Insurance: The Basics

Texas recovery resources

The following are state resources specifically to aid Texas residents in the recovery process following Hurricane Laura.

Texas Department of Insurance

Insurance Council of Texas

Texas Windstorm Association

Texas Department of Transportation

Louisiana recovery resources

The following are state resources meant to aid Louisiana residents in the disaster recovery process following Hurricane Laura.

Louisiana Department of Insurance

Louisiana Department of Insurance Resource Center

Consumer Protection

Louisiana Department of Transportation

Hurricanes: Insurance and recovery resources

Following a hurricane or other disaster, getting back to normal can take some time. To assist in the recovery process, the Triple-I has compiled useful information around post-disaster safety and insurance coverage questions, with detailed guidance on how to file a claim.

Hurricane insurance FAQ: What your insurance does—and does not—cover

In the aftermath of a hurricane or natural disaster, policyholders may have questions about the insurance process, including what is covered and what isn’t. Here are some answers to many of these common questions.

2020 - Commentary on first quarter financial results

2020 first-quarter data in comparison to both the previous quarter and the first quarters of prior years, gave little hint of the shock that was to follow in 2020’s second quarter. Indeed, for the property/casualty (P/C) insurance industry, the first quarter of 2020 generally went well. Although there were some bumps in the road—policyholders’ surplus fell by $75 billion, or -9.0 percent, from the 2019 year-end level—most measures of financial results (premiums, underwriting results, investments, surplus level in relation to net written premiums, and profitability) were positive. The industry results were released by ISO, a Verisk Analytics company, and the American Property Casualty Insurance Association (APCIA). A discussion of the key drivers of the quarter’s performance follows.

Tags:

property and casualty insurance

economy

economics

Global Macro And Insurance Outlook

The Insurance Information Institute's Global Macro and Insurance Outlook was written by Dr. Michel Leonard, CBE, vice president and senior economist. Before offering an assessment of the Global Insurance Outlook, Dr. Léonard’s report gives a Global Macro overview of the variables which impact all economies: Growth & Inflation, Monetary & Fiscal Policy, and Political Risks.

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Download global_macro_industry_outlook_q2_2020.pdf

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COVID-19 and Business Income (Interruption) Insurance

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Triple-I’s CEO Briefs U.S. House On Business Interruption Coverage

Insurance Information Institute CEO Sean Kevelighan participated on a business interruption insurance panel organized by the U.S. House of Representatives on May 21, 2020. The virtual session, hosted by the Innovation and Workforce Subcommittee of the House Committee on Small Business, was webcast on YouTube: Webcast.

Please click on the file name below to view the presentations. Once open, you can choose "file" from your menu and then save the PowerPoint presentation to your disk. The presentation also is available in Adobe Acrobat format. The Adobe Acrobat file is smaller and faster to download. However, you do need the appropriate software to view.

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Download kevelighan_testimony_052120.pdf

Download kevelighan_testimony_ppt_052120.pdf

Building Resilient Businesses and Communities in the Time of COVID-19 Webinar

Participants’ Bios

Michel Léonard, PhD, CBE (michell@iii.org)

Vice President & Senior Economist, The Insurance Information Institute

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Download resilience_webinar_bios_051420.pdf

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Business Income (Interruption) Insurance: Key Facts

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