Facts + Statistics: Fire

 

Fire losses

Great strides have been made in constructing fire-resistant buildings and improving fire-suppression techniques, both of which have reduced the incidence of fire. However, in terms of property losses, these advances have been somewhat offset by increases in the number of and value of buildings. In 2015, on average, a fire department responded to a fire every 23 seconds in the United States, according to the National Fire Protection Association. A structure fire occurred every 63 seconds, a residential structure fire occurred every 86 seconds and an outside property fire occurred every 52 seconds.

Fire Losses In The United States, 2006-2015 (1) Year Property loss ($ millions) Loss per capita (2) 2006 $20,340 $68.17 2007 24,399 81.00 2008 24,734 81.34 2009 22,911 74.68 2010 20,486 66.22 2011 19,511 62.59 2012 23,977 76.33 2013 19,054 60.22 2014 21,801 68.36 2015 21,020 65.40 (1) Including allowances for FAIR Plan and uninsured losses. (2) Calculated by the Insurance Information Institute using ISO property loss and population estimates from the U.S. Census Bureau, Population Division. Source: ISO®, a Verisk Analytics® business; U.S. Census Bureau, Population Division. View Archived Tables

Fire Losses In The United States, By Line Of Insurance, 2015 (1) 159_2017.gif (1) Estimated. Includes FAIR plan and uninsured losses. Source: ISO®, a Verisk Analytics® business. View Archived Graphs

 

Structure fires

There are about a half million fires in structures each year, according to the National Fire Protection Association (NFPA). In 2015, 77 percent of structure fires were in residential properties and 23 percent were in non-residential structures, including storage facilities, stores and offices, and industrial properties, and public assembly. Public assembly fires include fires in eating and drinking places and other entertainment venues, houses of worship and other places where people congregate. Structure fires caused $10.3 billion in damage in 2015. The majority of the damage ($7.2 billion) was to residential properties. Public assembly fires include fires in eating and drinking places and other entertainment venues, houses of worship and other places where people congregate. There are approximately 7,600 structure fires in eating and drinking establishments each year, according to a NFPA report based on data between 2006 and 2010.

According to the NFPA, fires in nightclubs are among the most deadly public occupancy fires, because they contain a large number of people in one main space. In January, 2013 a deadly nightclub fire in Brazil claimed over 230 lives, making it one of the most deadly nightclub fires on record. The deadliest nightclub fire in world history was the 1903 Iroquois Theater fire in Chicago, Illinois in which 602 people were killed, followed by a 1942 Cocoanut Grove fire in Boston, Massachusetts which claimed 492 lives and a fire at the Conway's Theater in Brooklyn, New York in 1876 which killed 285 people. The 2003 Station Fire in Rhode Island claimed 100 lives, and ranks as number eight. The complete top ten ranking is posted at NFPA: Nightclub Fires.

 

Large loss fires

March 25, 2011, marked the 100-year anniversary of the Triangle Shirtwaist Factory Fire. The blaze that swept through a New York City sweatshop killing 146 garment workers ushered in a new era of fire safety in the American workplace, according to the National Fire Protection Association. The September 11, 2001, World Trade Center conflagration was the deadliest, as well as the most costly, building fire in U.S. history.

 

Holiday fire losses

Fireworks

Almost half of all reported fires on July 4^th were started by fireworks between 2009 and 2013, according to the National Fire Protection Association (NFPA). In 2013 fireworks caused an estimated 15,600 reported fires, including 1,400 total structure fires, 200 vehicle fires, and 14,000 outside and other fires. Other NFPA key statistics include:

• In 2013 fireworks fires resulted in an estimated 30 civilian injuries and $21 million in direct property damage.
• In 2014 U.S. hospital emergency rooms treated an estimated 10,500 people for fireworks related injuries; 51 percent of those injuries were to the extremities, and 38 percent were to the head, according to the Consumer Product Safety Commission.
• The risk of fireworks injury is highest for children ages 5 to 9 followed by children ages 15 to 19.

Home fires

• The National Fire Protection Association (NFPA) says Thanksgiving Day is the leading day for home cooking fires, with three times as many occurring on Thanksgiving as any other day of the year. In 2013, there were 1,550 fires on Thanksgiving, a 230 percent increase over the daily average.

• U.S. fire departments responded to an estimated annual average of 210 home structure fires that began with Christmas trees from 2009 to 2013, according to a fact sheet from the National Fire Protection Association (NFPA).
• Home Christmas tree fires caused an average of seven civilian deaths, 19 civilian injuries and $17.5 million in direct property damage annually from 2009 to 2013.
• Electrical distribution or lighting equipment was involved in 38 percent of the home Christmas tree structure fires. About one-quarter (24 percent) occurred because some type of heat source was too close to the tree. Decorative lights were involved in 18 percent of these incidents. Eight percent of home Christmas tree fires were started by candles.
• The top three days for home candle fires were Christmas, New Year’s Day and Christmas Eve, according to another NFPA fact sheet.
• During the five-year-period of 2009-2013, the NFPA estimates that decorations were the item first ignited in an estimated average of 860 reported home structure fires per year. These fires caused an estimated average of one civilian death, 41 civilian injuries and $13.4 million in direct property damage per year, according to an NFPA fact sheet.

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