Presentations

Insurance Industry Employment Trends: 1990-2014 (October, 2014)
December 09, 2014

The U.S. Labor Department’s Bureau of Labor Statistics (BLS) just published data as of October 2014 on detailed insurance industry employment, and the I.I.I. website contains updated multi-decade trend data in chart form....

Future Shock: Challenges and Opportunities for the Global Insurance Industry in a Rapidly Changing World
November 20, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Connecticut Insurance Market Forecast conference, looks at the insurance industry in a global context. The report discusses the risks and opportunities that globalization poses for the industry. Sections analyze the public perceptions of the insurance industry and trends such as consolidation in the three sectors of the segmented industry: property/casualty, life and health....

Practical Strategies to Address Cyber Risk in Your Business
November 18, 2014

This joint presentation Robert Hartwig, president of the Insurance Information Institute, and representatives of PriceWaterhouseCoopers and attorneys from Lewis Brisbois Bisgaard & Smith addressed important issues relating to cyberbreaches in today’s corporate environment. Hartwig’s presentation focused on insurance strategies, including a discussion of the growing cyber exposure, the typical structure of a cyberinsurance policy and a look at the marketplace for cyber policies....

Overview and Outlook for the P/C Insurance Industry: Trends, Challenges and Opportunities
November 12, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Casualty Actuarial Society Centennial Meeting includes the following sections: A property/casualty insurance industry financial Update; a review of the new investment reality; a look at profitability and politics and how profitability is affected by the president’s political party; an alternative capital and reinsurance markets analysis; and a growth analysis by state and business segmen…...

Insurance Industry Employment Trends: 1990-2014 (September, 2014)
November 07, 2014

The U.S. Labor Department’s Bureau of Labor Statistics (BLS) just published data as of September 2014 on detailed insurance industry employment, and the I.I.I. website contains updated multi-decade trend data in chart form....

Overview and Outlook for the P/C Insurance Industry: Focus on California & US Markets
November 06, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, before the Independent Insurance Agents & Brokers Association of California, provides a review of the U.S. property/casualty (P/C) insurance market, with a focus on California. A financial update provides that latest statistics on profitability, growth and underwriting performance....

Capital Punishment? The Challenge of Profitability and Growth in an Industry and World Awash in Capital
November 04, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Geneva Association’s 10th Annual Insurance and Finance Seminar in London, analyzes how the combination of accumulation of capital on a global scale and low yields are impacting the insurance and reinsurance sectors....

The Great Tradeoff: Regulation, Strength and Solvency vs. Profitability and Growth: Can They Co-Exist?
October 15, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at St. John’s University School of Risk Management, Insurance & Actuarial Science, looks at profitability and growth in the property/casualty (P/C) insurance industry in relation to regulation, financial strength and solvency. The presentation is divided into two sections: profitability and growth....

Overview & Outlook for the P/C Insurance Industry: Behind the Numbers
October 08, 2014

This PowerPoint report, presented by Steven Weisbart, senior vice president and chief economist of the Insurance Information Institute, at the Alabama I-Day, provides an overview of the U.S. economic environment, with a focus on Alabama markets. Following an opening section providing an overview of the overall direct p/c insurance industry, the presentation displays return-on-net-worth data for Alabama and neighboring states....

Property & Casualty Insurance in the Era of Mega-Catastrophes: Focus on Michigan Markets
October 07, 2014

This PowerPoint report, presented by Steven Weisbart, senior vice president and chief economist of the Insurance Information Institute, before the Greater Detroit CPCU chapter’s I-Day, provides an overview of the U.S. economic environment, with a focus on Michigan markets. Following an opening section providing an overview of the overall direct p/c insurance industry, the presentation displays return-on-net-worth data for Michigan and neighboring states....

Insurance Industry Employment Trends: 1990-2014 (August, 2014)
October 03, 2014

The U.S. Labor Department’s Bureau of Labor Statistics (BLS) just published data as of August 2014 on detailed insurance industry employment, and the I.I.I. website contains updated multi-decade trend data in chart form....

Overview and Outlook for the P/C Insurance Industry: Northwest Insurance Review and Forecast
September 25, 2014

This PowerPoint report by Robert Hartwig, president of the Insurance Information Institute, offers a property/casualty (P/C) insurance industry overview, with a focus on the Northwest. A national financial update notes that 2013 was the industry’s best year since the end of the financial crisis and 2014 is poised to be reasonably good as well. The presentation includes an analysis of profitability and growth in commercial lines for Idaho, Montana, Oregon, Utah and Washington state....

The Global Economy, Rising Risk and Marine Insurance Markets: Risk and Reward in a Troubled World
September 22, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Houston Marine Insurance Seminar, focuses on increasing risk on the global level and how it impacts ocean marine insurance markets....

Financial Literacy and P/C Insurance
September 22, 2014

This PowerPoint report, presented by Steven Weisbart, senior vice president and chief economist of the Insurance Information Institute (I.I.I.), at the NAMIC Merit Society Awards Luncheon, focuses on the nature of financial literacy and how it effects the property/casualty insurance business....

Insurance Industry Employment Trends: 1990-2014 (July 2014)
September 05, 2014

The U.S. Labor Department’s Bureau of Labor Statistics (BLS) just published data as of July 2014 on detailed insurance industry employment, and the I.I.I. website contains updated multi-decade trend data in chart form....

Overview and Outlook for the P/C Insurance Industry: Focus on Minnesota Markets
September 04, 2014

This PowerPoint report offers an overview and outlook of the property/casualty (P/C) insurance industry, with a focus on Minnesota that includes an analysis of profitability and growth in the state’s markets. Other sections include a P/C insurance industry financial update, an alternative capital and reinsurance markets review, a growth analysis by state and business segment and a discussion of the energy sector....

Medical Professional Liability Outlook and Economic Impacts of the Changing Healthcare Environment
August 27, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, provides a comprehensive review of the medical professional liability (MPL) sector and the impacts of the evolving healthcare sector on the U.S. economy. Sections include a discussion of employment/professional trends in healthcare that notes that employment will grow, but the skills, responsibilities and risks involved in the work are evolving....

Overview and Outlook for the P/C Insurance Industry: Trends, Challenges and Opportunities in 2014 and Beyond
August 19, 2014

This overview and outlook for the property/casualty (P/C) insurance industry includes the following sections: a P/C insurance industry financial update; a discussion of alternative capital and reinsurance markets; a growth analysis by state and business segment; a discussion of P/C insurer growth opportunities; construction and energy industries overviews and outlooks; and a discussion of the workers compensation operating environment....

Uncertain Times: Economic and Insurance Industry Outlook for 2014 and Beyond
July 30, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the AEGIS 2014 policyholders’ conference, begins with a property/casualty (P/C) insurance industry financial update that notes that while 2013 saw a welcome respite from near-record catastrophe activity it is too soon to predict if the same will be true this year. A lengthy update on U.S....

It’s a Mad, Mad, Mad, Mad World: The Past, Present and Future of P/C Insurance in the US and Texas
July 17, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Insurance Council of Texas Mid-Year Symposium, offers an analysis of the past, present and future of the property/casualty (P/C) insurance industry in the U.S. and Texas....

Facing Down Fraud with Words and Deeds
July 10, 2014

This PowerPoint report by Lynne MChristian, Florida representative of the Insurance Information Institute, was presented to the Florida Property Casualty Insurance Fraud Task Force. The cost of fraud impacts the cost of insurance, and the Task Force has a mission to raise awareness of the issue. Effectively communicating that fraud is not a victimless crime is just the first step. This presentation offers ideas and opportunities for ongoing public outreach....

2014 Half-Year Natural Catastrophe Review
July 09, 2014

The statistics for natural catastrophes worldwide for the first half of 2014 have been marked by pleasingly low levels of global claims. Overall economic losses of $42 billion and insured losses of $17 billion to the end of June were considerably below the average for the past 10 years ($95 billion and $25 billion respectively). The number of deaths caused by natural catastrophes was also comparatively low....

Lightning and Property Insurance
June 24, 2014

This PowerPoint report, presented at a Lightning Safety Awareness Week media briefing and workshop at the University of Maryland’s Earth System Science Interdisciplinary Center, provides statistical data related to lightning and property insurance....

P/C Insurance Industry Overview and Outlook: Focus on the Construction Sector
June 11, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, provides an overview of the U.S. property/casualty (P/C) insurance industry, with a focus on the construction sector. Noting that the construction industry is critical to the economy and the P/C insurance industry, the presentation reports that the U.S. is experiencing a beneficial mini manufacturing renaissance....

Trends, Challenges and Opportunities in the P/C Insurance Industry: 2014 and Beyond
June 04, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Guy Carpenter Mutual Company Conference, discusses trends, challenges and opportunities in the property/casualty (P/C) insurance industry in 2014 and Beyond. Sections include: a P/C insurance industry financial overview; a growth analysis by state and business segment; a construction, manufacturing and energy sector outlook; a lengthy U.S....

Overview and Outlook for the P/C Insurance Industry: Behind the Numbers
May 19, 2014

This overview and outlook for the property/casualty (P/C) insurance industry was presented by Robert Hartwig, president of the Insurance Information Institute, at Verisk Insurance Solutions Client Summit. Sections include: a P/C insurance industry financial overview, which notes that the strength of the economy will influence P/C insurer growth opportunities; a construction, manufacturing and energy outlook; a labor market trends discussion; a review of U.S....

The Rough and Tumble Recovery: How the Great Recession Upset the Workers Comp Apple Cart
May 08, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the NCCI annual issues symposium, discusses how the workers comp insurance market was impacted by the recent Great Recession and how it is faring as the economy and job situation improve....

How to Live to Be 100 in the P/C Insurance Industry and What it Takes to Survive the Next 100
May 06, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, discusses what it takes to survive to be 100 in the insurance business and challenges and opportunities the industry will face over the next 100 years. Sections look at lessons that can be learned from nature and history on the life cycle of businesses and what types of businesses live a very long time and why....

The Global Economy, Rising Risk and Marine Insurance Markets: Risk and Reward in a Troubled World
May 01, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, before the San Francisco Board of Marine Underwriters, offers a global and U.S. review of the property/casualty insurance market, with a focus on marine insurance. The presentation begins with a discussion of risk and insurance from a U.S. and global perspective, which notes that marine insurance is very sensitive to the global economic and political environment....

P/C Insurance in the Age of Mega-Catastrophes: Trends, Challenges and Opportunities
April 28, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, before the 2014 PCS Catastrophe Conference, discusses property/casualty (P/C) insurance in the context of this period marked by mega-catastrophes. The presentation includes a P/C insurance industry overview and outlook, with a focus on measuring the impact of catastrophe losses....

Global Insurance and Reinsurance: Trends, Challenges and Opportunities
April 25, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, focuses on trends, challenges and opportunities for the global insurance and reinsurance industries. The presentation notes that the property/casualty industry should see modest growth, with faster growth in emerging markets relative to developed markets and with overall exposure growth tied primarily to overall GDP growth....

Overview and Outlook for the P/C Insurance Industry for 2014 and Beyond: Focus on Texas Insurance Markets
April 24, 2014

This PowerPoint report provides an overview and outlook of the property/casualty (P/C) insurance industry for 2014 and Beyond, with a focus on Texas insurance markets. Sections include a P/C insurance industry financial overview; a review of profitability and growth in the Texas P/C insurance markets; a construction, manufacturing and energy outlook; a review of labor market trends; and others....

Terrorism Risk and Insurance Update
April 22, 2014

This PowerPoint report, presented by Robert Hartwig, president to the Insurance Information Institute, was delivered at a Joint House/Senate Staff Briefing on terrorism risk on Capitol Hill. The presentation provides a summary of President’s Working Group Report on TRIA as of April 2014, a reviews the potential consequences of a failure to reauthorize the program. Recently introduced legislation to reauthorize TRIA is summarized as are protections for taxpayers....

Communicating the Flood Risk
April 17, 2014

The PowerPoint report, presented by Jeanne Salvatore, senior vice president, Public Affairs, and chief communications officer of the Insurance Information Institute, at the National Hurricane Conference in Orlando, Florida on April 17 focuses on communicating the flood risk. This is a companion presentation to one delivered by the National Flood Insurance Program’s (NFIP) Rich Gilroy on  NFIP educational products for consumers and insurance agents. Ms....

How to Read Your Insurance Policy: Understanding What You Bought and How it Works
April 15, 2014

This PowerPoint report, presented by Jeanne Salvatore, senior vice president, Public Affairs, and chief communications officer of the Insurance Information Institute, explains how to read and understand an insurance policy....

Energy Infrastructure and Vulnerabilities: Insurance Market Perspectives
April 11, 2014

This PowerPoint report, presented by Robert Hartwig, president to the Insurance Information Institute, notes that energy is a very large and very challenging business for insurers worldwide. It includes an energy insurance market summary....

Catastrophic Losses and Other Mega-Trends Impacting the P/C Insurance Industry Today
April 09, 2014

This PowerPoint report, presented by Robert Hartwig, president to the Insurance Information Institute, discusses megatrends such as catastrophic losses affecting the property/casualty insurance industry, with a focus on Ohio. Sections include a P/C insurance industry financial overview; a discussion of profitability and growth in the Ohio P/C insurance markets; and U.S. an insured catastrophe loss update....

Global Insurance and Reinsurance: Cycles, Trends and Challenges
April 08, 2014

This PowerPoint report, presented by Robert Hartwig, president to the Insurance Information Institute, reviews cycles, trends and challenges for the global insurance and reinsurance industries....

The External Environment and Insurance: Tectonic Shifts, Global Transformation
April 04, 2014

This PowerPoint report, presented by Robert Hartwig, president to the Insurance Information Institute, includes sections dealing with major categories of external risks; the global economic environment; geopolitical issues; the P/C insurance and reinsurance operating environment; natural catastrophe risk; the new investment environment; new capacity and capital for reinsurance; and insurance regulatory trends in the post-crisis world....

Overview and Outlook for the P/C Insurance Industry for 2014 and Beyond
April 02, 2014

This PowerPoint report, presented by Robert Hartwig, president to the Insurance Information Institute, provides an overview and outlook of the property/casualty (P/C) insurance industry for 2014 and future years. Sections include a P/C insurance industry financial overview and discussion of the challenge of growth, the future of healthcare in America and how the strength of the economy will influence P/C insurer growth opportunities....

Mega Trends in Workers Compensation: Past, Present and Future
March 27, 2014

This PowerPoint report by Insurance Information Institute President Robert Hartwig, made at the 16th annual AMCOMP Conference for workers compensation professionals, covered four issues affecting the comp market: opportunities for growth despite a still-sluggish economy; how the emergence of “winners and losers” in the economic recovery is reshaping the American labor force and the exposure base for workers compensation; the reindustrialization of America and the resulting opportunit…...

Personal Lines P-C Insurance Markets: Trends, Challenges and Opportunities for 2014 and Beyond
March 19, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the NAMIC Personal Lines Seminar focuses on the trends, challenges and opportunities facing property/casualty insurance markets. It includes the following sections: Personal Lines Growth Overview; Personal Lines Growth Drivers; Personal Lines Profitability Analysis; Personal Auto Ad Spend Trends; Catastrophe Loss Trends: U.S....

Medical Professional Liability: Outlook and Economic Impacts of the Changing Healthcare Environment
March 18, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, before the Willis Re Annual Healthcare Reinsurance Forum, reviews the changing healthcare environment and its impact on medical professional liability. The presentation offers a U.S. healthcare expenses overview and a discussion of employment trends in the healthcare industry....

Overview and Outlook for the P/C Insurance Industry for 2014 and Beyond
March 17, 2014

This PowerPoint report, presented by the Robert Hartwig, president of the Insurance Information Institute, at the New York Society of Securities Analysts Annual Insurance Industry Conference, provides an overview and outlook for the property/casualty insurance industry for 2014 and beyond. The presentation reports that modest growth of about 4 percent is expected to continue into 2014 in both commercial and personal lines....

Insurance Regulatory Modernization and Industry Performance: Past, Present and Future
March 13, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Forum of Greater New York, focuses on the modernization of insurance regulation and insurance industry performance. The presentation includes a history of insurance and insurance regulation and a section highlighting the eight waves of regulation in U.S. insurance history, from the institutionalization of insurance regulation to shadow regulators....

Overview and Outlook for the P/C Insurance Industry for 2014 and Beyond
March 06, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, before the Philadelphia Reinsurance Symposium, provides an overview and outlook of the commercial property/casualty insurance industry for 2014 and beyond....

Partnership with the Lightning Protection Institute: An Overview of Communications Strategies
February 28, 2014

This PowerPoint report, presented by the I.I.I. Florida Representative and Catastrophe Communications Expert, presents an overview of I.I.I. communication strategies and resources related to lightning safety and lightning protection systems. They include facts and statistics, consumer articles and videos. Also included in the report are highlights of 2013 accomplishments, ongoing partnership activities with the Lightning Protection Institute and a section looking at what is ahead for 2014....

State of the Florida Property Insurance Market: Past, Present and Future
February 19, 2014

This PowerPoint report by Lynne MChristian, Florida representative of the Insurance Information Institute, presented before the Florida House Insurance and Banking Sub-Committee, reviews the state of the Florida property insurance market. Sections include a review of property/casualty performance and historical impacts; profitability and growth analyses; an economic outlook and property exposure impacts analysis; and a catastrophe loss update....

Tornadoes and Severe Convective Events: Insurance Trends and Challenges in an Era of Climate Volatility
February 11, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the National Tornado Summit, focuses on the insurance impact of tornadoes and severe convective weather events in this time of climate volatility. The report includes a U.S. insured catastrophe loss update, which notes that tornadoes are among the top causes of catastrophic claims. The toll of tornadoes is increasing, with tornadoes causing billions of dollars in insured losses each year....

Overview and Outlook for the Commercial P/C Insurance Industry for 2014 and Beyond: Trends, Challenges and Opportunities
February 04, 2014

This overview and outlook for the commercial property/casualty insurance industry for 2014 and beyond observes that modest growth should continue into 2014. It includes the following sections: ROE Growth: Rate Trends Allow for Margin Improvement; Economic Growth plus Exposure Formation = Wildcard; Large-Scale, Untapped Reservoirs of Risk; and Tapering of Prior-Year Reserve Releases....

Overview and Outlook for the Surety and P/C Insurance Industries for 2014 and Beyond: Trends, Challenges and Opportunities
February 03, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Association of General Contractors Surety Bond and Construction Risk Management Conference, provides an overview and outlook of the surety market and the overall property/casualty (P/C) insurance industry....

Trends, Challenges and Opportunities for the P/C Insurance and Reinsurance Industries in the Post-Crisis World
January 29, 2014

This PowerPoint presentation discusses trends, challenges and opportunities for the property/casualty (P/C) insurance and reinsurance industries in the post-crisis world, with a focus on Florida. Sections include: P/C performance; Florida profitability and growth analyses; a U.S. and global catastrophe loss update; Florida’s role in history; flood insurance; and reinsurance markets....

State of the Florida Property Insurance Market: Past, Present and Future
January 28, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the Willis Re Florida Insurance Summit, focuses on the Florida property insurance market, noting that low catastrophe losses in Florida and elsewhere helped make 2013 the best year for the industry in the post-crisis era....

2013 Natural Catastrophe Year in Review
January 07, 2014

The 2013 Natural Catastrophe Year-in-Review webinar provided a global overview of natural catastrophes for the full year, including tropical storms, winter storms, thunderstorms/tornados, floods, droughts, wildfires and earthquakes. A special focus was be on the fairly low hurricane activity in the US, compared with above-average typhoon activity on the other side of the globe, and the expectations for the next few years....