View by State

State	Number of employees	State	Number of employees
Alabama	33,085	Montana	7,150
Alaska	1,958	Nebraska	28,703
Arizona	72,363	Nevada	17,665
Arkansas	18,754	New Hampshire	13,619
California	239,945	New Jersey	86,572
Colorado	50,777	New Mexico	11,600
Connecticut	59,106	New York	161,271
Delaware	6,686	North Carolina	78,336
D.C.	3,840	North Dakota	7,816
Florida	218,368	Ohio	124,146
Georgia	102,313	Oklahoma	23,313
Hawaii	7,690	Oregon	28,078
Idaho	12,734	Pennsylvania	138,677
Illinois	137,003	Rhode Island	10,708
Indiana	55,133	South Carolina	36,270
Iowa	51,494	South Dakota	8,535
Kansas	31,048	Tennessee	59,673
Kentucky	37,305	Texas	261,247
Louisiana	27,634	Utah	26,120
Maine	12,255	Vermont	4,074
Maryland	36,946	Virginia	61,339
Massachusetts	75,056	Washington	47,540
Michigan	71,111	West Virginia	9,407
Minnesota	66,136	Wisconsin	73,480
Mississippi	13,172	Wyoming	2,756
Missouri	61,993	United States	2,832,000

(1) Total full-time and part-time employment. Note: Does not match data shown elsewhere due to the use of different surveys. Data as of September 2022. Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.

	Annual payroll			Annual payroll
State	2018	2019	State	2018	2019
Alabama	$2,953,054	$3,041,209	Montana	$521,142	$556,493
Alaska	180,978	184,126	Nebraska	2,627,388	2,751,817
Arizona	5,505,373	6,187,208	Nevada	1,401,568	1,485,499
Arkansas	1,324,728	1,416,992	New Hampshire	1,408,296	1,476,467
California	28,177,592	29,078,238	New Jersey	12,479,454	12,908,423
Colorado	4,730,097	5,115,316	New Mexico	821,742	898,693
Connecticut	9,940,104	9,739,181	New York	21,991,902	22,450,028
Delaware	668,549	691,912	North Carolina	6,830,276	7,412,835
District of Columbia	752,970	765,156	North Dakota	631,058	648,395
Florida	18,392,331	19,318,084	Ohio	11,865,289	12,118,535
Georgia	9,212,675	9,839,687	Oklahoma	1,877,754	1,920,143
Hawaii	751,837	776,250	Oregon	2,707,920	2,823,215
Idaho	850,910	908,981	Pennsylvania	14,226,568	14,790,357
Illinois	15,715,046	16,692,962	Rhode Island	1,061,854	1,111,774
Indiana	4,828,391	5,083,382	South Carolina	2,870,402	2,973,084
Iowa	4,851,108	5,122,139	South Dakota	666,160	690,633
Kansas	2,758,009	2,845,974	Tennessee	5,439,930	5,640,466
Kentucky	3,543,836	3,604,422	Texas	22,458,499	24,204,813
Louisiana	2,390,246	2,392,003	Utah	1,959,684	2,051,308
Maine	1,135,830	1,167,429	Vermont	429,048	447,058
Maryland	4,365,363	4,437,869	Virginia	5,833,315	6,118,664
Massachusetts	9,622,191	10,079,860	Washington	4,753,115	5,005,754
Michigan	6,141,718	6,562,282	West Virginia	655,434	672,581
Minnesota	8,005,827	8,457,170	Wisconsin	6,506,231	6,887,373
Mississippi	997,871	1,049,658	Wyoming	179,237	185,838
Missouri	5,565,100	6,052,264	United States	$285,565,000	$298,840,000

Source: Regional Economic Information System, Bureau of Economic Analysis, U.S. Department of Commerce.

State	Total, all lines	State	Total, all lines
Alabama	$11,716,215	Montana	$3,463,887
Alaska	1,852,814	Nebraska	6,904,731
Arizona	15,629,400	Nevada	7,673,000
Arkansas	7,014,809	New Hampshire	3,045,198
California	104,899,591	New Jersey	26,686,284
Colorado	18,256,356	New Mexico	4,409,436
Connecticut	10,652,031	New York	58,997,898
D.C.	2,606,309	North Carolina	21,718,434
Delaware	3,515,643	North Dakota	3,628,847
Florida	75,754,056	Ohio	21,195,930
Georgia	29,010,823	Oklahoma	10,305,716
Hawaii	3,182,810	Oregon	9,365,253
Idaho	4,396,734	Pennsylvania	30,140,258
Illinois	33,307,419	Rhode Island	3,056,359
Indiana	14,924,567	South Carolina	13,282,307
Iowa	9,149,372	South Dakota	3,671,373
Kansas	8,890,216	Tennessee	15,563,305
Kentucky	9,271,062	Texas	80,475,416
Louisiana	14,812,427	Utah	7,181,285
Maine	3,002,428	Vermont	1,492,710
Maryland	14,860,314	Virginia	18,087,161
Massachusetts	19,648,888	Washington	16,580,372
Michigan	22,571,240	West Virginia	3,341,671
Minnesota	15,532,897	Wisconsin	13,366,412
Mississippi	6,847,421	Wyoming	1,593,760
Missouri	15,553,278	United States (2)	$862,086,123

(1) Before reinsurance transactions, includes state funds, excludes territories. (2) Data for the total United States may differ from similar data shown elsewhere due to the use of different exhibits from S&P Global Market Intelligence. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Life insurance	Annuities	Accident and health insurance (2)	Deposit-type contract funds	Other considerations	Total
Alabama	$2,556	$4,392	$2,215	$353	$494	$10,010
Alaska	670	465	307	29	403	1,873
Arizona	3,039	9,289	4,382	473	2,256	19,438
Arkansas	1,266	2,111	1,209	102	262	4,950
California	20,923	35,456	15,957	3,571	10,480	86,387
Colorado	3,194	6,712	4,507	5,337	1,454	21,204
Connecticut	2,750	6,307	3,622	9,781	2,651	25,111
Delaware	2,101	3,156	1,031	75,648	267	82,203
D.C.	515	694	1,042	1,147	1,316	4,714
Florida	12,250	31,082	15,865	1,274	2,552	63,023
Georgia	5,785	9,070	7,453	1,955	2,659	26,921
Hawaii	981	1,966	1,045	82	326	4,401
Idaho	751	2,003	669	76	295	3,794
Illinois	8,103	13,452	7,314	3,912	3,092	35,873
Indiana	3,398	7,152	4,495	2,657	870	18,572
Iowa	2,644	4,229	1,551	9,135	5,652	23,210
Kansas	1,521	2,749	3,975	2,052	292	10,589
Kentucky	1,844	4,237	1,926	434	546	8,988
Louisiana	2,646	4,901	2,537	242	654	10,979
Maine	521	1,570	1,072	72	220	3,455
Maryland	3,348	6,991	4,385	1,070	1,057	16,850
Massachusetts	4,234	10,975	5,025	2,885	4,662	27,780
Michigan	5,207	13,740	4,105	1,353	1,615	26,021
Minnesota	5,462	6,762	2,268	915	2,729	18,137
Mississippi	1,453	2,124	1,807	79	233	5,696
Missouri	3,195	8,235	4,705	1,546	1,114	18,796
Montana	434	610	474	37	169	1,724
Nebraska	1,418	2,320	1,566	363	424	6,092
Nevada	1,607	3,264	1,710	167	489	7,237
New Hampshire	711	2,688	915	536	397	5,248
New Jersey	7,976	16,226	9,641	1,334	1,902	37,079
New Mexico	746	1,341	719	116	260	3,182
New York	13,440	25,899	14,476	95,932	5,396	155,143
North Carolina	6,104	13,535	7,094	731	1,252	28,716
North Dakota	537	1,366	358	245	173	2,678
Ohio	6,192	14,763	8,245	40,859	1,576	71,634
Oklahoma	1,626	2,411	1,748	194	449	6,428
Oregon	1,436	3,180	2,107	225	1,378	8,326
Pennsylvania	7,241	18,937	8,727	2,507	4,007	41,418
Rhode Island	535	1,655	511	105	148	2,954
South Carolina	2,654	6,450	3,084	201	391	12,781
South Dakota	1,260	804	467	376	657	3,564
Tennessee	3,713	7,305	4,887	883	1,225	18,014
Texas	14,831	25,497	19,450	3,134	3,036	65,947
Utah	1,861	3,682	1,751	2,240	531	10,065
Vermont	281	1,320	353	110	160	2,225
Virginia	4,740	8,962	5,771	821	1,199	21,493
Washington	,3433	6,362	3,415	666	1,785	15,660
West Virginia	693	1,660	902	96	188	3,539
Wisconsin	2,961	7,030	5,074	729	1,150	16,945
Wyoming	367	601	413	23	63	1,467
United States	$187,153	$377,685	$208,329	$278,808	$76,559	$1,128,534

(1) Direct premiums written before reinsurance transactions, excludes state funds. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. (3) Excludes territories, dividends and other nonstate specific data. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

	Private passenger auto		Commercial auto
State	Liability	Coll./Comp.	Liability	Coll./Comp.	Homeowners multiple peril	Farmowners multi peril	Commercial multi peril
Alabama	$2,182,999	$1,882,444	$610,897	$220,573	$2,337,365	$94,675	$821,398
Alaska	299,630	242,690	73,998	23,894	205,077	824	112,225
Arizona	3,800,911	2,684,468	883,672	216,563	2,335,487	19,954	834,032
Arkansas	1,205,673	1,135,557	370,958	162,330	1,227,304	89,332	453,981
California	17,829,570	14,851,319	5,772,260	1,400,012	12,375,311	228,279	6,536,784
Colorado	3,336,746	2,725,368	734,149	264,463	3,798,806	113,135	1,177,366
Connecticut	2,010,996	1,252,932	469,082	123,366	1,848,454	8,151	802,642
Delaware	661,325	334,717	166,338	35,905	382,057	9,026	338,672
D.C.	210,620	183,829	62,396	11,082	199,973	0	206,650
Florida	17,956,707	7,395,109	4,333,806	660,131	14,365,690	26,255	2,947,726
Georgia	7,371,055	3,889,786	2,071,833	438,153	4,591,153	168,597	1,482,926
Hawaii	444,796	392,196	104,073	31,941	461,010	0	238,795
Idaho	726,801	615,818	208,301	105,354	595,444	84,801	318,099
Illinois	4,459,710	4,028,198	1,944,724	690,546	4,880,305	233,479	2,220,963
Indiana	2,377,827	2,037,183	805,663	352,237	2,522,171	225,402	1,070,231
Iowa	947,440	1,156,164	375,749	240,129	1,089,486	271,310	591,024
Kansas	1,088,956	1,108,514	309,067	174,348	1,509,052	290,816	513,195
Kentucky	2,088,147	1,260,113	460,150	160,613	1,477,691	180,048	649,918
Louisiana	3,109,226	1,852,866	887,749	163,029	2,458,364	16,075	695,381
Maine	443,785	439,641	135,504	68,619	539,789	6,893	318,713
Maryland	3,328,950	2,383,728	742,727	219,293	2,462,179	33,994	809,658
Massachusetts	3,092,551	2,608,985	853,930	318,180	3,055,387	4,990	1,658,969
Michigan	5,247,376	3,980,606	955,007	451,222	3,458,624	161,823	1,402,357
Minnesota	2,195,444	2,113,611	559,546	300,743	2,974,121	191,955	942,030
Mississippi	1,192,230	1,056,561	425,811	142,981	1,323,063	33,167	444,598
Missouri	2,511,086	2,226,119	702,483	318,222	2,747,131	227,842	1,050,224
Montana	438,820	501,833	149,824	94,484	526,604	104,613	265,933
Nebraska	742,582	765,398	241,646	163,929	1,071,005	308,695	394,545
Nevada	2,188,685	923,193	629,483	87,131	842,708	8,368	464,248
New Hampshire	479,137	500,276	135,645	56,985	522,142	3,595	314,636
New Jersey	5,539,185	2,900,087	1,882,944	324,627	3,418,762	4,276	1,935,612
New Mexico	986,327	697,435	247,902	72,811	726,198	30,983	298,334
New York	9,655,254	5,620,328	2,863,186	471,185	6,814,557	54,883	5,037,255
North Carolina	3,761,045	3,851,968	1,111,809	390,993	3,729,599	71,092	1,290,199
North Dakota	227,798	320,580	108,622	88,941	282,639	148,444	181,405
Ohio	3,854,310	3,478,116	1,195,219	460,298	3,680,758	199,043	1,616,230
Oklahoma	1,610,834	1,534,331	498,539	197,821	2,141,649	197,395	709,687
Oregon	2,165,992	1,205,642	470,637	150,991	1,209,347	91,969	673,263
Pennsylvania	4,933,081	4,673,627	1,579,341	620,222	4,232,845	118,720	2,251,953
Rhode Island	658,603	375,251	121,554	38,803	540,047	552	215,011
South Carolina	3,297,761	1,921,135	625,645	178,553	2,384,267	21,268	716,383
South Dakota	278,355	416,361	103,974	88,753	373,652	162,058	202,173
Tennessee	2,677,706	2,462,371	745,862	328,855	2,764,344	182,237	1,029,763
Texas	14,514,450	11,988,893	5,304,970	1,346,466	13,448,367	435,276	4,106,101
Utah	1,680,595	1,018,713	386,656	132,699	827,919	20,811	424,853
Vermont	178,484	226,418	59,183	34,376	246,415	17,083	166,782
Virginia	3,647,090	2,941,252	832,300	297,539	3,135,437	88,889	1,075,860
Washington	3,719,244	2,250,999	847,563	267,408	2,484,205	91,900	1,161,734
West Virginia	677,015	648,801	157,151	61,623	526,075	18,898	251,393
Wisconsin	1,819,037	1,808,011	574,354	305,798	1,873,384	218,798	923,200
Wyoming	195,126	293,855	77,464	49,527	294,939	39,841	142,096
United States	$160,047,070	$117,163,395	$45,971,344	$13,604,748	$133,318,353	$5,360,511	$54,487,203

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Workers compensation	Excess workers compensation	Medical professional liability	Product liability	Other liability	Fire	Allied lines
Alabama	$418,003	$22,126	$170,446	$52,833	$1,057,561	$330,316	$348,894
Alaska	182,521	3,913	25,118	6,938	203,924	69,143	42,640
Arizona	865,450	17,292	239,672	80,409	1,694,933	237,095	238,405
Arkansas	254,552	8,450	79,762	24,944	643,086	220,287	191,221
California	11,631,091	233,980	968,362	699,507	16,001,244	2,516,500	1,471,882
Colorado	1,027,206	17,283	187,932	100,438	2,231,996	316,167	359,894
Connecticut	742,221	23,222	253,052	59,606	1,667,154	188,540	196,443
Delaware	189,781	2,015	37,766	15,771	748,056	44,656	36,600
D.C.	158,900	4,977	32,316	10,664	779,639	69,634	59,585
Florida	3,248,415	76,572	915,063	327,171	9,293,948	1,958,801	4,858,552
Georgia	1,827,359	44,727	401,916	139,218	3,018,153	548,080	476,672
Hawaii	321,921	8,547	40,129	11,885	429,003	144,044	184,454
Idaho	620,311	1,993	42,352	24,805	387,988	71,084	59,409
Illinois	2,417,169	55,555	546,501	219,952	5,657,033	772,979	526,553
Indiana	839,865	15,338	165,161	131,304	1,471,076	402,286	272,495
Iowa	696,353	10,500	75,120	50,515	897,513	227,016	207,964
Kansas	412,216	9,376	100,552	41,127	705,424	164,648	239,319
Kentucky	552,990	15,161	133,802	36,588	774,473	199,819	172,803
Louisiana	874,834	52,608	116,076	53,101	1,315,676	578,887	923,737
Maine	280,333	3,515	52,816	13,153	269,094	68,036	62,196
Maryland	920,566	14,624	372,609	59,322	1,657,517	228,771	204,554
Massachusetts	1,350,910	25,031	363,551	151,017	3,471,020	428,483	410,591
Michigan	1,036,807	26,188	251,152	123,385	2,110,806	442,253	278,359
Minnesota	994,192	1,480	103,419	115,990	1,798,030	321,761	449,568
Mississippi	347,296	10,743	58,032	21,534	486,245	210,247	214,627
Missouri	1,038,287	36,216	202,794	76,246	1,678,213	352,647	327,107
Montana	287,703	5,341	40,887	15,734	294,655	59,094	59,725
Nebraska	391,080	5,266	49,813	26,301	530,609	119,152	140,827
Nevada	461,468	21,246	99,791	41,580	866,711	158,722	124,944
New Hampshire	228,355	6,617	58,752	17,120	317,626	54,142	43,582
New Jersey	2,586,376	38,514	522,667	219,356	3,884,570	520,179	443,638
New Mexico	297,774	6,002	66,601	13,554	357,156	68,171	67,118
New York	5,109,705	58,140	1,764,356	328,002	13,017,859	1,249,357	1,006,476
North Carolina	1,446,028	25,973	199,331	130,637	2,204,757	456,949	530,815
North Dakota	5,322	5	13,869	16,040	233,681	67,155	59,328
Ohio	18,884	77,706	265,015	147,940	2,581,085	551,747	420,180
Oklahoma	639,592	10,912	116,424	44,849	849,510	270,589	311,971
Oregon	752,076	9,142	116,605	65,475	986,386	190,943	131,329
Pennsylvania	2,507,256	39,320	912,565	167,095	4,286,908	631,751	488,602
Rhode Island	225,045	2,371	37,431	13,692	382,433	58,984	68,876
South Carolina	865,821	11,657	90,527	68,404	1,012,219	450,124	304,680
South Dakota	181,201	1,792	18,312	17,508	196,905	58,345	60,871
Tennessee	826,133	18,925	263,279	96,570	1,667,967	411,460	367,916
Texas	2,560,211	28,668	506,576	421,162	9,465,243	2,984,814	2,682,745
Utah	549,394	5,056	79,530	55,941	904,213	131,557	87,869
Vermont	176,159	1,944	21,141	8,824	148,227	31,407	23,202
Virginia	1,007,109	22,513	234,256	74,366	2,216,993	314,567	301,427
Washington	26,160	33,352	232,144	103,613	2,172,440	374,306	259,327
West Virginia	244,923	5,868	72,142	9,699	268,570	77,927	52,774
Wisconsin	1,975,250	11,671	86,694	110,384	1,514,626	311,566	253,270
Wyoming	5,596	131	19,837	6,967	168,497	35,772	33,052
United States	$56,624,168	$1,189,563	$11,824,013	$4,868,235	$110,978,652	$20,750,960	$21,139,068

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Inland marine	Ocean marine	Surety	Fidelity	Burglary and theft	Boiler and machinery	Financial guaranty
Alabama	$470,874	$58,994	$109,808	$14,250	$5,841	$36,438	$2,739
Alaska	93,244	44,606	39,970	2,877	940	13,711	193
Arizona	595,512	37,252	164,241	17,232	8,537	32,200	1,272
Arkansas	303,073	24,133	51,927	9,834	3,122	24,494	446
California	4,210,437	487,834	1,050,332	171,936	66,915	198,359	63,924
Colorado	675,817	28,277	198,248	29,014	9,532	34,722	4,586
Connecticut	451,967	95,825	73,319	28,584	7,363	26,869	2,053
Delaware	175,866	16,467	31,507	6,586	2,014	8,011	18,309
D.C.	162,854	7,412	226,402	17,595	4,793	7,832	6,749
Florida	2,211,430	620,943	560,481	76,040	32,922	97,838	7,234
Georgia	1,021,246	90,225	223,857	37,355	19,612	73,517	771
Hawaii	0	26,001	0	4,739	1,239	7,232	3,702
Idaho	177,391	15,468	34,683	3,890	1,801	13,712	38
Illinois	1,144,059	203,510	289,596	76,457	34,904	103,695	8,919
Indiana	529,223	37,951	130,340	20,639	9,650	57,346	1,989
Iowa	307,608	13,466	64,194	13,836	4,359	33,625	1,191
Kansas	268,481	13,170	58,879	12,551	5,092	29,091	1,431
Kentucky	351,861	36,878	88,089	10,956	4,513	40,832	4,757
Louisiana	582,702	171,832	152,499	14,640	5,879	53,014	1,578
Maine	129,521	41,914	26,358	5,327	1,053	12,071	505
Maryland	531,288	139,223	228,580	28,279	10,077	35,603	1,613
Massachusetts	817,787	145,445	182,289	58,543	14,269	52,373	4,496
Michigan	777,947	133,013	141,367	36,409	15,454	87,203	5,179
Minnesota	535,501	43,637	94,229	30,264	10,795	53,609	644
Mississippi	301,055	29,413	60,002	8,027	2,522	19,351	263
Missouri	552,637	49,980	103,970	26,836	9,465	41,798	6,494
Montana	125,929	5,572	43,439	3,714	1,877	8,187	219
Nebraska	241,349	6,671	52,818	8,678	2,763	19,659	935
Nevada	285,477	10,474	104,875	8,491	4,036	19,429	540
New Hampshire	144,307	17,723	23,792	6,164	1,600	9,667	0
New Jersey	1,038,522	210,374	209,883	47,618	17,068	67,500	5,466
New Mexico	152,825	3,401	64,478	4,625	1,232	10,854	228
New York	2,392,776	527,766	601,256	184,467	47,082	155,560	134,855
North Carolina	999,223	118,640	224,631	44,082	14,278	60,795	2,801
North Dakota	110,895	2,788	31,817	3,373	951	17,528	473
Ohio	905,364	80,318	183,090	43,799	25,497	97,774	2,305
Oklahoma	350,657	19,923	91,415	13,353	3,794	28,056	88
Oregon	406,166	45,364	116,146	11,938	5,590	28,491	262
Pennsylvania	1,138,753	101,141	296,698	57,361	21,940	101,040	19,677
Rhode Island	115,486	40,133	30,075	5,465	1,960	9,611	0
South Carolina	533,861	52,050	107,829	12,474	5,121	34,918	5,105
South Dakota	99,047	1,971	32,700	3,658	933	10,854	254
Tennessee	673,936	93,460	139,191	22,414	10,211	46,394	218
Texas	3,292,897	418,910	907,329	96,476	57,699	200,539	35,410
Utah	284,216	22,613	78,802	10,462	4,021	16,743	213
Vermont	69,559	4,139	9,735	2,542	768	6,566	40
Virginia	733,845	134,942	237,173	38,906	14,175	46,773	483
Washington	879,790	191,007	177,463	24,127	9,598	45,588	792
West Virginia	101,588	4,883	48,755	4,216	889	12,109	229
Wisconsin	470,785	57,557	79,568	26,117	10,405	62,385	1,012
Wyoming	71,788	1,313	58,151	1,769	539	11,672	0
United States	$32,998,422	$4,786,003	$8,336,276	$1,448,985	$556,688	$2,323,239	$362,677

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Aircraft	Earthquake	Federal flood	Credit	Warranty	Accident and health
Alabama	$29,225	$10,516	$27,066	$43,696	$16,442	$110,832
Alaska	70,292	55,277	745	3,107	567	12,003
Arizona	76,087	19,644	13,528	22,239	35,960	133,079
Arkansas	36,559	50,713	8,559	21,562	10,507	61,325
California	261,210	2,959,348	121,951	195,426	275,137	791,834
Colorado	84,036	17,161	11,024	33,478	41,224	107,368
Connecticut	35,749	13,895	34,370	34,632	11,930	67,986
Delaware	24,141	1,912	13,705	14,458	31,323	122,758
D.C.	5,718	5,514	1,020	22,183	64	96,394
Florida	230,097	46,594	897,334	166,469	844,476	334,115
Georgia	87,748	22,143	40,589	62,331	56,013	211,360
Hawaii	13,224	25,630	33,046	8,889	2,887	10,951
Idaho	23,884	10,239	3,321	5,761	3,664	30,574
Illinois	105,862	114,174	20,580	94,591	337,908	389,756
Indiana	40,460	54,399	11,724	40,561	46,913	421,279
Iowa	20,390	7,435	8,740	21,374	4,377	83,569
Kansas	34,114	10,405	5,123	24,451	212,842	71,280
Kentucky	13,595	56,610	11,773	41,057	10,177	81,372
Louisiana	50,863	7,723	259,323	33,050	6,897	87,627
Maine	7,733	2,782	6,198	8,022	6,131	15,420
Maryland	35,370	16,951	23,486	20,628	20,434	83,874
Massachusetts	47,821	42,252	51,149	55,045	43,734	131,025
Michigan	47,616	11,282	11,931	53,533	578,421	183,822
Minnesota	49,769	6,128	5,214	26,419	21,885	83,935
Mississippi	20,504	28,094	37,393	25,268	4,981	63,347
Missouri	30,850	137,690	15,052	40,048	33,504	165,350
Montana	23,162	9,447	2,383	1,682	807	23,965
Nebraska	23,809	2,996	5,196	7,690	4,241	94,320
Nevada	45,377	61,116	5,770	5,703	2,751	33,524
New Hampshire	13,624	2,759	6,157	14,436	5,089	23,966
New Jersey	32,671	46,115	153,603	96,205	46,285	200,655
New Mexico	13,851	4,857	6,555	8,336	5,753	33,761
New York	80,691	94,656	148,751	258,396	73,602	676,182
North Carolina	70,421	23,483	76,501	48,136	52,512	180,253
North Dakota	13,982	925	4,299	1,964	1,114	10,855
Ohio	100,574	40,693	19,504	76,770	83,451	245,954
Oklahoma	30,067	18,979	6,552	25,304	11,241	65,908
Oregon	48,997	162,088	14,516	10,749	7,775	74,220
Pennsylvania	60,111	27,387	44,643	67,977	63,214	341,054
Rhode Island	10,812	3,521	9,810	7,332	3,587	50,258
South Carolina	25,192	61,840	93,409	26,486	13,016	82,618
South Dakota	14,383	928	2,065	7,278	2,856	15,219
Tennessee	56,192	128,858	19,078	50,062	17,850	168,752
Texas	290,932	58,502	387,537	622,495	253,578	568,114
Utah	41,279	117,289	1,823	21,896	73,641	47,648
Vermont	3,149	1,926	3,609	3,077	8,022	19,402
Virginia	62,580	27,889	48,801	54,878	27,407	139,674
Washington	55,876	365,264	20,893	33,491	130,458	88,900
West Virginia	4,771	1,691	10,501	8,481	4,701	35,564
Wisconsin	34,136	9,754	7,545	27,054	52,293	136,913
Wyoming	11,564	6,402	1,061	2,642	922	18,402
United States	$2,651,122	$5,013,872	$2,774,506	$2,606,801	$3,604,564	$7,328,317

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Multiple peril crop	Private crop	Mortgage guaranty	Miscellaneous	Private flood
Alabama	$111,401	$1,085	$35,355	$66,127	$14,593
Alaska	142	0	2,076	17,569	2,960
Arizona	128,753	4,211	12,995	148,499	18,821
Arkansas	253,651	34,283	10,606	37,475	5,075
California	632,398	13,723	126,467	504,379	113,701
Colorado	362,345	19,207	44,026	138,799	17,652
Connecticut	9,542	1	7,058	74,484	19,859
Delaware	16,110	173	2,243	22,047	4,380
D.C.	0	0	25,563	21,512	4,085
Florida	205,035	613	264,038	447,263	247,186
Georgia	311,265	3,800	41,881	202,974	22,980
Hawaii	1,980	0	2,577	18,961	12,884
Idaho	151,327	15,446	3,148	36,159	3,430
Illinois	1,247,206	155,739	42,115	246,120	34,609
Indiana	643,109	41,972	17,317	113,265	17,978
Iowa	1,516,334	145,836	8,145	51,780	6,325
Kansas	1,341,995	73,488	8,713	45,630	5,344
Kentucky	260,357	9,031	5,377	48,416	10,505
Louisiana	154,388	5,503	24,693	63,413	28,920
Maine	12,289	0	1,411	18,812	2,778
Maryland	48,514	153	24,234	158,205	13,322
Massachusetts	4,949	0	42,989	114,437	32,668
Michigan	318,282	8,776	42,525	177,187	14,813
Minnesota	1,152,008	160,166	39,777	148,591	8,430
Mississippi	210,038	5,018	27,728	27,393	9,500
Missouri	640,782	44,612	48,034	94,220	12,187
Montana	345,575	636	1,966	15,980	3,208
Nebraska	1,043,545	392,139	8,922	33,681	4,398
Nevada	68,423	4,899	4,347	76,881	8,001
New Hampshire	747	0	3,714	28,570	3,421
New Jersey	7,721	0	32,298	165,972	74,996
New Mexico	117,058	2,542	7,563	30,096	4,881
New York	96,110	428	166,050	201,785	94,008
North Carolina	356,007	5,069	29,795	178,762	28,059
North Dakota	1,535,938	119,809	840	16,103	1,362
Ohio	470,604	19,141	50,518	177,057	25,336
Oklahoma	422,180	7,218	15,227	52,163	7,159
Oregon	105,186	4,418	7,833	83,863	11,502
Pennsylvania	81,648	897	32,659	195,043	39,182
Rhode Island	131	0	2,519	17,164	6,364
South Carolina	127,124	329	10,425	91,463	28,939
South Dakota	1,213,755	88,074	2,143	13,636	1,268
Tennessee	145,913	3,874	16,807	105,447	18,337
Texas	2,122,501	35,544	116,253	517,355	131,336
Utah	31,766	435	11,100	73,757	4,533
Vermont	6,290	0	269	11,609	1,917
Virginia	105,090	1,455	35,060	165,351	20,648
Washington	301,570	18,790	22,892	167,055	19,016
West Virginia	4,174	9	2,876	16,849	6,522
Wisconsin	456,518	21,256	12,144	104,495	10,099
Wyoming	30,944	1,874	280	9,455	1,642
United States	$18,930,718	$1,471,672	$1,505,592	$5,593,310	$1,241,121

(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	2019	2020	As a percent of 2020 total GSP
Alabama	$4,843	$5,445	2.40%
Alaska	388	348	0.70
Arizona	8,997	10,602	2.84
Arkansas	2,756	3,214	2.46
California	42,431	42,662	1.42
Colorado	7,517	9,287	2.43
Connecticut	21,972	21,702	7.85
Delaware	6,022	5,306	7.00
D.C.	1,811	2,082	1.44
Florida	34,112	38,191	3.45
Georgia	14,026	15,093	2.42
Hawaii	1,766	1,976	2.38
Idaho	1,475	1,627	1.94
Illinois	44,775	42,497	4.95
Indiana	15,479	14,269	3.80
Iowa	18,062	20,797	10.71
Kansas	4,651	5,457	3.12
Kentucky	6,188	7,245	3.41
Louisiana	5,694	6,644	2.82
Maine	2,308	2,677	3.87
Maryland	10,473	9,895	2.41
Massachusetts	17,299	20,605	3.54
Michigan	14,383	13,631	2.65
Minnesota	14,459	15,081	4.04
Mississippi	2,293	2,558	2.25
Missouri	10,262	10,669	3.24
Montana	863	910	1.77
Nebraska	11,017	12,668	9.49
Nevada	4,184	5,004	2.93
New Hampshire	4,230	3,859	4.40
New Jersey	17,878	19,523	3.16
New Mexico	1,743	2,064	2.10
New York	62,132	73,601	4.27
North Carolina	11,546	11,776	2.00
North Dakota	1,249	1,281	2.34
Ohio	31,245	29,975	4.42
Oklahoma	3,333	3,319	1.77
Oregon	5,285	5,789	2.37
Pennsylvania	28,526	27,545	3.57
Rhode Island	3,113	3,143	5.19
South Carolina	5,369	6,029	2.46
South Dakota	1,329	1,393	2.54
Tennessee	10,116	12,048	3.26
Texas	43,917	44,552	2.51
Utah	3,806	4,429	2.24
Vermont	1,090	1,085	3.25
Virginia	9,238	10,423	1.90
Washington	8,642	10,297	1.70
West Virginia	1,467	1,656	2.18
Wisconsin	18,376	17,996	5.33
Wyoming	348	379	1.04
United States	$604,481	$640,299	3.06%

Note: Last updated: October 1, 2021. Source: U.S. Department of Commerce, Bureau of Economic Analysis.

State	Amount	State	Amount
Alabama	$513,226	Montana	$153,056
Alaska	68,590	Nebraska	78,815
Arizona	732,224	Nevada	518,019
Arkansas	345,234	New Hampshire	136,733
California	3,319,048	New Jersey	747,723
Colorado	338,355	New Mexico	235,866
Connecticut	191,176	New York	2,409,677
Delaware	146,051	North Carolina	1,003,553
D.C.	148,438	North Dakota	75,216
Florida	1,571,412	Ohio	675,158
Georgia	482,092	Oklahoma	349,723
Hawaii	201,859	Oregon	85,403
Idaho	137,183	Pennsylvania	913,085
Ilinois	491,053	Rhode Island	159,612
Indiana	257,529	South Carolina	289,114
Iowa	152,546	South Dakota	97,571
Kansas	466,396	Tennessee	1,223,183
Kentucky	179,015	Texas	3,121,923
Louisiana	1,080,293	Utah	189,609
Maine	136,120	Vermont	68,799
Maryland	791,320	Virginia	683,923
Massachusetts	587,997	Washington	823,878
Michigan	398,371	West Virginia	135,847
Minnesota	718,431	Wisconsin	247,174
Mississippi	383,652	Wyoming	33,611
Missouri	465,920	United States	$28,759,802

(1) Includes other insurance companies. Data are for each state's fiscal year. Source: U.S. Department of Commerce, Bureau of the Census.

State	Property/casualty	Life/annuities	State	Property/casualty	Life/annuities
Alabama	18	8	Montana	12	1
Alaska	4	0	Nebraska	47	33
Arizona	48	27	Nevada	10	0
Arkansas	9	19	New Hampshire	47	0
California	92	16	New Jersey	64	3
Colorado	11	14	New Mexico	19	0
Connecticut	65	26	New York	165	79
Delaware	100	23	North Carolina	55	11
D.C.	6	0	North Dakota	13	3
Florida	110	10	Ohio	149	39
Georgia	23	13	Oklahoma	33	22
Hawaii	16	4	Oregon	16	2
Idaho	10	1	Pennsylvania	145	20
Illinois	198	50	Rhode Island	20	1
Indiana	57	24	South Carolina	21	7
Iowa	71	41	South Dakota	16	2
Kansas	23	11	Tennessee	16	15
Kentucky	9	8	Texas	202	122
Louisiana	29	30	Utah	12	16
Maine	11	3	Vermont	11	1
Maryland	19	4	Virginia	19	2
Massachusetts	47	16	Washington	6	6
Michigan	65	19	West Virginia	21	1
Minnesota	39	8	Wisconsin	156	17
Mississippi	18	12	Wyoming	2	0
Missouri	47	28	United States (1)	2,422	818

(1) Excludes territories. Excludes health insurers, risk retention groups, fraternals, title and other insurers. Source: 2021 Insurance Department Resources Report, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

State	Domestic insurers (1)	Licensed out-of-state insurers (2)	Chartered self-insured groups or pools	Chartered purchasing groups	All companies doing business in state
Alabama	49	1,498	0	11	1,558
Alaska	6	1,137	0	0	1,143
Arizona	135	1,616	25	26	1,802
Arkansas	55	1,518	0	1	1,574
California	131	1,280	0	43	1,454
Colorado	50	1,504	9	41	1,604
Connecticut	102	1,271	0	35	1,408
Delaware	139	1,385	0	116	1,640
D.C.	47	1,355	0	15	1,417
Florida	437	1,651	14	48	2,150
Georgia	71	1,629	36	0	1,736
Hawaii	45	1,116	10	3	1,174
Idaho	19	1,376	17	2	1,414
Illinois	340	1,416	12	163	1,931
Indiana	134	1,665	22	20	1,841
Iowa	207	1,419	3	0	1,629
Kansas	45	1,541	17	13	1,616
Kentucky	52	1,563	10	0	1,625
Louisiana	104	1,501	23	2	1,630
Maine	22	1,197	18	1	1,238
Maryland	56	1,513	5	12	1,586
Massachusetts	78	1,386	21	4	1,489
Michigan	125	1,413	16	11	1,565
Minnesota	145	1,405	20	22	1,592
Mississippi	45	1,536	0	3	1,584
Missouri	181	1,546	12	10	1,749
Montana	34	1,412	0	4	1,450
Nebraska	114	1,473	6	5	1,598
Nevada	39	1,567	8	5	1,619
New Hampshire	60	1,237	0	0	1,297
New Jersey	119	1,356	51	22	1,548
New Mexico	32	2,604	0	0	2,636
New York	555	1,179	8	86	1,828
North Carolina	96	1,509	3	5	1,613
North Dakota	29	1,377	10	2	1,418
Ohio	258	1,539	0	25	1,822
Oklahoma	83	1,741	4	5	1,833
Oregon	44	1,453	0	5	1,502
Pennsylvania	238	1,596	13	33	1,880
Rhode Island	29	1,335	1	24	1,389
South Carolina	84	1,558	0	11	1,653
South Dakota	38	1,417	0	0	1,455
Tennessee	70	1,623	3	8	1,704
Texas	406	1,614	2	48	2,070
Utah	112	1,812	0	12	1,936
Vermont	109	1,197	0	9	1,315
Virginia	67	1,575	14	13	1,669
Washington	37	1,438	0	9	1,484
West Virginia	32	1,412	1	2	1,447
Wisconsin	333	1,668	0	7	2,008
Wyoming	4	1,435	1	1	1,441
Total U.S. (3)	5,929	(4)	415	943	7,287

(1) Insurers that are domiciled in the state. Includes property/casualty, life/annuities, health, fraternal, title, risk retention groups and "other". (2) This category is comprised of insurers designated by the NAIC as "foreign insurers"—i.e., insurers whose state of domicile is other than the state in which it is writing business. There is no U.S. total in this column to avoid double counting—i.e., insurers are only included in the figures for states in which they are domiciled. (3) Totals include U.S. territories and possessions. (4) No totals shown, so as to avoid double counting. Totals reflect insurers physically located in the state. Source: Insurance Department Resources Report, 2020, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

State	Tornadoes	Fatalities	Rank (2)	State	Tornadoes	Fatalities	Rank (2)
Alabama	117	3	3	Montana	2	0	26
Alaska	0	0	(3)	Nebraska	31	0	13
Arizona	7	0	21	Nevada	1	0	27
Arkansas	56	0	8	New Hampshire	2	0	26
California	4	0	24	New Jersey	2	0	26
Colorado	39	0	10	New Mexico	2	0	26
Connecticut	1	0	27	New York	5	0	23
Delaware	0	0	(3)	North Carolina	17	0	17
D.C.	0	0	(3)	North Dakota	20	0	16
Florida	73	2	5	Ohio	32	0	12
Georgia	56	1	8	Oklahoma	28	1	14
Hawaii	0	0	(3)	Oregon	6	0	22
Idaho	1	0	27	Pennsylvania	7	0	21
Illinois	34	0	11	Rhode Island	0	0	(3)
Indiana	13	0	19	South Carolina	28	0	14
Iowa	53	7	9	South Dakota	27	0	15
Kansas	68	0	6	Tennessee	5	0	23
Kentucky	31	0	13	Texas	160	3	2
Louisiana	61	4	7	Utah	4	0	24
Maine	0	0	(3)	Vermont	2	0	26
Maryland	6	0	22	Virginia	16	0	18
Massachusetts	0	0	(3)	Washington	2	0	26
Michigan	3	2	25	West Virginia	2	0	26
Minnesota	77	0	4	Wisconsin	34	0	11
Mississippi	184	1	1	Wyoming	1	0	27
Missouri	11	0	20	United States (4)	1,331	24

(1) Ranked by total number of tornadoes. (2) States with the same number of tornadoes receive the same ranking. (3) State had no tornadoes in 2022. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.

State	Number of fires	Number of acres burned
Alabama	1,040	22,055
Alaska	384	253,357
Arizona	1,773	524,428
Arkansas	378	17,003
California	9,280	2,233,666
Colorado	1,017	48,195
Connecticut	60	127
Delaware	0	0
District of Columbia	0	0
Florida	2,262	105,475
Georgia	2,139	11,108
Hawaii	1	40,000
Idaho	1,332	439,600
Illinois	29	219
Indiana	34	836
Iowa	187	7,950
Kansas	55	163,982
Kentucky	723	22,859
Louisiana	507	10,303
Maine	636	377
Maryland	112	1,162
Massachusetts	588	1,439
Michigan	435	9,289
Minnesota	2,065	69,405
Mississippi	922	21,037
Missouri	1,531	40,262
Montana	2,573	747,678
Nebraska	785	27,294
Nevada	565	123,427
New Hampshire	280	96
New Jersey	906	6,652
New Mexico	672	123,792
New York	137	550
North Carolina	5,151	25,838
North Dakota	946	49,347
Ohio	524	1,415
Oklahoma	1,727	113,235
Oregon	2,202	828,777
Pennsylvania	1,350	2,892
Puerto Rico	0	0
Rhode Island	99	178
South Carolina	630	7,337
South Dakota	868	43,620
Tennessee	550	4,937
Texas	5,576	168,258
Utah	1,085	60,863
Vermont	90	157
Virginia	567	6,696
Washington	1,863	674,222
West Virginia	752	7,504
Wisconsin	1,040	2,159
Wyoming	540	53,496
United States (1)	58,968	7,124,554

(1) Includes Puerto Rico. Totals for the United States do not match totals shown elsewhere by the National Interagency Fire Center due to the use of different exhibits. Source: National Interagency Fire Center.

	Number of policies
State	Habitational	Commercial	Total	Exposure (2) ($000)	Direct premiums written ($000)
California	254,478	6,943	261,421	$209,808,071	$649,649
Connecticut	1,159	40	1,199	243,164	$1,731
Delaware	1,078	55	1,133	203,941	462
D.C.	107	10	117	43,954	132
Florida (3)	1,214,351	6,546	1,220,897	422,953,352	3,190,080
Georgia	9,217	326	9,543	1,424,777	12,433
Illinois	2,441	68	2,509	260,925	3,166
Indiana	660	39	699	1,918	1,718
Iowa	794	13	807	54,481	691
Kansas	12,138	166	12,304	794,447	7,132
Kentucky	4,989	221	5,210	229,641	2,681
Louisiana (3)	146,056	8,451	154,507	40,935,450	424,637
Maryland	689	41	730	280,471	583
Massachusetts	197,010	167	197,177	90,572,584	313,923
Michigan	15,270	234	15,504	2,246,608	10,351
Minnesota	3,764	55	3,819	311,237	3,007
Mississippi (4)	2,891	N/A	2,891	170,503	2,085
Missouri	1,954	87	2,041	166,419	1,757
New Jersey	7,593	199	7,792	1,133,706	5,239
New Mexico	7,409	253	7,662	790,570	4,497
New York	20,814	2,383	23,197	6,892,000	26,755
North Carolina	211,662	6,844	218,506	33,404,590	153,287
Ohio	10,930	248	11,178	3,502,565	11,096
Oregon	1,722	69	1,791	355,032	1,359
Pennsylvania	9,462	849	10,311	1,080,321	4,316
Rhode Island	12,859	90	12,949	4,090,489	23,330
Texas (4)	66,488	N/A	66,488	11,301,744	76,881
Virginia	22,118	422	22,540	3,509,847	15,818
Washington	116	82	198	70,150	442
West Virginia	276	44	320	25,984	224
Wisconsin	3,822	114	3,936	471,781	2,353
Total	2,244,317	35,059	2,279,376	$837,330,722	$4,951,815

(1) Excludes the FAIR Plans of Arkansas and Hawaii. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).

State	Incurred losses	State	Incurred losses
Alabama	$6,763,983	Montana	$2,500,243
Alaska	879,607	Nebraska	6,512,129
Arizona	10,111,295	Nevada	5,157,930
Arkansas	5,950,598	New Hampshire	1,554,827
California	63,163,766	New Jersey	15,927,262
Colorado	10,284,422	New Mexico	2,910,372
Connecticut	6,363,838	New York	36,600,351
D.C.	1,268,342	North Carolina	12,564,571
Delaware	2,286,930	North Dakota	2,608,834
Florida	66,957,499	Ohio	13,431,956
Georgia	20,501,918	Oklahoma	6,408,628
Hawaii	1,404,129	Oregon	5,551,997
Idaho	2,514,527	Pennsylvania	18,332,710
Illinois	19,630,854	Rhode Island	1,604,713
Indiana	8,589,569	South Carolina	8,335,029
Iowa	5,210,475	South Dakota	3,574,405
Kansas	6,155,852	Tennessee	9,559,403
Kentucky	5,934,585	Texas	51,918,862
Louisiana	8,376,674	Utah	4,055,619
Maine	1,506,216	Vermont	795,979
Maryland	9,485,501	Virginia	10,383,638
Massachusetts	10,414,993	Washington	10,959,865
Michigan	15,481,190	West Virginia	1,868,737
Minnesota	13,154,942	Wisconsin	8,681,442
Mississippi	4,012,016	Wyoming	681,473
Missouri	9,531,422	United States	$558,416,119

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alaska	$308,139	Montana	$588,968
Alabama	2,258,109	Nebraska	911,323
Arizona	3,552,668	Nevada	1,798,167
Arkansas	1,278,682	New Hampshire	534,065
California	19,828,210	New Jersey	5,127,131
Colorado	3,611,420	New Mexico	933,190
Connecticut	2,025,687	New York	9,742,081
Delaware	658,301	North Carolina	4,416,542
D.C.	247,225	North Dakota	341,128
Florida	14,573,433	Ohio	4,138,688
Georgia	6,545,121	Oklahoma	1,624,033
Hawaii	491,485	Oregon	1,898,564
Idaho	635,120	Pennsylvania	5,987,024
Illinois	4,960,261	Rhode Island	644,406
Indiana	2,426,160	South Carolina	2,895,281
Iowa	1,133,148	South Dakota	366,509
Kansas	1,241,349	Tennessee	2,756,583
Kentucky	2,034,506	Texas	14,857,798
Louisiana	3,017,890	Utah	1,447,401
Maine	475,688	Vermont	220,562
Maryland	3,516,122	Virginia	3,823,270
Massachusetts	3,428,912	Washington	3,587,146
Michigan	5,871,429	West Virginia	773,648
Minnesota	2,517,671	Wisconsin	2,044,770
Mississippi	1,273,691	Wyoming	323,346
Missouri	2,687,254	United States	$162,379,305

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$911,785	Montana	$138,443
Alaska	78,263	Nebraska	831,422
Arizona	758,282	Nevada	310,490
Arkansas	450,791	New Hampshire	167,682
California	15,537,312	New Jersey	1,027,437
Colorado	1,847,521	New Mexico	399,164
Connecticut	530,780	New York	2,255,396
Delaware	101,998	North Carolina	1,239,572
D.C.	74,814	North Dakota	66,665
Florida	8,338,668	Ohio	1,382,572
Georgia	2,281,253	Oklahoma	733,822
Hawaii	124,226	Oregon	556,768
Idaho	256,968	Pennsylvania	1,450,507
Illinois	2,872,152	Rhode Island	156,012
Indiana	1,084,975	South Carolina	721,977
Iowa	656,054	South Dakota	186,924
Kansas	639,267	Tennessee	1,057,190
Kentucky	600,526	Texas	6,923,450
Louisiana	616,808	Utah	285,032
Maine	197,973	Vermont	91,470
Maryland	903,136	Virginia	1,294,734
Massachusetts	738,068	Washington	936,217
Michigan	1,477,520	West Virginia	191,015
Minnesota	1,855,159	Wisconsin	821,867
Mississippi	453,816	Wyoming	134,152
Missouri	1,323,972	United States	$68,072,066

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$1,793,587	Montana	$919,776
Alaska	356,189	Nebraska	1,708,365
Arizona	2,327,020	Nevada	1,672,253
Arkansas	1,600,472	New Hampshire	468,357
California	21,356,376	New Jersey	6,785,945
Colorado	3,103,153	New Mexico	889,278
Connecticut	2,220,881	New York	15,514,275
Delaware	688,956	North Carolina	3,702,391
D.C.	378,394	North Dakota	1,273,448
Florida	14,534,813	Ohio	4,238,179
Georgia	5,610,805	Oklahoma	1,893,782
Hawaii	584,652	Oregon	1,868,227
Idaho	850,249	Pennsylvania	7,314,696
Illinois	8,527,029	Rhode Island	525,819
Indiana	2,861,556	South Carolina	2,250,933
Iowa	1,879,763	South Dakota	1,591,974
Kansas	1,784,301	Tennessee	2,336,953
Kentucky	1,875,461	Texas	17,492,038
Louisiana	2,971,976	Utah	1,123,346
Maine	566,361	Vermont	328,064
Maryland	2,789,339	Virginia	2,822,991
Massachusetts	3,638,401	Washington	2,946,766
Michigan	3,848,514	West Virginia	644,046
Minnesota	3,862,174	Wisconsin	3,185,911
Mississippi	1,262,239	Wyoming	351,323
Missouri	3,507,667	United States	$178,629,467

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$143,564	Montana	$154,455
Alaska	69,449	Nebraska	190,479
Arizona	411,633	Nevada	186,877
Arkansas	113,937	New Hampshire	75,221
California	4,631,636	New Jersey	1,327,417
Colorado	481,069	New Mexico	132,515
Connecticut	361,742	New York	1,381,092
Delaware	47,974	North Carolina	519,760
D.C.	75,748	North Dakota	110
Florida	1,546,007	Ohio	11,753
Georgia	746,776	Oklahoma	182,901
Hawaii	151,164	Oregon	394,994
Idaho	314,351	Pennsylvania	1,470,850
Illinois	1,078,842	Rhode Island	125,915
Indiana	354,699	South Carolina	404,220
Iowa	365,676	South Dakota	88,499
Kansas	217,942	Tennessee	297,401
Kentucky	353,353	Texas	922,526
Louisiana	397,280	Utah	208,654
Maine	148,236	Vermont	107,798
Maryland	441,939	Virginia	508,363
Massachusetts	756,459	Washington	-14,301
Michigan	323,267	West Virginia	99,646
Minnesota	504,421	Wisconsin	1,068,062
Mississippi	159,864	Wyoming	-205
Missouri	509,373	United States	$24,551,401

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Incurred losses	State	Incurred losses
Alabama	$6,346,204	Montana	$1,251,800
Alaska	1,209,744	Nebraska	4,147,955
Arizona	10,731,228	Nevada	3,700,350
Arkansas	3,455,412	New Hampshire	3,041,513
California	54,149,695	New Jersey	23,448,834
Colorado	9,135,183	New Mexico	2,320,059
Connecticut	20,431,775	New York	46,376,639
Delaware	11,815,090	North Carolina	15,544,519
D.C.	2,297,225	North Dakota	1,262,696
Florida	40,497,609	Ohio	21,500,084
Georgia	15,920,046	Oklahoma	4,395,394
Hawaii	2,699,710	Oregon	6,152,166
Idaho	2,181,859	Pennsylvania	28,324,239
Illinois	21,548,170	Rhode Island	2,122,265
Indiana	10,924,080	South Carolina	7,353,026
Iowa	10,236,743	South Dakota	1,461,123
Kansas	4,800,137	Tennessee	10,303,027
Kentucky	6,447,731	Texas	33,996,071
Louisiana	6,846,844	Utah	4,765,669
Maine	2,307,339	Vermont	1,231,078
Maryland	10,586,801	Virginia	13,333,591
Massachusetts	19,845,463	Washington	10,668,287
Michigan	19,620,725	West Virginia	2,421,391
Minnesota	14,140,167	Wisconsin	11,207,735
Mississippi	3,222,378	Wyoming	824,487
Missouri	12,813,454	United States	$585,364,809

(1) On a direct basis before reinsurance. Includes life insurance, death benefits, matured endowments, annuity benefits, and other life insurance benefits. Does not include accident and health benefits. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

State	Percent	Rank (1)	State	Percent	Rank (1)
Alabama	70.0%	13	Montana	69.5%	17
Alaska	66.8	35	Nebraska	67.8	23
Arizona	67.6	25	Nevada	59.1	48
Arkansas	67.0	32	New Hampshire	72.5	7
California	55.9	49	New Jersey	64.4	40
Colorado	66.8	35	New Mexico	69.5	17
Connecticut	66.6	37	New York	55.4	50
Delaware	72.6	6	North Carolina	66.9	34
D.C.	41.6	51	North Dakota	63.1	45
Florida	67.4	29	Ohio	67.2	31
Georgia	66.0	38	Oklahoma	65.5	39
Hawaii	62.6	46	Oregon	63.8	42
Idaho	71.9	8	Pennsylvania	69.9	14
Illinois	67.5	27	Rhode Island	63.3	43
Indiana	71.1	12	South Carolina	71.8	10
Iowa	71.9	8	South Dakota	69.4	19
Kansas	67.0	32	Tennessee	67.5	27
Kentucky	68.7	21	Texas	62.6	46
Louisiana	67.3	30	Utah	69.7	15
Maine	74.8	2	Vermont	72.7	5
Maryland	67.8	23	Virginia	67.6	25
Massachusetts	63.2	44	Washington	64.0	41
Michigan	73.2	3	West Virginia	75.2	1
Minnesota	73.0	4	Wisconsin	68.1	22
Mississippi	69.7	15	Wyoming	71.4	11
Missouri	68.8	20	United States	65.4%

(1) States with the same percentages receive the same rank. Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

State	Number of establishments	Employment	Annual payroll ($000)
Alabama	78,972	802,920	$30,986,278
Alaska	18,188	137,271	6,974,993
Arizona	114,076	1,065,720	43,182,447
Arkansas	53,966	490,680	17,132,234
California	808,213	7,224,945	375,608,143
Colorado	143,372	1,140,757	52,592,385
Connecticut	73,735	745,085	37,942,808
Delaware	20,194	187,221	8,523,741
D.C.	17,878	250,345	17,655,546
Florida	469,684	3,494,174	141,824,996
Georgia	187,477	1,677,662	69,960,594
Hawaii	27,190	275,908	11,307,271
Idaho	41,312	325,294	11,507,380
Illinois	268,674	2,476,958	120,256,281
Indiana	116,862	1,232,838	47,885,328
Iowa	69,029	649,796	25,142,567
Kansas	61,515	605,147	23,519,181
Kentucky	71,336	712,477	26,227,457
Louisiana	86,986	905,147	36,296,925
Maine	36,138	293,872	11,288,850
Maryland	114,081	1,155,541	56,807,391
Massachusetts	149,803	1,507,965	83,946,046
Michigan	185,497	1,892,394	81,626,911
Minnesota	127,061	1,259,012	54,885,165
Mississippi	46,956	437,242	14,928,646
Missouri	122,164	1,163,782	45,630,303
Montana	34,096	245,758	8,802,223
Nebraska	46,401	412,587	15,808,095
Nevada	53,908	503,144	20,472,538
New Hampshire	31,606	300,628	14,236,547
New Jersey	199,857	1,836,164	91,086,388
New Mexico	35,735	339,731	12,539,639
New York	481,792	4,110,264	219,738,715
North Carolina	187,749	1,710,890	65,858,411
North Dakota	20,979	195,312	8,360,080
Ohio	198,301	2,180,337	87,856,791
Oklahoma	77,320	710,271	27,600,634
Oregon	100,766	871,241	35,729,253
Pennsylvania	245,259	2,512,633	107,956,147
Rhode Island	24,320	229,212	9,934,914
South Carolina	86,695	817,008	29,652,310
South Dakota	23,766	209,403	7,552,385
Tennessee	105,492	1,116,870	46,188,806
Texas	473,281	4,768,938	212,325,999
Utah	68,296	590,417	24,033,600
Vermont	18,589	157,322	6,375,197
Virginia	160,910	1,557,962	73,409,216
Washington	162,989	1,404,077	67,340,488
West Virginia	28,424	269,789	9,414,952
Wisconsin	117,354	1,267,087	50,287,603
Wyoming	18,558	128,883	5,336,181
United States	6,512,802	60,556,081	$2,711,536,979

(1) Number of establishments with less than 500 employees. Source: U.S. Census.

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