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Insurance: The Basics

Colorado recovery resources

The following are state resources specifically to aid Colorado residents in the recovery process a wildfire disaster.

Bureau of Land Management

Colorado Active Wildfire Map (Satellite View) & Safety Information

California recovery resources

The following are state resources specifically to aid California residents in the recovery process a wildfire disaster.

Wildfires: insurance and recovery resources

Following a wildfire or other disaster, getting back to normal can take some time. To assist in the recovery process, the Triple-I has compiled useful information around post-disaster safety, insurance coverage questions, and detailed guidance on how to file a claim.

Is food spoilage covered?

If the power goes out, can you get reimbursed for spoiled food?

Following a major disaster like Hurricane Laura, extended power outages are common. According to poweroutage.us, nearly 500,000 customers in Louisiana and Texas were without power after the storm hit. However, most electric utility companies do not offer their customers reimbursements for food spoilage caused by long-term power outages.

Texas recovery resources

The following are state resources specifically to aid Texas residents in the recovery process following Hurricane Laura.

Texas Department of Insurance

Insurance Council of Texas

Texas Windstorm Association

Texas Department of Transportation

Louisiana recovery resources

The following are state resources meant to aid Louisiana residents in the disaster recovery process following Hurricane Laura.

Louisiana Department of Insurance

Louisiana Department of Insurance Resource Center

Consumer Protection

Louisiana Department of Transportation

Hurricanes: Insurance and recovery resources

Following a hurricane or other disaster, getting back to normal can take some time. To assist in the recovery process, the Triple-I has compiled useful information around post-disaster safety and insurance coverage questions, with detailed guidance on how to file a claim.

Hurricane insurance FAQ: What your insurance does—and does not—cover

In the aftermath of a hurricane or natural disaster, policyholders may have questions about the insurance process, including what is covered and what isn’t. Here are some answers to many of these common questions.

2020 - Commentary on first quarter financial results

2020 first-quarter data in comparison to both the previous quarter and the first quarters of prior years, gave little hint of the shock that was to follow in 2020’s second quarter. Indeed, for the property/casualty (P/C) insurance industry, the first quarter of 2020 generally went well. Although there were some bumps in the road—policyholders’ surplus fell by $75 billion, or -9.0 percent, from the 2019 year-end level—most measures of financial results (premiums, underwriting results, investments, surplus level in relation to net written premiums, and profitability) were positive. The industry results were released by ISO, a Verisk Analytics company, and the American Property Casualty Insurance Association (APCIA). A discussion of the key drivers of the quarter’s performance follows.

Global Macro And Insurance Outlook

The Insurance Information Institute's Global Macro and Insurance Outlook was written by Dr. Michel Leonard, CBE, vice president and senior economist. Before offering an assessment of the Global Insurance Outlook, Dr. Léonard’s report gives a Global Macro overview of the variables which impact all economies: Growth & Inflation, Monetary & Fiscal Policy, and Political Risks.

 

Please click on the file name below to view the white paper in PDF format. You will need Adobe Acrobat Reader to view the file.

Download global_macro_industry_outlook_q2_2020.pdf

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