View by State

State	Number of employees	State	Number of employees
Alabama	33,085	Montana	7,150
Alaska	1,958	Nebraska	28,703
Arizona	72,363	Nevada	17,665
Arkansas	18,754	New Hampshire	13,619
California	239,945	New Jersey	86,572
Colorado	50,777	New Mexico	11,600
Connecticut	59,106	New York	161,271
Delaware	6,686	North Carolina	78,336
D.C.	3,840	North Dakota	7,816
Florida	218,368	Ohio	124,146
Georgia	102,313	Oklahoma	23,313
Hawaii	7,690	Oregon	28,078
Idaho	12,734	Pennsylvania	138,677
Illinois	137,003	Rhode Island	10,708
Indiana	55,133	South Carolina	36,270
Iowa	51,494	South Dakota	8,535
Kansas	31,048	Tennessee	59,673
Kentucky	37,305	Texas	261,247
Louisiana	27,634	Utah	26,120
Maine	12,255	Vermont	4,074
Maryland	36,946	Virginia	61,339
Massachusetts	75,056	Washington	47,540
Michigan	71,111	West Virginia	9,407
Minnesota	66,136	Wisconsin	73,480
Mississippi	13,172	Wyoming	2,756
Missouri	61,993	United States	2,832,000

(1) Total full-time and part-time employment. Note: Does not match data shown elsewhere due to the use of different surveys. Data as of September 2022. Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.

	Annual payroll			Annual payroll
State	2018	2019	State	2018	2019
Alabama	$2,953,054	$3,041,209	Montana	$521,142	$556,493
Alaska	180,978	184,126	Nebraska	2,627,388	2,751,817
Arizona	5,505,373	6,187,208	Nevada	1,401,568	1,485,499
Arkansas	1,324,728	1,416,992	New Hampshire	1,408,296	1,476,467
California	28,177,592	29,078,238	New Jersey	12,479,454	12,908,423
Colorado	4,730,097	5,115,316	New Mexico	821,742	898,693
Connecticut	9,940,104	9,739,181	New York	21,991,902	22,450,028
Delaware	668,549	691,912	North Carolina	6,830,276	7,412,835
District of Columbia	752,970	765,156	North Dakota	631,058	648,395
Florida	18,392,331	19,318,084	Ohio	11,865,289	12,118,535
Georgia	9,212,675	9,839,687	Oklahoma	1,877,754	1,920,143
Hawaii	751,837	776,250	Oregon	2,707,920	2,823,215
Idaho	850,910	908,981	Pennsylvania	14,226,568	14,790,357
Illinois	15,715,046	16,692,962	Rhode Island	1,061,854	1,111,774
Indiana	4,828,391	5,083,382	South Carolina	2,870,402	2,973,084
Iowa	4,851,108	5,122,139	South Dakota	666,160	690,633
Kansas	2,758,009	2,845,974	Tennessee	5,439,930	5,640,466
Kentucky	3,543,836	3,604,422	Texas	22,458,499	24,204,813
Louisiana	2,390,246	2,392,003	Utah	1,959,684	2,051,308
Maine	1,135,830	1,167,429	Vermont	429,048	447,058
Maryland	4,365,363	4,437,869	Virginia	5,833,315	6,118,664
Massachusetts	9,622,191	10,079,860	Washington	4,753,115	5,005,754
Michigan	6,141,718	6,562,282	West Virginia	655,434	672,581
Minnesota	8,005,827	8,457,170	Wisconsin	6,506,231	6,887,373
Mississippi	997,871	1,049,658	Wyoming	179,237	185,838
Missouri	5,565,100	6,052,264	United States	$285,565,000	$298,840,000

Source: Regional Economic Information System, Bureau of Economic Analysis, U.S. Department of Commerce.

State	Total, all lines	State	Total, all lines
Alabama	$10,841,361	Montana	$3,072,567
Alaska	1,711,194	Nebraska	6,073,036
Arizona	14,088,672	Nevada	7,049,820
Arkansas	6,419,527	New Hampshire	2,834,333
California	96,311,492	New Jersey	24,784,880
Colorado	16,368,169	New Mexico	4,040,716
Connecticut	10,016,170	New York	55,034,274
Delaware	3,261,830	North Carolina	19,676,819
D.C.	2,328,414	North Dakota	2,990,943
Florida	66,410,689	Ohio	19,735,292
Georgia	26,514,329	Oklahoma	9,354,444
Hawaii	2,891,484	Oregon	8,531,568
Idaho	3,849,228	Pennsylvania	28,340,342
Illinois	30,484,708	Rhode Island	2,868,112
Indiana	13,579,419	South Carolina	12,103,012
Iowa	8,054,991	South Dakota	3,049,310
Kansas	7,896,343	Tennessee	14,199,791
Kentucky	8,620,388	Texas	70,749,457
Louisiana	13,331,567	Utah	6,344,458
Maine	2,771,319	Vermont	1,417,381
Maryland	13,781,070	Virginia	16,597,204
Massachusetts	18,330,652	Washington	15,262,847
Michigan	21,294,398	West Virginia	3,140,938
Minnesota	14,037,235	Wisconsin	12,160,368
Mississippi	6,342,974	Wyoming	1,456,738
Missouri	14,262,648	United States (2)	$784,668,924

(1) Before reinsurance transactions, includes state funds, excludes territories. (2) Data for the total United States may differ from similar data shown elsewhere due to the use of different exhibits from S&P Global Market Intelligence. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Life insurance	Annuities	Accident and health insurance (2)	Deposit-type contract funds	Other considerations	Total
Alabama	$2,798	$3,890	$2,014	$296	$499	$9,496
Alaska	555	398	290	27	271	1,541
Arizona	2,967	7,415	4,714	498	2,055	17,649
Arkansas	1,416	2,030	1,195	410	277	5,327
California	20,779	27,739	14,881	3,280	11,147	77,826
Colorado	3,102	6,375	4,561	6,108	1,354	21,500
Connecticut	2,813	5,466	3,289	13,695	1,683	26,946
Delaware	2,081	2,402	1,004	84,350	554	90,392
D.C.	457	623	1,279	699	433	3,491
Florida	11,957	25,487	17,877	1,279	2,917	59,518
Georgia	5,824	7,904	9,662	1,677	2,162	27,228
Hawaii	908	1,606	1,392	77	347	4,330
Idaho	745	1,287	931	103	444	3,510
Illinois	7,707	12,379	7,012	4,587	4,146	35,831
Indiana	3,138	6,600	5,470	1,359	818	17,384
Iowa	2,086	3,851	1,569	12,099	5,930	25,534
Kansas	1,530	2,637	3,993	2,099	356	10,615
Kentucky	1,738	3,310	1,899	473	559	7,978
Louisiana	2,574	4,143	2,663	254	920	10,554
Maine	483	1,575	1,002	69	192	3,321
Maryland	3,436	6,071	4,396	754	1,211	15,868
Massachusetts	4,514	8,924	4,539	2,620	3,146	23,743
Michigan	5,077	12,677	3,854	947	1,691	24,246
Minnesota	5,104	6,162	2,076	824	2,406	16,571
Mississippi	1,507	1,752	1,881	90	195	5,425
Missouri	3,149	7,049	4,890	660	1,152	16,899
Montana	436	673	473	40	225	1,847
Nebraska	1,483	2,174	1,571	659	505	6,392
Nevada	1,460	2,286	1,580	176	564	6,066
New Hampshire	737	2,435	900	120	517	4,709
New Jersey	7,199	12,895	9,086	1,426	2,247	32,853
New Mexico	705	1,252	933	127	297	3,314
New York	13,309	20,132	12,855	99,498	6,434	152,228
North Carolina	6,179	10,634	6,978	829	1,244	25,864
North Dakota	518	853	343	148	217	2,080
Ohio	5,788	13,005	8,034	27,664	1,920	56,412
Oklahoma	1,615	2,375	1,858	205	414	6,468
Oregon	1,399	2,765	2,468	224	1,363	8,219
Pennsylvania	7,401	16,601	8,821	2,547	3,031	38,400
Rhode Island	741	1,399	546	185	162	3,034
South Carolina	2,598	5,245	4,365	258	369	12,835
South Dakota	1,455	757	448	372	604	3,637
Tennessee	3,577	6,385	4,553	908	1,376	16,799
Texas	14,017	22,193	19,716	3,077	3,052	62,054
Utah	1,724	2,880	1,618	1,748	568	8,538
Vermont	272	689	415	75	113	1,564
Virginia	4,898	7,551	5,737	787	1,363	20,337
Washington	3,250	6,188	4,035	428	1,914	15,815
West Virginia	750	1,375	889	112	169	3,295
Wisconsin	3,057	5,739	4,009	869	1,148	14,822
Wyoming	315	463	424	26	77	1,305
United States	$183,329	$318,692	$210,988	$281,846	$76,753	$1,071,609

(1) Direct premiums written before reinsurance transactions, excludes state funds. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. (3) Excludes territories, dividends and other nonstate specific data. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

	Private passenger auto		Commercial auto		Homeowners multiple peril	Farmowners multiple peril	Commercial multiple peril
State	Liability	Coll./Comp.	Liability	Coll./Comp.	Homeowners multiple peril	Farmowners multiple peril	Commercial multiple peril
Alabama	$2,148,070	$1,759,085	$576,954	$196,551	$2,113,065	$88,882	$730,166
Alaska	289,789	229,131	64,758	20,961	191,825	750	108,472
Arizona	3,573,086	2,373,177	736,427	189,726	2,051,756	18,688	752,252
Arkansas	1,172,669	1,070,769	343,905	150,099	1,100,452	79,645	410,370
California	17,735,466	13,905,885	4,820,787	1,221,335	11,044,493	221,114	5,965,356
Colorado	3,206,497	2,390,566	663,858	244,119	3,248,173	103,306	1,044,342
Connecticut	1,995,545	1,182,380	440,281	113,953	1,679,282	8,124	738,171
Delaware	650,337	315,018	151,089	33,285	340,537	8,296	329,555
D.C.	211,933	174,424	53,309	9,599	185,649	0	189,633
Florida	15,986,359	6,559,078	3,797,395	582,875	10,768,168	23,586	2,390,901
Georgia	6,804,335	3,725,815	1,755,353	391,047	4,068,952	156,598	1,337,235
Hawaii	438,634	366,405	96,652	29,038	411,298	0	209,529
Idaho	684,212	572,163	184,238	94,169	516,494	75,572	276,328
Illinois	4,208,552	3,659,298	1,723,785	579,996	4,421,930	219,009	2,015,039
Indiana	2,295,756	1,858,129	744,622	310,122	2,305,526	211,225	974,268
Iowa	915,214	1,057,809	350,898	214,939	978,836	252,197	514,548
Kansas	1,033,866	1,023,037	289,200	162,325	1,381,562	268,249	470,096
Kentucky	2,064,175	1,174,440	428,471	142,692	1,355,366	174,786	597,320
Louisiana	3,084,936	1,742,573	842,289	145,673	2,021,851	14,740	590,337
Maine	418,941	409,876	126,362	63,554	493,273	6,491	290,034
Maryland	3,181,189	2,211,712	704,246	196,524	2,212,198	32,681	741,605
Massachusetts	3,062,979	2,533,741	803,981	292,577	2,755,445	4,528	1,507,079
Michigan	5,412,879	3,695,755	844,436	401,220	3,181,710	158,707	1,283,944
Minnesota	2,104,516	1,882,987	524,236	273,923	2,636,112	175,820	840,012
Mississippi	1,168,783	1,003,453	404,226	127,643	1,165,455	30,126	387,013
Missouri	2,380,763	2,050,580	648,242	282,503	2,490,424	212,089	975,159
Montana	417,432	454,871	138,825	87,825	454,685	92,939	238,174
Nebraska	712,623	694,229	223,071	153,682	952,324	268,597	358,030
Nevada	2,098,519	867,287	511,515	76,406	764,863	8,035	416,958
New Hampshire	457,391	467,866	128,025	52,238	476,954	3,444	289,627
New Jersey	5,357,299	2,711,447	1,704,570	294,366	3,097,738	3,921	1,771,078
New Mexico	948,183	628,386	222,610	68,503	658,066	29,275	263,073
New York	9,469,833	5,433,892	2,555,205	477,792	6,118,202	51,890	4,584,494
North Carolina	3,564,908	3,514,655	1,022,070	340,395	3,300,653	69,242	1,153,554
North Dakota	219,337	297,286	102,452	78,590	259,798	139,523	156,045
Ohio	3,723,640	3,229,721	1,110,757	416,964	3,367,549	189,306	1,521,008
Oklahoma	1,531,583	1,392,534	469,128	181,902	1,954,324	181,443	654,790
Oregon	2,070,593	1,078,532	424,896	136,513	1,059,495	81,013	606,162
Pennsylvania	4,910,968	4,349,978	1,483,313	585,287	3,874,001	115,431	2,076,904
Rhode Island	643,294	360,578	113,226	33,702	483,336	472	195,660
South Carolina	3,101,600	1,811,806	563,751	158,922	2,030,449	19,632	616,979
South Dakota	266,724	375,492	97,757	80,725	329,397	145,317	171,823
Tennessee	2,548,999	2,224,761	699,767	296,863	2,490,951	168,488	919,364
Texas	12,886,112	10,702,771	4,688,545	1,192,027	11,758,184	393,574	3,708,956
Utah	1,503,143	930,165	339,077	118,156	714,687	19,058	361,296
Vermont	180,490	215,921	55,988	32,332	226,010	16,442	152,974
Virginia	3,345,824	2,697,729	773,911	256,614	2,808,691	82,786	975,663
Washington	3,696,413	2,127,577	776,759	236,933	2,234,949	83,954	1,071,681
West Virginia	673,901	613,155	143,910	57,663	494,704	18,425	230,298
Wisconsin	1,769,083	1,615,621	532,307	266,085	1,712,902	212,844	850,299
Wyoming	188,910	268,642	75,390	45,734	256,425	36,948	122,976
United States	$152,516,284	$107,992,187	$41,076,823	$12,196,667	$116,999,168	$4,977,210	$49,136,632

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Workers compensation	Excess workers compensation	Medical professional liability	Product liability	Other liability	Fire	Allied lines
Alabama	$394,344	$19,988	$156,170	$42,375	$943,724	$285,772	$310,039
Alaska	179,252	3,624	24,125	5,932	181,088	60,498	29,581
Arizona	826,089	14,406	228,702	70,766	1,512,118	220,006	195,001
Arkansas	241,306	10,114	74,743	23,297	566,852	195,105	165,200
California	10,404,542	219,398	932,216	656,500	15,217,193	2,089,639	1,301,673
Colorado	1,004,194	15,533	177,729	92,196	1,969,503	272,717	313,196
Connecticut	713,383	21,054	236,536	60,552	1,480,361	168,133	176,135
Delaware	199,335	129	36,558	12,755	657,735	38,802	35,640
D.C.	152,138	2,292	31,792	7,487	598,650	48,441	50,086
Florida	2,904,252	70,687	890,375	278,654	8,456,697	1,630,703	3,082,267
Georgia	1,696,368	38,336	372,155	114,516	2,816,619	489,735	450,419
Hawaii	277,966	6,548	35,162	13,401	352,089	125,862	115,147
Idaho	478,166	1,852	37,996	21,887	337,194	67,360	51,221
Illinois	2,278,279	54,594	506,402	205,371	5,422,609	642,646	450,710
Indiana	775,161	13,487	156,685	91,826	1,328,492	335,591	249,638
Iowa	645,976	9,499	79,103	47,366	796,157	175,381	179,223
Kansas	392,377	8,144	85,818	38,639	625,647	141,143	206,878
Kentucky	496,895	13,973	125,313	29,732	660,127	178,185	167,592
Louisiana	804,640	43,264	108,481	45,936	1,161,883	411,939	534,770
Maine	255,921	3,414	52,546	11,981	235,291	63,200	53,576
Maryland	874,170	13,816	325,988	54,385	1,538,126	211,512	194,259
Massachusetts	1,199,740	27,113	353,895	131,504	3,205,514	374,772	357,281
Michigan	949,474	26,244	240,334	113,207	1,857,352	382,898	257,704
Minnesota	951,466	1,508	96,161	106,466	1,637,214	280,261	402,844
Mississippi	340,993	10,652	55,591	19,948	445,783	186,445	182,272
Missouri	972,657	36,687	198,553	67,085	1,570,528	289,812	275,014
Montana	273,896	5,325	40,360	14,870	269,272	45,079	52,133
Nebraska	358,086	5,171	45,735	24,627	466,114	107,131	127,260
Nevada	417,433	19,180	94,021	37,029	772,551	133,795	114,630
New Hampshire	222,345	5,920	54,466	14,205	288,240	50,425	42,383
New Jersey	2,289,469	37,419	509,181	207,319	3,620,516	462,846	439,014
New Mexico	256,099	5,270	59,911	11,892	321,306	61,767	65,400
New York	4,868,809	54,376	1,660,356	293,199	12,116,004	1,095,669	890,919
North Carolina	1,319,538	23,278	187,344	115,311	1,946,474	398,609	461,126
North Dakota	4,932	-300	12,584	12,941	227,489	49,421	53,773
Ohio	20,713	72,355	264,874	128,565	2,413,173	482,074	372,715
Oklahoma	585,262	9,353	115,643	38,469	764,229	228,520	271,428
Oregon	709,627	8,002	106,959	52,789	859,907	163,353	118,308
Pennsylvania	2,344,952	37,077	782,958	147,384	4,032,095	570,337	437,131
Rhode Island	201,416	2,067	34,130	13,141	360,512	55,784	65,750
South Carolina	790,420	11,089	94,687	59,390	855,776	399,282	277,970
South Dakota	167,062	1,416	18,275	13,845	174,333	47,500	53,569
Tennessee	760,990	17,406	251,454	75,052	1,494,553	358,151	314,508
Texas	2,226,694	20,866	454,803	361,516	8,340,113	2,396,441	2,662,325
Utah	475,935	5,080	65,974	49,963	786,279	103,012	77,643
Vermont	165,949	1,718	19,895	7,298	146,750	39,292	20,503
Virginia	979,458	19,257	227,475	56,492	2,067,003	282,190	275,508
Washington	23,904	32,219	210,011	87,469	1,920,971	305,839	223,662
West Virginia	222,947	6,598	65,207	6,024	236,130	71,686	47,107
Wisconsin	1,782,512	9,876	79,824	102,314	1,376,063	258,179	220,801
Wyoming	4,645	371	19,779	5,829	135,009	27,150	31,414
United States	$51,882,178	$1,096,745	$11,095,035	$4,300,697	$101,565,408	$17,560,091	$17,504,347

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Inland marine	Ocean marine	Surety	Fidelity	Burglary and theft	Boiler and machinery	Financial guaranty
Alabama	$420,815	$52,009	$90,357	$15,140	$4,899	$31,902	$3,838
Alaska	78,708	39,831	31,291	2,688	771	11,554	2,057
Arizona	507,120	30,597	145,901	15,013	5,653	28,889	9,548
Arkansas	264,905	20,563	44,692	9,293	2,354	22,260	1,184
California	3,775,665	433,932	930,152	160,515	50,181	199,657	44,694
Colorado	563,626	26,199	161,890	26,543	7,563	31,999	5,081
Connecticut	400,139	79,092	69,999	25,859	5,674	21,380	5,079
Delaware	124,662	13,677	26,626	5,510	1,659	5,805	18,217
D.C.	144,644	7,077	189,945	14,975	3,030	7,287	757
Florida	1,921,780	490,476	447,948	68,973	25,886	85,856	12,096
Georgia	894,736	87,584	195,767	36,166	14,608	64,481	1,783
Hawaii	123,419	22,023	50,462	4,882	823	7,203	3,749
Idaho	147,949	14,581	26,517	3,725	1,346	12,371	136
Illinois	1,003,530	150,089	268,791	74,851	27,394	90,783	6,100
Indiana	469,109	31,658	109,335	20,374	8,384	54,717	3,645
Iowa	257,955	11,968	58,352	14,096	3,252	30,756	776
Kansas	235,552	11,338	51,662	11,598	3,573	25,887	2,424
Kentucky	315,809	32,475	87,760	10,620	3,783	37,741	6,857
Louisiana	510,785	155,509	135,346	13,624	4,898	45,215	9,068
Maine	108,845	39,130	33,015	4,602	902	10,839	890
Maryland	475,644	128,619	163,150	26,751	7,184	33,037	2,520
Massachusetts	689,185	143,009	163,188	54,027	10,219	47,007	1,277
Michigan	684,710	125,429	113,654	34,317	11,869	79,963	1,845
Minnesota	472,907	39,274	86,752	29,629	8,727	51,246	1,192
Mississippi	298,011	25,412	50,884	8,269	2,028	17,945	1,009
Missouri	488,026	43,936	102,224	26,064	7,835	39,720	4,075
Montana	104,967	4,941	38,488	3,386	1,343	6,890	364
Nebraska	206,534	5,643	52,985	7,895	2,018	18,594	312
Nevada	247,453	10,085	98,348	7,718	2,411	16,385	271
New Hampshire	119,606	17,161	20,308	5,369	1,227	8,631	0
New Jersey	882,755	198,078	191,947	48,104	12,653	55,455	5,955
New Mexico	138,114	3,841	59,729	4,560	1,572	10,573	338
New York	1,950,337	457,812	477,115	178,012	35,225	139,676	91,227
North Carolina	854,440	100,956	195,620	42,474	10,947	56,208	1,610
North Dakota	95,375	2,473	21,837	3,063	725	16,210	3,228
Ohio	800,817	68,354	171,659	42,284	20,455	92,315	13,175
Oklahoma	311,013	27,860	74,296	13,263	2,731	26,562	1,566
Oregon	345,135	42,075	88,758	11,423	4,815	23,596	1,250
Pennsylvania	1,019,471	86,199	267,565	55,199	17,800	94,050	11,124
Rhode Island	96,857	36,267	29,765	5,339	1,533	6,621	99
South Carolina	470,698	49,443	89,534	11,412	3,655	31,732	655
South Dakota	82,738	1,800	18,299	3,657	647	10,545	324
Tennessee	590,505	89,607	115,737	20,952	8,828	48,825	256
Texas	2,906,225	390,408	794,518	91,439	47,516	175,827	44,321
Utah	234,909	16,854	68,024	9,536	3,080	14,856	1,786
Vermont	54,617	4,091	8,199	2,638	663	5,762	0
Virginia	632,337	121,096	206,952	38,838	11,458	42,961	636
Washington	720,624	175,647	168,582	23,066	7,347	39,738	1,932
West Virginia	96,629	4,693	46,357	3,930	779	10,329	392
Wisconsin	403,268	52,923	66,786	24,657	7,821	55,666	1,976
Wyoming	62,626	1,901	61,146	1,888	380	10,810	285
United States	$28,806,289	$4,225,693	$7,268,215	$1,378,209	$432,124	$2,114,320	$332,979

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Aircraft	Earthquake	Federal flood	Credit	Warranty	Accident and health
Alabama	$26,269	$11,509	$29,600	$42,097	$16,655	$107,861
Alaska	66,475	48,988	1,518	2,628	423	10,504
Arizona	78,830	17,012	15,376	22,302	40,200	112,249
Arkansas	35,367	46,122	10,237	16,344	9,093	60,226
California	241,838	1,760,716	144,158	186,092	235,222	615,735
Colorado	85,126	16,251	14,373	37,689	32,878	110,818
Connecticut	40,577	10,172	42,978	34,263	11,593	73,270
Delaware	19,158	1,673	16,053	14,124	43,443	111,957
D.C.	5,390	4,989	1,820	14,535	63	150,999
Florida	198,812	33,389	904,564	154,138	865,505	291,048
Georgia	76,851	29,077	45,744	55,131	55,509	182,959
Hawaii	12,762	23,509	91,751	7,835	3,408	10,315
Idaho	23,500	9,054	3,681	4,253	2,422	20,632
Illinois	81,388	106,857	27,747	82,496	341,993	357,347
Indiana	34,162	52,305	15,981	31,739	43,247	326,504
Iowa	17,469	6,607	11,200	18,886	4,972	75,500
Kansas	29,378	11,896	6,572	22,237	200,013	67,931
Kentucky	11,550	62,189	13,658	49,783	12,268	77,315
Louisiana	48,988	6,734	283,076	27,958	8,432	82,259
Maine	8,339	3,272	7,493	7,538	6,491	14,449
Maryland	37,187	21,482	33,734	28,495	20,804	77,161
Massachusetts	38,080	36,681	64,461	50,255	37,795	103,923
Michigan	43,646	12,479	17,528	54,998	608,582	176,413
Minnesota	46,115	8,410	6,180	20,424	27,557	72,965
Mississippi	17,814	25,389	40,224	22,504	4,901	71,333
Missouri	28,623	128,488	17,130	36,718	37,362	161,875
Montana	21,831	8,959	2,821	1,978	574	22,812
Nebraska	20,354	2,683	6,994	7,191	7,151	106,546
Nevada	39,258	51,172	6,889	8,166	3,625	32,077
New Hampshire	10,638	5,072	7,148	12,559	6,524	21,674
New Jersey	26,873	26,484	173,848	89,246	28,178	188,453
New Mexico	12,844	5,307	8,364	7,411	4,924	19,009
New York	73,700	70,488	182,069	230,224	71,914	548,723
North Carolina	57,920	17,941	84,947	46,465	55,662	158,127
North Dakota	9,792	1,090	5,594	1,756	1,235	12,427
Ohio	83,150	39,630	25,191	64,459	100,556	223,357
Oklahoma	27,911	19,762	8,193	23,948	18,175	62,984
Oregon	46,635	147,066	18,100	11,475	5,907	68,049
Pennsylvania	49,940	26,063	57,100	62,935	83,516	366,247
Rhode Island	10,278	3,646	14,316	7,862	3,416	40,120
South Carolina	22,425	53,211	97,078	23,731	15,009	84,476
South Dakota	12,574	805	2,540	5,362	2,447	15,274
Tennessee	48,737	120,359	21,661	45,177	15,579	159,918
Texas	254,887	51,709	418,590	369,478	498,920	525,726
Utah	36,157	103,555	2,347	14,862	59,773	48,234
Vermont	2,481	1,830	4,688	2,465	8,529	15,857
Virginia	61,586	29,451	64,005	37,846	25,475	131,235
Washington	51,403	320,039	25,346	31,261	102,160	77,878
West Virginia	3,875	1,449	12,637	8,076	4,153	30,327
Wisconsin	28,188	8,992	10,278	25,570	33,108	137,882
Wyoming	12,108	5,291	1,339	1,352	903	20,394
United States	$2,379,235	$3,617,302	$3,128,919	$2,186,319	$3,828,242	$6,641,354

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Multiple peril crop	Private crop	Mortgage guaranty	Miscellaneous	Private flood
Alabama	$85,481	$946	$27,255	$51,586	$11,838
Alaska	93	0	1,896	15,942	2,423
Arizona	64,136	2,480	10,567	121,943	13,931
Arkansas	181,195	29,583	10,494	32,135	4,439
California	563,641	15,288	120,942	414,569	100,637
Colorado	243,454	20,106	35,209	120,451	14,804
Connecticut	10,108	1	6,618	61,190	16,701
Delaware	12,256	105	1,329	19,623	5,559
D.C.	0	0	32,136	22,410	2,473
Florida	169,698	443	199,484	377,753	165,590
Georgia	205,507	3,841	45,793	169,958	18,486
Hawaii	1,866	0	2,597	16,585	10,665
Idaho	119,759	12,894	2,991	33,640	2,804
Illinois	965,790	128,965	36,571	193,076	30,180
Indiana	534,486	38,555	12,159	89,004	15,465
Iowa	1,124,866	129,390	7,956	46,071	5,673
Kansas	944,923	76,366	8,305	34,439	6,291
Kentucky	206,778	8,082	5,189	40,331	8,710
Louisiana	128,996	5,839	22,057	51,987	24,978
Maine	9,835	0	1,232	16,063	3,064
Maryland	38,026	113	26,806	141,211	10,978
Massachusetts	4,942	0	29,624	100,081	28,124
Michigan	241,921	8,506	41,973	144,109	11,877
Minnesota	884,285	133,111	44,890	137,006	7,407
Mississippi	141,599	4,816	30,762	22,358	8,055
Missouri	491,609	36,351	25,739	80,264	12,266
Montana	235,955	959	1,144	14,307	1,381
Nebraska	774,347	307,568	5,898	29,778	5,101
Nevada	73,756	1,455	4,072	69,702	6,394
New Hampshire	360	0	4,172	24,152	2,872
New Jersey	5,356	18	32,203	147,486	56,105
New Mexico	111,694	2,542	7,494	25,636	4,170
New York	88,245	122	160,148	148,319	78,789
North Carolina	279,574	5,362	30,086	152,091	21,079
North Dakota	1,088,834	94,579	898	11,665	1,370
Ohio	374,058	19,631	53,260	151,112	23,599
Oklahoma	247,763	10,822	16,915	42,474	8,027
Oregon	120,645	2,738	8,372	74,780	9,426
Pennsylvania	72,450	1,004	30,837	165,893	33,766
Rhode Island	103	0	2,706	15,433	4,335
South Carolina	120,129	243	11,486	80,231	24,430
South Dakota	871,863	58,951	1,893	11,203	1,407
Tennessee	113,576	3,456	18,578	87,254	13,551
Texas	1,350,266	66,045	124,314	431,492	99,511
Utah	29,655	84	10,103	65,725	5,389
Vermont	5,209	2	322	7,858	1,653
Virginia	81,974	1,441	29,531	155,931	17,835
Washington	212,377	14,083	23,515	141,662	14,454
West Virginia	2,935	7	3,205	13,813	5,047
Wisconsin	350,871	18,879	14,065	92,873	10,219
Wyoming	34,472	1,915	628	8,442	1,755
United States	$14,021,720	$1,267,688	$1,386,418	$4,723,101	$995,085

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	2019	2020	As a percent of 2020 total GSP
Alabama	$4,843	$5,445	2.40%
Alaska	388	348	0.70
Arizona	8,997	10,602	2.84
Arkansas	2,756	3,214	2.46
California	42,431	42,662	1.42
Colorado	7,517	9,287	2.43
Connecticut	21,972	21,702	7.85
Delaware	6,022	5,306	7.00
D.C.	1,811	2,082	1.44
Florida	34,112	38,191	3.45
Georgia	14,026	15,093	2.42
Hawaii	1,766	1,976	2.38
Idaho	1,475	1,627	1.94
Illinois	44,775	42,497	4.95
Indiana	15,479	14,269	3.80
Iowa	18,062	20,797	10.71
Kansas	4,651	5,457	3.12
Kentucky	6,188	7,245	3.41
Louisiana	5,694	6,644	2.82
Maine	2,308	2,677	3.87
Maryland	10,473	9,895	2.41
Massachusetts	17,299	20,605	3.54
Michigan	14,383	13,631	2.65
Minnesota	14,459	15,081	4.04
Mississippi	2,293	2,558	2.25
Missouri	10,262	10,669	3.24
Montana	863	910	1.77
Nebraska	11,017	12,668	9.49
Nevada	4,184	5,004	2.93
New Hampshire	4,230	3,859	4.40
New Jersey	17,878	19,523	3.16
New Mexico	1,743	2,064	2.10
New York	62,132	73,601	4.27
North Carolina	11,546	11,776	2.00
North Dakota	1,249	1,281	2.34
Ohio	31,245	29,975	4.42
Oklahoma	3,333	3,319	1.77
Oregon	5,285	5,789	2.37
Pennsylvania	28,526	27,545	3.57
Rhode Island	3,113	3,143	5.19
South Carolina	5,369	6,029	2.46
South Dakota	1,329	1,393	2.54
Tennessee	10,116	12,048	3.26
Texas	43,917	44,552	2.51
Utah	3,806	4,429	2.24
Vermont	1,090	1,085	3.25
Virginia	9,238	10,423	1.90
Washington	8,642	10,297	1.70
West Virginia	1,467	1,656	2.18
Wisconsin	18,376	17,996	5.33
Wyoming	348	379	1.04
United States	$604,481	$640,299	3.06%

Note: Last updated: October 1, 2021. Source: U.S. Department of Commerce, Bureau of Economic Analysis.

State	Amount	State	Amount
Alabama	$468,162	Montana	$138,905
Alaska	61,558	Nebraska	69,558
Arizona	680,245	Nevada	489,269
Arkansas	310,009	New Hampshire	138,900
California	3,116,772	New Jersey	639,103
Colorado	347,690	New Mexico	235,054
Connecticut	181,373	New York	2,078,985
Delaware	123,324	North Carolina	725,207
D.C.	133,546	North Dakota	59,178
Florida	1,491,831	Ohio	666,671
Georgia	538,106	Oklahoma	448,883
Hawaii	191,516	Oregon	49,633
Idaho	118,439	Pennsylvania	852,301
Ilinois	513,239	Rhode Island	146,288
Indiana	234,753	South Carolina	273,744
Iowa	143,752	South Dakota	90,063
Kansas	450,742	Tennessee	1,108,673
Kentucky	187,041	Texas	2,699,643
Louisiana	1,004,261	Utah	165,995
Maine	101,947	Vermont	63,343
Maryland	757,839	Virginia	551,005
Massachusetts	537,405	Washington	683,639
Michigan	349,170	West Virginia	118,061
Minnesota	650,137	Wisconsin	226,531
Mississippi	397,786	Wyoming	36,231
Missouri	447,949	United States	$26,293,455

(1) Includes other insurance companies. Data are for each state's fiscal year. Source: U.S. Department of Commerce, Bureau of the Census.

State	Property/casualty	Life/annuities	State	Property/casualty	Life/annuities
Alabama	18	8	Montana	12	1
Alaska	4	0	Nebraska	47	33
Arizona	48	27	Nevada	10	0
Arkansas	9	19	New Hampshire	47	0
California	92	16	New Jersey	64	3
Colorado	11	14	New Mexico	19	0
Connecticut	65	26	New York	165	79
Delaware	100	23	North Carolina	55	11
D.C.	6	0	North Dakota	13	3
Florida	110	10	Ohio	149	39
Georgia	23	13	Oklahoma	33	22
Hawaii	16	4	Oregon	16	2
Idaho	10	1	Pennsylvania	145	20
Illinois	198	50	Rhode Island	20	1
Indiana	57	24	South Carolina	21	7
Iowa	71	41	South Dakota	16	2
Kansas	23	11	Tennessee	16	15
Kentucky	9	8	Texas	202	122
Louisiana	29	30	Utah	12	16
Maine	11	3	Vermont	11	1
Maryland	19	4	Virginia	19	2
Massachusetts	47	16	Washington	6	6
Michigan	65	19	West Virginia	21	1
Minnesota	39	8	Wisconsin	156	17
Mississippi	18	12	Wyoming	2	0
Missouri	47	28	United States (1)	2,422	818

(1) Excludes territories. Excludes health insurers, risk retention groups, fraternals, title and other insurers. Source: 2021 Insurance Department Resources Report, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

State	Domestic insurers (1)	Licensed out-of-state insurers (2)	Chartered self-insured groups or pools	Chartered purchasing groups	All companies doing business in state
Alabama	49	1,498	0	11	1,558
Alaska	6	1,137	0	0	1,143
Arizona	135	1,616	25	26	1,802
Arkansas	55	1,518	0	1	1,574
California	131	1,280	0	43	1,454
Colorado	50	1,504	9	41	1,604
Connecticut	102	1,271	0	35	1,408
Delaware	139	1,385	0	116	1,640
D.C.	47	1,355	0	15	1,417
Florida	437	1,651	14	48	2,150
Georgia	71	1,629	36	0	1,736
Hawaii	45	1,116	10	3	1,174
Idaho	19	1,376	17	2	1,414
Illinois	340	1,416	12	163	1,931
Indiana	134	1,665	22	20	1,841
Iowa	207	1,419	3	0	1,629
Kansas	45	1,541	17	13	1,616
Kentucky	52	1,563	10	0	1,625
Louisiana	104	1,501	23	2	1,630
Maine	22	1,197	18	1	1,238
Maryland	56	1,513	5	12	1,586
Massachusetts	78	1,386	21	4	1,489
Michigan	125	1,413	16	11	1,565
Minnesota	145	1,405	20	22	1,592
Mississippi	45	1,536	0	3	1,584
Missouri	181	1,546	12	10	1,749
Montana	34	1,412	0	4	1,450
Nebraska	114	1,473	6	5	1,598
Nevada	39	1,567	8	5	1,619
New Hampshire	60	1,237	0	0	1,297
New Jersey	119	1,356	51	22	1,548
New Mexico	32	2,604	0	0	2,636
New York	555	1,179	8	86	1,828
North Carolina	96	1,509	3	5	1,613
North Dakota	29	1,377	10	2	1,418
Ohio	258	1,539	0	25	1,822
Oklahoma	83	1,741	4	5	1,833
Oregon	44	1,453	0	5	1,502
Pennsylvania	238	1,596	13	33	1,880
Rhode Island	29	1,335	1	24	1,389
South Carolina	84	1,558	0	11	1,653
South Dakota	38	1,417	0	0	1,455
Tennessee	70	1,623	3	8	1,704
Texas	406	1,614	2	48	2,070
Utah	112	1,812	0	12	1,936
Vermont	109	1,197	0	9	1,315
Virginia	67	1,575	14	13	1,669
Washington	37	1,438	0	9	1,484
West Virginia	32	1,412	1	2	1,447
Wisconsin	333	1,668	0	7	2,008
Wyoming	4	1,435	1	1	1,441
Total U.S. (3)	5,929	(4)	415	943	7,287

(1) Insurers that are domiciled in the state. Includes property/casualty, life/annuities, health, fraternal, title, risk retention groups and "other". (2) This category is comprised of insurers designated by the NAIC as "foreign insurers"—i.e., insurers whose state of domicile is other than the state in which it is writing business. There is no U.S. total in this column to avoid double counting—i.e., insurers are only included in the figures for states in which they are domiciled. (3) Totals include U.S. territories and possessions. (4) No totals shown, so as to avoid double counting. Totals reflect insurers physically located in the state. Source: Insurance Department Resources Report, 2020, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

State	Tornadoes	Fatalities	Rank (2)	State	Tornadoes	Fatalities	Rank (2)
Alabama	117	3	3	Montana	2	0	26
Alaska	0	0	(3)	Nebraska	31	0	13
Arizona	7	0	21	Nevada	1	0	27
Arkansas	56	0	8	New Hampshire	2	0	26
California	4	0	24	New Jersey	2	0	26
Colorado	39	0	10	New Mexico	2	0	26
Connecticut	1	0	27	New York	5	0	23
Delaware	0	0	(3)	North Carolina	17	0	17
D.C.	0	0	(3)	North Dakota	20	0	16
Florida	73	2	5	Ohio	32	0	12
Georgia	56	1	8	Oklahoma	28	1	14
Hawaii	0	0	(3)	Oregon	6	0	22
Idaho	1	0	27	Pennsylvania	7	0	21
Illinois	34	0	11	Rhode Island	0	0	(3)
Indiana	13	0	19	South Carolina	28	0	14
Iowa	53	7	9	South Dakota	27	0	15
Kansas	68	0	6	Tennessee	5	0	23
Kentucky	31	0	13	Texas	160	3	2
Louisiana	61	4	7	Utah	4	0	24
Maine	0	0	(3)	Vermont	2	0	26
Maryland	6	0	22	Virginia	16	0	18
Massachusetts	0	0	(3)	Washington	2	0	26
Michigan	3	2	25	West Virginia	2	0	26
Minnesota	77	0	4	Wisconsin	34	0	11
Mississippi	184	1	1	Wyoming	1	0	27
Missouri	11	0	20	United States (4)	1,331	24

(1) Ranked by total number of tornadoes. (2) States with the same number of tornadoes receive the same ranking. (3) State had no tornadoes in 2022. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.

State	Number of fires	Number of acres burned
Alabama	1,040	22,055
Alaska	384	253,357
Arizona	1,773	524,428
Arkansas	378	17,003
California	9,280	2,233,666
Colorado	1,017	48,195
Connecticut	60	127
Delaware	0	0
District of Columbia	0	0
Florida	2,262	105,475
Georgia	2,139	11,108
Hawaii	1	40,000
Idaho	1,332	439,600
Illinois	29	219
Indiana	34	836
Iowa	187	7,950
Kansas	55	163,982
Kentucky	723	22,859
Louisiana	507	10,303
Maine	636	377
Maryland	112	1,162
Massachusetts	588	1,439
Michigan	435	9,289
Minnesota	2,065	69,405
Mississippi	922	21,037
Missouri	1,531	40,262
Montana	2,573	747,678
Nebraska	785	27,294
Nevada	565	123,427
New Hampshire	280	96
New Jersey	906	6,652
New Mexico	672	123,792
New York	137	550
North Carolina	5,151	25,838
North Dakota	946	49,347
Ohio	524	1,415
Oklahoma	1,727	113,235
Oregon	2,202	828,777
Pennsylvania	1,350	2,892
Puerto Rico	0	0
Rhode Island	99	178
South Carolina	630	7,337
South Dakota	868	43,620
Tennessee	550	4,937
Texas	5,576	168,258
Utah	1,085	60,863
Vermont	90	157
Virginia	567	6,696
Washington	1,863	674,222
West Virginia	752	7,504
Wisconsin	1,040	2,159
Wyoming	540	53,496
United States (1)	58,968	7,124,554

(1) Includes Puerto Rico. Totals for the United States do not match totals shown elsewhere by the National Interagency Fire Center due to the use of different exhibits. Source: National Interagency Fire Center.

	Number of policies
State	Habitational	Commercial	Total	Exposure (2) ($000)	Direct premiums written ($000)
California	226,524	5,543	232,067	$160,401,838	$475,987
Connecticut	1,315	32	1,347	245,107	1,834
Delaware	1,183	51	1,234	215,408	461
D.C.	106	14	120	44,571	123
Florida (3)	808,431	4,973	813,404	232,502,324	1,814,135
Georgia	9,307	357	9,664	1,938,500	14,001
Illinois	2,014	45	2,059	284,410	3,094
Indiana	806	23	829	106,400	1,017
Iowa	1,057	7	1,064	63,175	767
Kansas	12,564	174	12,738	801,000	7,416
Kentucky	5,936	258	6,194	280,546	3,130
Louisiana (3)	45,072	2,021	47,093	8,583,728	75,859
Maryland	836	46	882	280,472	703
Massachusetts	202,424	186	202,610	85,805,084	296,276
Michigan	15,752	242	15,994	2,296,987	10,765
Minnesota	4,045	48	4,093	291,782	2,935
Mississippi (4)	3,361	0	3,361	197,794	2,220
Missouri	2,000	92	2,092	161,015	1,658
New Jersey	8,423	225	8,648	1,214,337	5,653
New Mexico	8,020	240	8,260	78,568	4,627
New York	25,106	1,801	26,907	7,413,000	27,322
North Carolina	205,650	6,016	211,666	29,087,267	128,425
Ohio	12,151	252	12,403	3,513,606	11,253
Oregon	1,647	50	1,697	255,569	987
Pennsylvania	10,646	934	11,580	1,193,454	4,738
Rhode Island	13,501	94	13,595	3,958,950	22,217
Texas (4)	72,520	0	72,520	11,471,201	75,648
Virginia	23,953	421	24,374	3,551,975	16,042
Washington	96	41	137	49,702	327
West Virginia	297	46	343	28,274	241
Wisconsin	4,465	120	4,585	492,125	2,332
Total	1,729,208	24,352	1,753,560	$556,808,169	$3,012,193

(1) Excludes the FAIR Plans of Arkansas and Hawaii. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).

State	Incurred losses	State	Incurred losses
Alabama	$6,476,321	Montana	$1,886,860
Alaska	798,066	Nebraska	3,262,966
Arizona	8,328,669	Nevada	3,955,395
Arkansas	4,020,610	New Hampshire	1,245,146
California	51,888,135	New Jersey	15,770,620
Colorado	9,875,928	New Mexico	2,328,307
Connecticut	5,907,927	New York	32,545,318
Delaware	1,641,477	North Carolina	11,080,165
D.C.	1,032,187	North Dakota	2,688,317
Florida	37,929,284	Ohio	10,211,117
Georgia	16,129,828	Oklahoma	5,645,003
Hawaii	1,310,210	Oregon	4,948,936
Idaho	2,281,504	Pennsylvania	15,997,227
Illinois	16,743,499	Rhode Island	1,541,067
Indiana	7,361,432	South Carolina	6,517,620
Iowa	4,814,712	South Dakota	1,931,153
Kansas	4,235,115	Tennessee	8,133,208
Kentucky	5,756,880	Texas	53,345,307
Louisiana	21,823,158	Utah	3,373,781
Maine	1,284,909	Vermont	625,199
Maryland	7,216,979	Virginia	8,651,199
Massachusetts	8,559,552	Washington	9,121,073
Michigan	13,343,510	West Virginia	1,668,944
Minnesota	8,028,411	Wisconsin	6,426,197
Mississippi	3,668,721	Wyoming	643,351
Missouri	8,026,747	United States	$427,027,253

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alaska	$308,139	Montana	$588,968
Alabama	2,258,109	Nebraska	911,323
Arizona	3,552,668	Nevada	1,798,167
Arkansas	1,278,682	New Hampshire	534,065
California	19,828,210	New Jersey	5,127,131
Colorado	3,611,420	New Mexico	933,190
Connecticut	2,025,687	New York	9,742,081
Delaware	658,301	North Carolina	4,416,542
D.C.	247,225	North Dakota	341,128
Florida	14,573,433	Ohio	4,138,688
Georgia	6,545,121	Oklahoma	1,624,033
Hawaii	491,485	Oregon	1,898,564
Idaho	635,120	Pennsylvania	5,987,024
Illinois	4,960,261	Rhode Island	644,406
Indiana	2,426,160	South Carolina	2,895,281
Iowa	1,133,148	South Dakota	366,509
Kansas	1,241,349	Tennessee	2,756,583
Kentucky	2,034,506	Texas	14,857,798
Louisiana	3,017,890	Utah	1,447,401
Maine	475,688	Vermont	220,562
Maryland	3,516,122	Virginia	3,823,270
Massachusetts	3,428,912	Washington	3,587,146
Michigan	5,871,429	West Virginia	773,648
Minnesota	2,517,671	Wisconsin	2,044,770
Mississippi	1,273,691	Wyoming	323,346
Missouri	2,687,254	United States	$162,379,305

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$911,785	Montana	$138,443
Alaska	78,263	Nebraska	831,422
Arizona	758,282	Nevada	310,490
Arkansas	450,791	New Hampshire	167,682
California	15,537,312	New Jersey	1,027,437
Colorado	1,847,521	New Mexico	399,164
Connecticut	530,780	New York	2,255,396
Delaware	101,998	North Carolina	1,239,572
D.C.	74,814	North Dakota	66,665
Florida	8,338,668	Ohio	1,382,572
Georgia	2,281,253	Oklahoma	733,822
Hawaii	124,226	Oregon	556,768
Idaho	256,968	Pennsylvania	1,450,507
Illinois	2,872,152	Rhode Island	156,012
Indiana	1,084,975	South Carolina	721,977
Iowa	656,054	South Dakota	186,924
Kansas	639,267	Tennessee	1,057,190
Kentucky	600,526	Texas	6,923,450
Louisiana	616,808	Utah	285,032
Maine	197,973	Vermont	91,470
Maryland	903,136	Virginia	1,294,734
Massachusetts	738,068	Washington	936,217
Michigan	1,477,520	West Virginia	191,015
Minnesota	1,855,159	Wisconsin	821,867
Mississippi	453,816	Wyoming	134,152
Missouri	1,323,972	United States	$68,072,066

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$1,793,587	Montana	$919,776
Alaska	356,189	Nebraska	1,708,365
Arizona	2,327,020	Nevada	1,672,253
Arkansas	1,600,472	New Hampshire	468,357
California	21,356,376	New Jersey	6,785,945
Colorado	3,103,153	New Mexico	889,278
Connecticut	2,220,881	New York	15,514,275
Delaware	688,956	North Carolina	3,702,391
D.C.	378,394	North Dakota	1,273,448
Florida	14,534,813	Ohio	4,238,179
Georgia	5,610,805	Oklahoma	1,893,782
Hawaii	584,652	Oregon	1,868,227
Idaho	850,249	Pennsylvania	7,314,696
Illinois	8,527,029	Rhode Island	525,819
Indiana	2,861,556	South Carolina	2,250,933
Iowa	1,879,763	South Dakota	1,591,974
Kansas	1,784,301	Tennessee	2,336,953
Kentucky	1,875,461	Texas	17,492,038
Louisiana	2,971,976	Utah	1,123,346
Maine	566,361	Vermont	328,064
Maryland	2,789,339	Virginia	2,822,991
Massachusetts	3,638,401	Washington	2,946,766
Michigan	3,848,514	West Virginia	644,046
Minnesota	3,862,174	Wisconsin	3,185,911
Mississippi	1,262,239	Wyoming	351,323
Missouri	3,507,667	United States	$178,629,467

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$143,564	Montana	$154,455
Alaska	69,449	Nebraska	190,479
Arizona	411,633	Nevada	186,877
Arkansas	113,937	New Hampshire	75,221
California	4,631,636	New Jersey	1,327,417
Colorado	481,069	New Mexico	132,515
Connecticut	361,742	New York	1,381,092
Delaware	47,974	North Carolina	519,760
D.C.	75,748	North Dakota	110
Florida	1,546,007	Ohio	11,753
Georgia	746,776	Oklahoma	182,901
Hawaii	151,164	Oregon	394,994
Idaho	314,351	Pennsylvania	1,470,850
Illinois	1,078,842	Rhode Island	125,915
Indiana	354,699	South Carolina	404,220
Iowa	365,676	South Dakota	88,499
Kansas	217,942	Tennessee	297,401
Kentucky	353,353	Texas	922,526
Louisiana	397,280	Utah	208,654
Maine	148,236	Vermont	107,798
Maryland	441,939	Virginia	508,363
Massachusetts	756,459	Washington	-14,301
Michigan	323,267	West Virginia	99,646
Minnesota	504,421	Wisconsin	1,068,062
Mississippi	159,864	Wyoming	-205
Missouri	509,373	United States	$24,551,401

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$6,346,204	Montana	$1,251,800
Alaska	1,209,744	Nebraska	4,147,955
Arizona	10,731,228	Nevada	3,700,350
Arkansas	3,455,412	New Hampshire	3,041,513
California	54,149,695	New Jersey	23,448,834
Colorado	9,135,183	New Mexico	2,320,059
Connecticut	20,431,775	New York	46,376,639
Delaware	11,815,090	North Carolina	15,544,519
D.C.	2,297,225	North Dakota	1,262,696
Florida	40,497,609	Ohio	21,500,084
Georgia	15,920,046	Oklahoma	4,395,394
Hawaii	2,699,710	Oregon	6,152,166
Idaho	2,181,859	Pennsylvania	28,324,239
Illinois	21,548,170	Rhode Island	2,122,265
Indiana	10,924,080	South Carolina	7,353,026
Iowa	10,236,743	South Dakota	1,461,123
Kansas	4,800,137	Tennessee	10,303,027
Kentucky	6,447,731	Texas	33,996,071
Louisiana	6,846,844	Utah	4,765,669
Maine	2,307,339	Vermont	1,231,078
Maryland	10,586,801	Virginia	13,333,591
Massachusetts	19,845,463	Washington	10,668,287
Michigan	19,620,725	West Virginia	2,421,391
Minnesota	14,140,167	Wisconsin	11,207,735
Mississippi	3,222,378	Wyoming	824,487
Missouri	12,813,454	United States	$585,364,809

(1) On a direct basis before reinsurance. Includes life insurance, death benefits, matured endowments, annuity benefits, and other life insurance benefits. Does not include accident and health benefits. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Percent	Rank (1)	State	Percent	Rank (1)
Alabama	70.0%	13	Montana	69.5%	17
Alaska	66.8	35	Nebraska	67.8	23
Arizona	67.6	25	Nevada	59.1	48
Arkansas	67.0	32	New Hampshire	72.5	7
California	55.9	49	New Jersey	64.4	40
Colorado	66.8	35	New Mexico	69.5	17
Connecticut	66.6	37	New York	55.4	50
Delaware	72.6	6	North Carolina	66.9	34
D.C.	41.6	51	North Dakota	63.1	45
Florida	67.4	29	Ohio	67.2	31
Georgia	66.0	38	Oklahoma	65.5	39
Hawaii	62.6	46	Oregon	63.8	42
Idaho	71.9	8	Pennsylvania	69.9	14
Illinois	67.5	27	Rhode Island	63.3	43
Indiana	71.1	12	South Carolina	71.8	10
Iowa	71.9	8	South Dakota	69.4	19
Kansas	67.0	32	Tennessee	67.5	27
Kentucky	68.7	21	Texas	62.6	46
Louisiana	67.3	30	Utah	69.7	15
Maine	74.8	2	Vermont	72.7	5
Maryland	67.8	23	Virginia	67.6	25
Massachusetts	63.2	44	Washington	64.0	41
Michigan	73.2	3	West Virginia	75.2	1
Minnesota	73.0	4	Wisconsin	68.1	22
Mississippi	69.7	15	Wyoming	71.4	11
Missouri	68.8	20	United States	65.4%

(1) States with the same percentages receive the same rank. Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

State	Number of establishments	Employment	Annual payroll ($000)
Alabama	78,972	802,920	$30,986,278
Alaska	18,188	137,271	6,974,993
Arizona	114,076	1,065,720	43,182,447
Arkansas	53,966	490,680	17,132,234
California	808,213	7,224,945	375,608,143
Colorado	143,372	1,140,757	52,592,385
Connecticut	73,735	745,085	37,942,808
Delaware	20,194	187,221	8,523,741
D.C.	17,878	250,345	17,655,546
Florida	469,684	3,494,174	141,824,996
Georgia	187,477	1,677,662	69,960,594
Hawaii	27,190	275,908	11,307,271
Idaho	41,312	325,294	11,507,380
Illinois	268,674	2,476,958	120,256,281
Indiana	116,862	1,232,838	47,885,328
Iowa	69,029	649,796	25,142,567
Kansas	61,515	605,147	23,519,181
Kentucky	71,336	712,477	26,227,457
Louisiana	86,986	905,147	36,296,925
Maine	36,138	293,872	11,288,850
Maryland	114,081	1,155,541	56,807,391
Massachusetts	149,803	1,507,965	83,946,046
Michigan	185,497	1,892,394	81,626,911
Minnesota	127,061	1,259,012	54,885,165
Mississippi	46,956	437,242	14,928,646
Missouri	122,164	1,163,782	45,630,303
Montana	34,096	245,758	8,802,223
Nebraska	46,401	412,587	15,808,095
Nevada	53,908	503,144	20,472,538
New Hampshire	31,606	300,628	14,236,547
New Jersey	199,857	1,836,164	91,086,388
New Mexico	35,735	339,731	12,539,639
New York	481,792	4,110,264	219,738,715
North Carolina	187,749	1,710,890	65,858,411
North Dakota	20,979	195,312	8,360,080
Ohio	198,301	2,180,337	87,856,791
Oklahoma	77,320	710,271	27,600,634
Oregon	100,766	871,241	35,729,253
Pennsylvania	245,259	2,512,633	107,956,147
Rhode Island	24,320	229,212	9,934,914
South Carolina	86,695	817,008	29,652,310
South Dakota	23,766	209,403	7,552,385
Tennessee	105,492	1,116,870	46,188,806
Texas	473,281	4,768,938	212,325,999
Utah	68,296	590,417	24,033,600
Vermont	18,589	157,322	6,375,197
Virginia	160,910	1,557,962	73,409,216
Washington	162,989	1,404,077	67,340,488
West Virginia	28,424	269,789	9,414,952
Wisconsin	117,354	1,267,087	50,287,603
Wyoming	18,558	128,883	5,336,181
United States	6,512,802	60,556,081	$2,711,536,979

(1) Number of establishments with less than 500 employees. Source: U.S. Census.

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