What is gap insurance?

Gap insurance covers the difference between what a vehicle is worth, and what is owed on it.

Facts + Statistics: Auto theft

Key Facts

Facts + Statistics: Wildfires

Key Facts

  • According to federal data cited by the National Park Service, humans cause about 85 percent of all wildfires yearly in the United States.

Facts + Statistics: Identity theft and cybercrime

Key Facts

Facts + Statistics: Homeowners and renters insurance

Homeowners insurance premiums

The average homeowners insurance premium rose by 7.6 percent in 2021 from 2020, according to a December 2023 study by the National Association of Insurance Commissioners, the latest data available. The average renters insurance premium fell by 1.7 percent in 2021 marking the seventh consecutive annual decline.

Am I insured against asteroids, meteors and falling satellites?

While the likelihood of getting struck by a satellite, a meteor or an asteroid is extremely rare, if one of these falling objects does hit close to home, your insurance can provide peace of mind.

Liability and safety tips for dog owners

Most dogs are friendly, loving members of the family, but even normally docile dogs may bite when they are frightened or when protecting their puppies, owners or food.

According to the Centers for Disease Control and Prevention (CDC), more than 4.5 million people are bitten by dogs annually, resulting in an estimated 800,000 injuries that require medical attention. More than 50 percent of dog bites occur on the dog owner’s property, and they account for one-third of all homeowners insurance liability claims.

Understanding the insurance claims payment process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.