reasons.

Green insurance

Adopting practices that are known to be safe for the environment—aka "going green"—might also help you save on your insurance costs. Whether you're considering an eco-friendlier car, a more sustainable home or "green" business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

How to protect your home from water damage

Water damage is one of the most common and costliest disasters your home can experience, costing billions of dollars annually. Safeguard your most important asset against water damage with the right insurance coverage and the following practical advice.

Social host liability

Whether you're hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you're planning to serve alcohol at your home take steps to limit your liquor liability and make sure you have the proper insurance.

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