Outside the United States, the insurance industry is divided into life and nonlife, or general insurance, rather than life/health and property/casualty. Swiss Re’s 2016 world insurance study is based on direct premium data from 147 countries, with detailed information on the largest 88 markets. World insurance premiums rose 3.1 percent in 2016, adjusted for inflation, down from 4.3 percent in 2015. Nonlife premiums slowed to 3.7 percent in 2016, adjusted for inflation, from 4.2 percent growth in 2015. Life insurance premiums grew by 2.5 percent after inflation in 2016, slower than the 4.4 percent growth reported for 2015.