Current Table

Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2022 (1))
  1990 1995 2000 2005 2010 2015 2020 2022
Housing (2) 30.0% 31.7% 31.7% 31.9% 33.7% 32.1% 34.0% 32.4%
Transportation  (2) 15.9 16.4 17.5 16.0 13.9 15.0 13.5 14.7
Food 15.0 14.0 13.6 12.8 12.7 12.5 11.9 12.8
Retirement (3) 8.8 8.0 7.8 10.4 10.5 10.7 11.0 11.3
Other 10.6 10.2 10.5 10.4 10.4 10.1 9.8 9.6
Total insurance 5.8 6.8 6.3 6.5 7.3 8.7 10.3 9.0
  Health 2.0 2.7 2.6 2.9 3.8 5.3 6.0 5.2
  Vehicle 2.0 2.2 2.0 2.0 2.1 1.9 2.6 (4) 2.2
  Homeowners and tenants  0.5 0.7 0.7 0.7 0.8 0.8 0.9 0.9
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.7 0.7
  Other insurance 0.1 0.1 0.1 0.1 (5) (5) 0.1 (5)
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 4.7 4.7
Healthcare (2) 3.1 2.7 2.8 2.8 2.8 2.4 2.5 2.8
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 2.3 2.7

(1) Ranked by 2022 expenditures.
(2) Excludes insurance.
(3) Mostly payroll deductions for retirement purposes such as Social Security (73.1 percent of retirement expenditures), government and private pension plans (6.3 percent) and nonpayroll deposits such as IRAs (20.7 percent) in 2022.
(4) In 2019 the Bureau of Labor Statistics changed the data source used to estimate spending on vehicle insurance from the Diary Survey to the Interview Survey after it determined that the Interview Survey provided a better measure of spending for the category.
(5) Less than 0.1 percent.

Note: Percentages may not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
INSURANCE AND OTHER CONSUMER EXPENDITURES AS A PERCENT OF TOTAL HOUSEHOLD SPENDING, 1990-2008 (1)
  1990 1995 2000 2005 2006 2007 2008
Housing 30.0% 31.7% 31.7% 31.9% 33.1% 33.3% 33.1%
Transportation 15.9 16.4 17.5 16.0 15.7 15.5 14.8
Food 15.0 14.0 13.6 12.8 12.6 12.4 12.8
Retirement (2) 8.8 8.0 7.8 10.4 10.2 10.1 10.5
Other 10.6 10.2 10.5 10.4 10.6 10.2 10.1
Total insurance 5.8 6.8 6.3 6.5 6.3 6.6 6.9
     Health 2.0 2.7 2.6 2.9 3.0 3.0 3.3
     Vehicle 2.0 2.2 2.0 2.0 1.8 1.8 2.2
     Homeowners 0.5 0.7 0.7 0.7 0.8 0.7 0.7
     Life 1.2 1.1 1.0 0.8 0.7 0.6 0.6
     Other 0.1 0.1 0.1 0.1 -3.0 0.1 (3)
Entertainment 5.0 5.0 4.9 5.1 4.9 5.4 5.6
Clothing 5.7 5.3 4.9 4.1 3.9 3.8 3.6
Healthcare 3.1 2.7 2.8 2.8 2.7 2.6 2.6

(1) Ranked by 2008 data.
(2) Mostly payroll deductions for retirement purposes such as Social Security (77%) and private pension plans (13%) and nonpayroll deposits such as IRAs (10%) in 2008.
(3) Less than 0.1 percent.

Note: Percentages may not add due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
INSURANCE AND OTHER CONSUMER EXPENDITURES AS A PERCENT OF TOTAL HOUSEHOLD SPENDING, 1990-2009 (1)
  1990 1995 2000 2005 2007 2008 2009
Housing   30.0% 31.7% 31.7% 31.9% 33.3% 33.1% 33.7%
Transportation   15.9 16.4 17.5 16.0 15.5 14.8 13.4
Food   15.0 14.0 13.6 12.8 12.4 12.8 13.0
Retirement (2)   8.8 8.0 7.8 10.4 10.1 10.5 10.5
Other   10.6 10.2 10.5 10.4 10.2 10.1 10.4
Total insurance   5.8 6.8 6.3 6.5 6.6 6.9 7.2
     Health   2.0 2.7 2.6 2.9 3.0 3.3 3.6
     Vehicle   2.0 2.2 2.0 2.0 1.8 2.2 2.2
     Homeowners   0.5 0.7 0.7 0.7 0.7 0.7 0.7
     Life   1.2 1.1 1.0 0.8 0.6 0.6 0.6
     Other   0.1 0.1 0.1 0.1 0.1 (3) (3)
Entertainment   5.0 5.0 4.9 5.1 5.4 5.6 5.5
Clothing   5.7 5.3 4.9 4.1 3.8 3.6 3.5
Healthcare   3.1 2.7 2.8 2.8 2.6 2.6 2.7

(1) Ranked by 2009 data.
(2) Mostly payroll deductions for retirement purposes such as Social Security (77%) and private pension plans (14%) and nonpayroll deposits such as IRAs (9%) in 2009.
(3) Less than 0.1 percent.

Note: Percentages may not add due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
INSURANCE AND OTHER CONSUMER EXPENDITURES AS A PERCENT OF TOTAL HOUSEHOLD SPENDING, 1990-2010 (1)
  1990 1995 2000 2005 2008 2009 2010
Housing   30.0% 31.7% 31.7% 31.9% 33.1% 33.7% 33.7%
Transportation   15.9 16.4 17.5 16.0 14.8 13.4 13.9
Food   15.0 14.0 13.6 12.8 12.8 13.0 12.7
Retirement (2)   8.8 8.0 7.8 10.4 10.5 10.5 10.5
Other   10.6 10.2 10.5 10.4 10.1 10.4 10.4
Total insurance   5.8 6.8 6.3 6.5 6.9 7.2 7.3
     Health   2.0 2.7 2.6 2.9 3.3 3.6 3.8
     Vehicle   2.0 2.2 2.0 2.0 2.2 2.2 2.1
     Homeowners   0.5 0.7 0.7 0.7 0.7 0.7 0.8
     Life   1.2 1.1 1.0 0.8 0.6 0.6 0.6
     Other   0.1 0.1 0.1 0.1 (3) (3) (3)
Entertainment   5.0 5.0 4.9 5.1 5.6 5.5 5.2
Clothing   5.7 5.3 4.9 4.1 3.6 3.5 3.5
Healthcare   3.1 2.7 2.8 2.8 2.6 2.7 2.8

(1) Ranked by 2010 data.
(2) Mostly payroll deductions for retirement purposes such as Social Security (77%) and private pension plans (14%) and nonpayroll deposits such as IRAs (9%) in 2010.
(3) Less than 0.1 percent.

Note: Percentages may not add due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
INSURANCE AND OTHER CONSUMER EXPENDITURES AS A PERCENT OF TOTAL HOUSEHOLD SPENDING, 1990-2011 (1)
  1990 1995 2000 2005 2009 2010 2011
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 33.7% 33.1%
Transportation 15.9 16.4 17.5 16.0 13.4 13.9 14.7
Food 15.0 14.0 13.6 12.8 13.0 12.7 13.0
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.5 10.3
Other 10.6 10.2 10.5 10.4 10.4 10.4 10.3
Total insurance 5.8 6.8 6.3 6.5 7.2 7.3 7.2
     Health 2.0 2.7 2.6 2.9 3.6 3.8 3.9
     Vehicle 2.0 2.2 2.0 2.0 2.2 2.1 2.0
     Homeowners 0.5 0.7 0.7 0.7 0.7 0.8 0.8
     Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6
     Other 0.1 0.1 0.1 0.1 (3) (3) (3)
Entertainment 5.0 5.0 4.9 5.1 5.5 5.2 5.2
Clothing 5.7 5.3 4.9 4.1 3.5 3.5 3.5
Healthcare 3.1 2.7 2.8 2.8 2.7 2.8 2.8

(1) Ranked by 2011 data.
(2) Mostly payroll deductions for retirement purposes such as Social Security (77%) and private pension plans (13%) and nonpayroll deposits such as IRAs (10%) in 2011.
(3) Less than 0.1 percent.

Note: Percentages may not add due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
INSURANCE AND OTHER CONSUMER EXPENDITURES AS A PERCENT OF TOTAL HOUSEHOLD SPENDING, 1990-2012 (1)
  1990 1995 2000 2005 2009 2010 2011 2012
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 33.7% 33.1% 32.1%
Transportation 15.9 16.4 17.5 16.0 13.4 13.9 14.7 15.5
Food 15.0 14.0 13.6 12.8 13.0 12.7 13.0 12.8
Other 10.6 10.2 10.5 10.4 10.4 10.4 10.3 10.6
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.5 10.3 10.2
Total insurance 5.8 6.8 6.3 6.5 7.2 7.3 7.2 7.4
     Health 2.0 2.7 2.6 2.9 3.6 3.8 3.9 3.9
     Vehicle 2.0 2.2 2.0 2.0 2.2 2.1 2.0 2.0
     Homeowners 0.5 0.7 0.7 0.7 0.7 0.8 0.8 0.8
     Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.6
     Other 0.1 0.1 0.1 0.1 (3) (3) (3) (3)
Entertainment 5.0 5.0 4.9 5.1 5.5 5.2 5.2 5.1
Clothing 5.7 5.3 4.9 4.1 3.5 3.5 3.5 3.4
Healthcare 3.1 2.7 2.8 2.8 2.7 2.8 2.8 2.9

(1) Ranked by 2012 data.
(2) Mostly payroll deductions for retirement purposes such as Social Security (77%) and private pension plans (12%) and nonpayroll deposits such as IRAs (11%) in 2012.
(3) Less than 0.1 percent.

Note: Percentages may not add due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
INSURANCE AND OTHER CONSUMER EXPENDITURES AS A PERCENT OF TOTAL HOUSEHOLD SPENDING, 1990-2013 (1)
  1990 1995 2000 2005 2010 2011 2012 2013
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 33.1% 32.1% 32.8%
Transportation 15.9 16.4 17.5 16.0 13.9 14.7 15.5 15.6
Food 15.0 14.0 13.6 12.8 12.7 13.0 12.8 12.9
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.3 10.2 10.2
Other 10.6 10.2 10.5 10.4 10.4 10.3 10.6 10.0
Total insurance 5.8 6.8 6.3 6.5 7.3 7.2 7.4 7.7
     Health 2.0 2.7 2.6 2.9 3.8 3.9 3.9 4.4
     Vehicle 2.0 2.2 2.0 2.0 2.1 2.0 2.0 2.0
     Homeowners 0.5 0.7 0.7 0.7 0.8 0.8 0.8 0.7
     Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.6
     Other 0.1 0.1 0.1 0.1 (3) (3) (3) (3)
Entertainment 5.0 5.0 4.9 5.1 5.2 5.2 5.1 4.9
Clothing 5.7 5.3 4.9 4.1 3.5 3.5 3.4 3.1
Healthcare 3.1 2.7 2.8 2.8 2.8 2.8 2.9 2.7

(1) Ranked by 2013 data.
(2) Mostly payroll deductions for retirement purposes such as Social Security (78% of retirement expenditures), government and private pension plans (13%) and nonpayroll deposits such as IRAs (9%) in 2013.
(3) Less than 0.1 percent.

Note: Percentages may not add due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2014 (1)
  1990 1995 2000 2005 2010 2012 2013 2014
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 32.1% 32.8% 32.6%
Transportation 15.9 16.4 17.5 16.0 13.9 15.5 15.6 14.9
Food 15.0 14.0 13.6 12.8 12.7 12.8 12.9 12.6
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.2 10.2 10.1
Other 10.6 10.2 10.5 10.4 10.4 10.6 10.0 10.0
Total insurance 5.8 6.8 6.3 6.5 7.3 7.4 7.7 8.8
  Health 2.0 2.7 2.6 2.9 3.8 3.9 4.4 5.4
  Vehicle 2.0 2.2 2.0 2.0 2.1 2.0 2.0 2.1
  Homeowners 0.5 0.7 0.7 0.7 0.8 0.8 0.7 0.7
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.6
  Other 0.1 0.1 0.1 0.1 (3) (3) (3) 0.1
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 4.9 5.1
Clothing 5.7 5.3 4.9 4.1 3.5 3.4 3.1 3.3
Healthcare 3.1 2.7 2.8 2.8 2.8 2.9 2.7 2.7

(1) Ranked by 2014 data.
(2) Mostly payroll deductions for retirement purposes such as Social Security (79% of retirement expenditures), government and private pension plans (11%) and nonpayroll deposits such as IRAs (10%) in 2014.
(3) Less than 0.1 percent.

Note: Percentages may not add up to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2015 (1)
  1990 1995 2000 2005 2010 2013 2014 2015
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 32.8% 32.6% 32.1%
Transportation 15.9 16.4 17.5 16.0 13.9 15.6 14.9 15.0
Food 15.0 14.0 13.6 12.8 12.7 12.9 12.6 12.5
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.2 10.1 10.7
Other 10.6 10.2 10.5 10.4 10.4 10.0 10.0 10.1
Total insurance 5.8 6.8 6.3 6.5 7.3 7.7 8.8 8.7
  Health 2.0 2.7 2.6 2.9 3.8 4.4 5.4 5.3
  Vehicle 2.0 2.2 2.0 2.0 2.1 2.0 2.1 1.9
  Homeowners 0.5 0.7 0.7 0.7 0.8 0.7 0.7 0.8
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.6
  Other 0.1 0.1 0.1 0.1 (3) (3) 0.1 (3)
Entertainment 5.0 5.0 4.9 5.1 5.2 4.9 5.1 5.1
Clothing 5.7 5.3 4.9 4.1 3.5 3.1 3.3 3.3
Healthcare 3.1 2.7 2.8 2.8 2.8 2.7 2.7 2.4

(1) Ranked by 2015 expenditures.
(2) Mostly payroll deductions for retirement purposes such as Social Security (74 percent of retirement expenditures), government and private pension plans (13 percent) and nonpayroll deposits such as IRAs (13 percent) in 2015.
(3) Less than 0.1 percent.

Note: Percentages do not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2016 (1)
  1990 1995 2000 2005 2010 2014 2015 2016
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 32.6% 32.1% 32.1%
Transportation 15.9 16.4 17.5 16.0 13.9 14.9 15.0 15.8
Food 15.0 14.0 13.6 12.8 12.7 12.6 12.5 12.6
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.1 10.7 11.4
Total insurance 5.8 6.8 6.3 6.5 7.3 8.8 8.7 8.9
  Health 2.0 2.7 2.6 2.9 3.8 5.4 5.3 5.5
  Vehicle 2.0 2.2 2.0 2.0 2.1 2.1 1.9 2.0
  Homeowners 0.5 0.7 0.7 0.7 0.8 0.7 0.8 0.8
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.5
  Other 0.1 0.1 0.1 0.1 (3) 0.1 (3) (3)
Other 10.6 10.2 10.5 10.4 10.4 10.0 10.1 8.5
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 5.1 5.1
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 3.3 3.1
Healthcare 3.1 2.7 2.8 2.8 2.8 2.7 2.4 2.5

(1) Ranked by 2016 expenditures.
(2) Mostly payroll deductions for retirement purposes such as Social Security (72% of retirement expenditures), government and private pension plans (12%) and nonpayroll deposits such as IRAs (15%) in 2016.
(3) Less than 0.1 percent.

Note: Percentages may not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2017 (1)

 

  1990 1995 2000 2005 2010 2015 2016 2017
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 32.1% 32.1% 32.3%
Transportation 15.9 16.4 17.5 16.0 13.9 15.0 15.8 14.3
Food 15.0 14.0 13.6 12.8 12.7 12.5 12.6 12.9
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.7 11.4 10.6
Other 10.6 10.2 10.5 10.4 10.4 10.1 8.5 10.2
Total insurance 5.8 6.8 6.3 6.5 7.3 8.7 8.9 8.8
  Health 2.0 2.7 2.6 2.9 3.8 5.3 5.5 5.7
  Vehicle 2.0 2.2 2.0 2.0 2.1 1.9 2.0 1.6
  Homeowners (3)  0.5 0.7 0.7 0.7 0.8 0.8 0.8 0.8
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.5 0.6
  Other 0.1 0.1 0.1 0.1 (4) (4) (4) 0.1
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 5.1 5.3
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 3.1 3.1
Healthcare 3.1 2.7 2.8 2.8 2.8 2.4 2.5 2.5

(1) Ranked by 2017 expenditures.
(2) Mostly payroll deductions for retirement purposes such as Social Security (74% of retirement expenditures), government and private pension plans (12%) and nonpayroll deposits such as IRAs (14%) in 2017.
(3) Includes tenants.
(4) Less than 0.1 percent.

Note: Percentages may not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2018 (1)

 

  1990 1995 2000 2005 2010 2015 2017 2018
Housing (2) 30.0% 31.7% 31.7% 31.9% 33.7% 32.1% 32.3% 32.0%
Transportation (2) 15.9 16.4 17.5 16.0 13.9 15.0 14.3 14.3
Food 15.0 14.0 13.6 12.8 12.7 12.5 12.9 12.9
Retirement (3) 8.8 8.0 7.8 10.4 10.5 10.7 10.6 11.2
Other 10.6 10.2 10.5 10.4 10.4 10.1 10.2 10.0
Total insurance 5.8 6.8 6.3 6.5 7.3 8.7 8.8 8.7
     Health 2.0 2.7 2.6 2.9 3.8 5.3 5.7 5.6
     Vehicle 2.0 2.2 2.0 2.0 2.1 1.9 1.6 1.6
     Homeowners and tenants 0.5 0.7 0.7 0.7 0.8 0.8 0.8 0.8
     Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.7
     Other insurance 0.1 0.1 0.1 0.1 (4) (4) 0.1 0.1
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 5.3 5.3
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 3.1 3.0
Healthcare (2) 3.1 2.7 2.8 2.8 2.8 2.4 2.5 2.6

(1) Ranked by 2018 expenditures.
(2) Excludes insurance.
(3) Mostly payroll deductions for retirement purposes such as Social Security (74 percent of retirement expenditures), government and private pension plans (11 percent) and nonpayroll deposits such as IRAs (15 percent) in 2018.

Note: Percentages may not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2019

 

  1990 1995 2000 2005 2010 2015 2018 2019
Housing (2) 30.0% 31.7% 31.7% 31.9% 33.7% 32.1% 32.0% 32.0%
Transportation  (2) 15.9 16.4 17.5 16.0 13.9 15.0 14.3 14.6
Food 15.0 14.0 13.6 12.8 12.7 12.5 12.9 13.0
Retirement (3) 8.8 8.0 7.8 10.4 10.5 10.7 11.2 10.5
Other 10.6 10.2 10.5 10.4 10.4 10.1 10.0 9.7
Total insurance 5.8 6.8 6.3 6.5 7.3 8.7 8.7 9.7
     Health 2.0 2.7 2.6 2.9 3.8 5.3 5.6 5.6
     Vehicle 2.0 2.2 2.0 2.0 2.1 1.9 1.6 2.5 (4)
     Homeowners and tenants  0.5 0.7 0.7 0.7 0.8 0.8 0.8 0.8
     Life 1.2 1.1 1.0 0.8 0.6 0.6 0.7 0.8
     Other insurance 0.1 0.1 0.1 0.1 (5) (5) 0.1 0.1
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 5.3 4.9
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 3.0 3.0
Healthcare (2) 3.1 2.7 2.8 2.8 2.8 2.4 2.6 2.6

(1) Ranked by 2019 expenditures.
(2) Excludes insurance.
(3) Mostly payroll deductions for retirement purposes such as Social Security (79% of retirement expenditures), government and private pension plans (10%) and nonpayroll deposits such as IRAs (11%) in 2019.
(4) In 2019 the Bureau of Labor Statistics changed the data source used to estimate spending on vehicle insurance from the Diary Survey to the Interview Survey after it determined that the Interview Survey provided a better measure of spending for the category.
(5) Less than 0.1 percent.

Note: Percentages may not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2020 (1)

 

  1990 1995 2000 2005 2010 2015 2019 2020
Housing (2) 30.0% 31.7% 31.7% 31.9% 33.7% 32.1% 32.0% 34.0%
Transportation  (2) 15.9 16.4 17.5 16.0 13.9 15.0 14.6 13.5
Food 15.0 14.0 13.6 12.8 12.7 12.5 13.0 11.9
Retirement (3) 8.8 8.0 7.8 10.4 10.5 10.7 10.5 11.0
Other 10.6 10.2 10.5 10.4 10.4 10.1 9.7 9.8
Total insurance 5.8 6.8 6.3 6.5 7.3 8.7 9.7 10.3
  Health 2.0 2.7 2.6 2.9 3.8 5.3 5.6 6.0
  Vehicle 2.0 2.2 2.0 2.0 2.1 1.9 2.5 (4) 2.6
  Homeowners and tenants  0.5 0.7 0.7 0.7 0.8 0.8 0.8 0.9
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.8 0.7
  Other insurance 0.1 0.1 0.1 0.1 (5) (5) 0.1 0.1
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 4.9 4.7
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 3.0 2.3
Healthcare (2) 3.1 2.7 2.8 2.8 2.8 2.4 2.6 2.5

(1) Ranked by 2020 expenditures.
(2) Excludes insurance.
(3) Mostly payroll deductions for retirement purposes such as Social Security (79.8 percent of retirement expenditures), government and private pension plans (10.0 percent) and nonpayroll deposits such as IRAs (10.2 percent) in 2020.
(4) In 2019 the Bureau of Labor Statistics changed the data source used to estimate spending on vehicle insurance from the Diary Survey to the Interview Survey after it determined that the Interview Survey provided a better measure of spending for the category.
(5) Less than 0.1 percent.

Note: Percentages may not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.

 
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2021 (1)

 

  1990 1995 2000 2005 2010 2015 2020 2021
Housing (2) 30.0% 31.7% 31.7% 31.9% 33.7% 32.1% 34.0% 32.9%
Transportation  (2) 15.9 16.4 17.5 16.0 13.9 15.0 13.5 14.1
Food 15.0 14.0 13.6 12.8 12.7 12.5 11.9 12.4
Retirement (3) 8.8 8.0 7.8 10.4 10.5 10.7 11.0 11.1
Other 10.6 10.2 10.5 10.4 10.4 10.1 9.8 9.6
Total insurance 5.8 6.8 6.3 6.5 7.3 8.7 10.3 9.4
  Health 2.0 2.7 2.6 2.9 3.8 5.3 6.0 5.5
  Vehicle 2.0 2.2 2.0 2.0 2.1 1.9 2.6 (4) 2.3
  Homeowners and tenants  0.5 0.7 0.7 0.7 0.8 0.8 0.9 0.9
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.7 0.7
  Other insurance 0.1 0.1 0.1 0.1 (5) (5) 0.1 (5)
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 4.7 5.3
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 2.3 2.6
Healthcare (2) 3.1 2.7 2.8 2.8 2.8 2.4 2.5 2.6

(1) Ranked by 2021 expenditures.
(2) Excludes insurance.
(3) Mostly payroll deductions for retirement purposes such as Social Security (75.2 percent of retirement expenditures), government and private pension plans (7.0 percent) and nonpayroll deposits such as IRAs (17.8 percent) in 2021.
(4) In 2019 the Bureau of Labor Statistics changed the data source used to estimate spending on vehicle insurance from the Diary Survey to the Interview Survey after it determined that the Interview Survey provided a better measure of spending for the category.
(5) Less than 0.1 percent.

Note: Percentages may not add to 100 percent due to rounding.

Source: U.S. Department of Labor, Bureau of Labor Statistics.