Insurance Industry: Financial Update and Outlook

This PowerPoint report examines the property/casualty (P/C) insurance industry financials in depth, including a detailed look at net income, profitability, combined ratio, P/C insurance industry ROE and NPW Premium Growth. While capacity and industry capital remain at record highs, they have stabilized. The report also delves into a discussion of capital accumulation, and explores the question if a drive for growth and scale is stimulating M&A activity. Because investment performance is a key driver of profitability, the presentation demonstrates that depressed yields will necessarily influence underwriting and pricing. The state of the Commercial Lines market is explored in depth. Underwriting performance is presented, as well as the state of insured catastrophe losses and pricing trends. First-half 2016 catastrophe losses are discussed. Among emerging issues, cyberrisk is presented. Finally, the report closes with a look at how the strength of the economy will greatly influence insurer exposure base, and as well as thoughts on how the insurance industry will be affected by the Brexit.