Insurance: The Basics

The Insurance Industry’s Annual Week of Giving 2019

Each year, the insurance industry comes together for the Insurance Industry Charitable Foundation (IICF) Week of Giving. During this eight-day international and industry-wide initiative, insurance professionals complete volunteer projects in support of community nonprofit organizations.

2019 - Commentary on first quarter financial results

The property/casualty insurance industry had a comparatively strong first quarter in 2019. Premium flows, underwriting gains and profitability measures were all higher than most first quarters in the previous decade.

Infographic: Insurance Rating Variables: What They Are and Why They Matter

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Haze of confusion

The spread of marijuana legalization continues apace. More than 30 states and the District of Columbia now have programs that allow qualifying patients to access medical marijuana products. Another 13 states permit non-intoxicating medical products. Eleven states and D.C. permit recreational marijuana, where adults over the age of 21 can possess and use the drug.

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How To Get Flood Insurance

"What’s remarkable about flood insurance is that only 12% of people have it.” - I.I.I. CEO Sean Kevelighan. Watch the latest video produced in partnership with The Weather Channel about how to get flood insurance.

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A rocky road so far: Recreational marijuana and impaired driving

More than 30 states, the District of Columbia, Guam and Puerto Rico have programs that allow qualifying patients to access medical marijuana products. Another 13 states permit non-intoxicating medical marijuana products. Ten states and D.C. permit recreational marijuana, where any adult over the age of 21 can possess and use the drug. Recreational marijuana sales are booming.

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Florida's assignment of beneﬁts crisis

It is a standard practice throughout the insurance world: As a convenience, a policyholder grants a third party – an auto glass repair company, a medical practitioner, a home contractor – permission to directly bill an insurer to settle a claim. That practice is called an assignment of benefits, usually known by the acronym, AOB.

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How to file a wildfire claim in California

Wildfire recovery and the claims process

If you have been impacted by the wildfires in California, contact your insurer to start the claims process, and to help you determine if you are eligible for additional living expenses. To understand more about the claims process, including how to file a claim and to learn what’s usually covered and what is not, please see the following articles:

Background on: Marijuana and impaired driving

Overview

More states are passing legislation permitting medical and/or recreational marijuana use, which raises concerns about users driving under the influence of marijuana. This piece will discuss:

Spotlight on: marijuana and employment

Overview

More states are passing legislation permitting medical and/or recreational marijuana use, which raises the inevitable employment-related questions. In this article, we’ll discuss:

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