FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; email@example.com
NEW YORK, December 8, 2016 — While surveying the motorcycles on display at the New York Motorcycle Show this weekend, keep in mind that motorcyclists who travel on public roads or highways need an insurance policy that meets their state’s requirements as well as their individual needs, according to the Insurance Information Institute (I.I.I.).
“Motorcycle insurance coverage can be purchased as either a stand-alone policy or as an endorsement to a personal automobile policy,” said Michael Barry, vice president, Media Relations, at the I.I.I.
Insurers will be among the exhibitors at the Progressive International Motorcycle Show, to be held between Friday, December 9, and Sunday, December 11, 2016, at the Jacob K. Javits Convention Center, 655 West 34th Street, New York City.
As with cars, some insurance coverages are required for motorcyclists whereas others are optional.
The mandatory minimum liability limits for these coverages in states where they are required for motorcyclists are generally similar to those required for automobiles.
b) Comprehensive—covers damage caused by events such as fire, flood, falling objects, theft or vandalism.
c) First-party medical coverage—covers your own medical expenses if they were incurred in an accident while operating your motorcycle.
c) Emergency road service—covers towing and roadside assistance costs.
d) Accessories and customization—covers the repair or replacement of accessories, like helmets and safety jackets, and customized equipment added to the motorcycle after purchase, such as exhaust pipes, saddle bags, and seats.
Beyond the types and amount of coverage purchased, several other factors will also affect how much you pay for motorcycle insurance, including:
Issues Update: Motorcycle Crashes
Facts and Statistics: Motorcycle Crashes
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.
Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org