A Firm Foundation: How Insurance Supports the Economy

A 50-State Commitment

Employment

Insurance Carriers And Related Activities Employment By State, 2019 (1)
 
State Number of employees State Number of employees
Alabama 44,988 Montana 10,249
Alaska 2,818 Nebraska 38,616
Arizona 89,202 Nevada 25,080
Arkansas 27,290 New Hampshire 16,847
California 371,874 New Jersey 115,799
Colorado 65,692 New Mexico 16,140
Connecticut 73,060 New York 215,182
Delaware 8,672 North Carolina 104,181
D.C. 4,524 North Dakota 11,429
Florida 283,586 Ohio 155,624
Georgia 128,618 Oklahoma 36,568
Hawaii 12,929 Oregon 37,100
Idaho 17,076 Pennsylvania 177,283
Illinois 177,219 Rhode Island 13,119
Indiana 73,513 South Carolina 50,559
Iowa 64,556 South Dakota 13,549
Kansas 42,652 Tennessee 82,083
Kentucky 47,631 Texas 347,820
Louisiana 43,739 Utah 32,951
Maine 14,725 Vermont 5,659
Maryland 54,088 Virginia 82,571
Massachusetts 90,133 Washington 62,479
Michigan 94,566 West Virginia 12,960
Minnesota 84,868 Wisconsin 88,763
Mississippi 23,672 Wyoming 4,108
Missouri 81,290 United States 3,779,700
(1) Total full-time and part-time employment. Note: Does not match data shown elsewhere due to the use of different surveys. Data as of September 2020. Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.
Insurance Carriers And Related Activities Compensation By State, 2017-2018
($000)
  Annual payroll   Annual payroll
State 2017 2018 State 2017 2018
Alabama $2,862,704 $2,944,157 Montana $490,642 $517,175
Alaska 175,820 180,302 Nebraska 2,512,918 2,638,319
Arizona 5,015,309 5,493,662 Nevada 1,295,319 1,405,652
Arkansas 1,243,449 1,320,774 New Hampshire 1,349,330 1,415,536
California 27,621,925 28,355,078 New Jersey 12,261,027 12,469,643
Colorado 4,454,000 4,735,936 New Mexico 759,618 813,933
Connecticut 9,556,319 9,964,222 New York 21,935,951 22,023,169
Delaware 647,295 670,791 North Carolina 6,238,043 6,826,018
District of Columbia 687,851 759,171 North Dakota 605,907 630,201
Florida 16,888,303 18,412,638 Ohio 11,213,228 11,754,771
Georgia 8,859,309 9,232,518 Oklahoma 1,822,473 1,882,918
Hawaii 731,371 747,310 Oregon 2,629,146 2,708,294
Idaho 765,108 846,952 Pennsylvania 13,422,452 14,268,202
Illinois 14,516,719 15,722,542 Rhode Island 1,054,124 1,059,912
Indiana 4,555,593 4,840,083 South Carolina 2,734,667 2,869,734
Iowa 4,623,698 4,852,803 South Dakota 647,732 666,384
Kansas 2,727,305 2,771,400 Tennessee 4,679,189 5,451,621
Kentucky 3,439,252 3,564,084 Texas 21,181,602 22,465,137
Louisiana 2,294,993 2,402,610 Utah 1,791,462 1,972,516
Maine 1,107,382 1,142,962 Vermont 424,125 428,216
Maryland 4,203,672 4,360,552 Virginia 5,428,900 5,840,500
Massachusetts 9,063,711 9,659,602 Washington 4,589,047 4,773,999
Michigan 5,960,138 6,148,811 West Virginia 604,344 653,124
Minnesota 7,450,046 7,986,114 Wisconsin 6,336,440 6,523,551
Mississippi 961,814 1,003,449 Wyoming 169,862 178,994
Missouri 5,223,366 5,571,958 United States $271,814,000 $285,928,000
Source: Regional Economic Information System, Bureau of Economic Analysis, U.S. Department of Commerce.

Premiums

Direct Premiums Written, P/C Insurance By State, 2019 (1)
($000)
State Total, all lines State Total, all lines
Alabama $9,464,522 Montana $2,603,863
Alaska 1,655,434 Nebraska 5,246,317
Arizona 12,412,578 Nevada 6,256,586
Arkansas 5,706,437 New Hampshire 2,594,303
California 85,065,113 New Jersey 22,950,973
Colorado 14,313,384 New Mexico 3,749,310
Connecticut 9,121,825 New York 47,972,124
Delaware 2,906,703 North Carolina 17,429,299
D.C. 2,061,502 North Dakota 2,616,611
Florida 56,603,317 Ohio 17,737,703
Georgia 22,955,335 Oklahoma 8,605,472
Hawaii 2,701,616 Oregon 7,729,747
Idaho 3,231,797 Pennsylvania 26,196,162
Illinois 27,124,319 Rhode Island 2,623,145
Indiana 12,062,056 South Carolina 10,654,885
Iowa 6,798,988 South Dakota 2,555,565
Kansas 6,980,597 Tennessee 12,534,844
Kentucky 8,064,413 Texas 62,219,925
Louisiana 12,446,010 Utah 5,405,116
Maine 2,474,585 Vermont 1,334,464
Maryland 12,795,777 Virginia 15,047,355
Massachusetts 16,414,548 Washington 13,813,314
Michigan 20,874,072 West Virginia 3,165,214
Minnesota 12,462,969 Wisconsin 11,213,719
Mississippi 5,591,836 Wyoming 1,288,005
Missouri 12,677,129 United States (2) $698,510,881
(1) Before reinsurance transactions, includes state funds, excludes territories. (2) Data for the total United States may differ from similar data shown elsewhere due to the use of different exhibits from S&P Global Market Intelligence. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Life/Annuity Insurers Direct Premiums Written And Annuity Considerations By State, 2019 (1)
($ millions)
State Life insurance Annuities Accident and health insurance (2) Deposit-type contract funds Other considerations Total
Alabama $2,335 $3,205 $1,919 $239 $424 $8,123
Alaska 519 380 290 25 246 1,459
Arizona 2,666 6,660 4,036 368 1,170 14,900
Arkansas 1,087 1,954 1,061 95 245 4,442
California 18,801 27,994 15,646 2,877 10,198 75,516
Colorado 2,897 5,637 4,318 1,192 931 14,975
Connecticut 2,616 6,458 3,146 9,451 1,804 23,474
Delaware 1,462 2,749 798 55,608 668 61,285
D.C. 412 745 1,110 1,041 668 3,976
Florida 10,695 22,449 16,487 1,452 2,651 53,734
Georgia 5,119 6,347 9,161 1,465 2,545 24,637
Hawaii 855 1,551 1,208 102 307 4,023
Idaho 611 1,168 841 91 267 2,977
Illinois 7,895 11,425 6,538 2,749 2,246 30,853
Indiana 2,870 5,934 4,965 3,637 776 18,183
Iowa 2,420 3,106 1,555 8,853 4,493 20,426
Kansas 1,401 2,621 4,077 1,170 296 9,566
Kentucky 1,657 2,891 1,832 367 674 7,421
Louisiana 2,391 3,746 2,414 251 542 9,345
Maine 460 1,244 961 63 170 2,897
Maryland 3,180 5,738 3,988 805 1,159 14,871
Massachusetts 4,158 8,449 3,842 1,573 3,455 21,477
Michigan 4,692 10,674 3,786 1,329 1,311 21,793
Minnesota 4,815 5,388 1,861 753 2,434 15,251
Mississippi 1,297 1,758 1,571 112 158 4,896
Missouri 2,877 6,499 4,849 634 1,040 15,898
Montana 387 510 428 42 160 1,527
Nebraska 1,111 2,090 1,611 940 276 6,027
Nevada 1,210 1,922 1,434 185 482 5,233
New Hampshire 641 2,037 755 91 216 3,740
New Jersey 6,805 13,930 8,463 1,349 3,122 33,669
New Mexico 673 1,146 1,129 433 450 3,832
New York 12,902 19,567 11,439 64,329 6,345 114,582
North Carolina 5,031 8,816 6,710 766 1,355 22,678
North Dakota 447 675 323 83 144 1,672
Ohio 5,232 13,010 7,652 18,599 1,623 46,115
Oklahoma 1,468 2,120 1,776 280 459 6,104
Oregon 1,321 3,006 2,299 227 1,263 8,116
Pennsylvania 6,912 15,711 8,054 6,981 2,638 40,297
Rhode Island 462 1,633 527 81 181 2,884
South Carolina 2,367 4,537 4,442 254 360 11,961
South Dakota 1,062 591 427 317 91 2,488
Tennessee 3,213 4,953 3,819 869 1,165 14,019
Texas 12,622 18,712 18,559 2,421 2,831 55,145
Utah 1,504 2,830 1,414 348 468 6,565
Vermont 263 622 391 57 153 1,486
Virginia 4,390 6,702 5,800 784 1,165 18,841
Washington 2,774 5,593 4,252 364 1,611 14,593
West Virginia 640 1,247 882 119 139 3,026
Wisconsin 3,568 5,902 3,999 708 1,137 15,313
Wyoming 371 391 386 36 70 1,253
United States (3) $167,566 $295,023 $199,225 $196,966 $68,782 $927,562
(1) Direct premiums written before reinsurance transactions, excludes state funds. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. (3) Excludes territories, dividends and other nonstate specific data. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2019 (1)
($000)
Private passenger auto Commercial auto Homeowners multiple peril Farmowners multiple peril Commercial multiple peril
State Liability Coll./Comp. Liability Coll./Comp.
Alabama $2,048,850 $1,643,285 $461,234 $163,580 $1,827,367 $80,660 $628,536
Alaska 290,982 217,487 59,799 17,535 170,781 724 108,319
Arizona 3,391,304 2,162,552 569,365 150,272 1,795,395 17,496 681,876
Arkansas 1,125,516 981,344 297,818 135,174 977,094 53,723 353,330
California 17,960,468 13,161,683 4,266,869 1,045,899 9,128,100 215,936 5,248,209
Colorado 3,146,970 2,174,938 555,744 213,116 2,720,363 93,957 899,807
Connecticut 2,007,742 1,139,216 386,006 101,323 1,565,336 7,353 681,116
Delaware 643,968 292,814 123,468 28,110 299,714 7,794 348,408
D.C. 214,924 164,762 61,698 9,583 171,638 - 173,026
Florida 14,559,970 6,108,304 3,058,528 504,107 10,080,578 23,428 2,092,259
Georgia 6,454,183 3,467,824 1,283,631 347,832 3,576,136 133,045 1,125,855
Hawaii 450,984 349,163 102,823 28,578 415,699 0 190,428
Idaho 623,430 484,551 141,620 77,087 424,996 69,118 234,167
Illinois 4,312,455 3,486,047 1,508,814 461,729 3,911,977 195,945 1,824,788
Indiana 2,280,693 1,738,060 593,768 249,592 2,070,585 198,823 891,934
Iowa 911,865 964,407 270,013 194,882 851,528 228,552 425,196
Kansas 1,029,419 974,478 235,791 154,584 1,257,180 253,436 406,047
Kentucky 2,091,646 1,147,298 377,596 131,540 1,252,972 166,326 553,898
Louisiana 3,168,648 1,718,448 696,944 131,231 1,949,039 15,628 512,014
Maine 408,478 377,105 112,170 54,297 450,504 5,810 261,638
Maryland 3,200,082 2,154,944 562,354 163,594 1,962,764 30,698 696,597
Massachusetts 3,093,015 2,477,152 767,961 267,295 2,570,374 3,992 1,315,150
Michigan 6,366,246 3,565,296 827,946 306,654 2,919,756 146,947 1,172,932
Minnesota 2,157,405 1,754,277 453,172 236,429 2,314,333 159,978 764,087
Mississippi 1,097,288 909,781 322,145 110,643 1,024,524 28,714 336,700
Missouri 2,361,843 1,903,805 530,912 246,620 2,237,167 192,602 853,239
Montana 397,723 400,526 118,524 77,446 374,911 81,667 195,566
Nebraska 712,457 635,534 182,558 139,482 829,246 248,903 301,548
Nevada 2,024,599 834,748 427,883 64,315 663,329 8,147 364,166
New Hampshire 458,657 453,795 111,672 44,576 437,373 3,220 261,793
New Jersey 5,544,754 2,593,304 1,467,749 262,382 2,869,233 3,214 1,591,958
New Mexico 953,415 596,769 195,156 64,611 579,481 26,807 239,184
New York 9,067,247 5,162,880 2,426,993 415,344 5,629,375 47,712 4,241,547
North Carolina 3,373,372 3,215,673 842,954 278,144 2,887,386 64,603 1,028,836
North Dakota 220,100 290,670 105,125 80,326 229,667 132,591 135,821
Ohio 3,899,483 3,136,913 881,389 346,272 3,052,963 180,033 1,356,040
Oklahoma 1,516,170 1,298,102 399,737 188,071 1,761,317 169,392 584,084
Oregon 2,111,192 1,021,762 366,666 118,500 919,570 72,643 549,209
Pennsylvania 5,048,101 4,175,011 1,289,976 518,067 3,520,057 111,083 1,906,007
Rhode Island 637,542 343,175 102,041 29,259 440,212 439 176,139
South Carolina 2,869,343 1,656,757 433,740 133,802 1,851,056 16,694 535,156
South Dakota 260,043 335,692 81,243 68,079 278,660 131,685 143,761
Tennessee 2,447,191 2,015,848 547,610 281,547 2,197,924 158,826 800,485
Texas 12,953,302 10,289,932 3,580,760 1,057,354 10,163,809 367,319 3,067,741
Utah 1,409,045 829,983 272,037 100,617 611,549 16,821 309,535
Vermont 186,550 208,911 49,861 28,590 212,610 15,600 145,376
Virginia 3,342,881 2,551,398 655,113 214,865 2,477,917 78,521 863,054
Washington 3,747,958 2,008,431 649,692 205,313 1,962,573 78,001 938,490
West Virginia 697,354 588,463 151,055 59,028 462,844 17,030 216,096
Wisconsin 1,812,293 1,525,774 458,447 221,550 1,544,682 194,328 754,968
Wyoming 186,904 241,263 65,515 47,770 221,978 32,762 106,764
United States $151,276,047 $101,930,336 $34,491,691 $10,576,592 $104,105,619 $4,588,721 $43,592,879
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2019 (1) (Cont’d)
($000)
State Workers compensation Excess workers compensation Medical professional liability Product liability Other liability Fire Allied lines
Alabama $361,666 $23,501 $130,454 $35,401 $709,897 $207,973 $220,246
Alaska 225,834 3,165 24,089 5,414 152,062 64,210 31,679
Arizona 849,588 13,986 210,933 59,079 1,030,841 150,751 154,148
Arkansas 239,079 6,146 64,399 18,130 455,478 162,623 134,678
California 11,437,892 204,194 812,817 605,601 9,809,326 1,486,018 980,843
Colorado 1,053,233 15,722 151,244 91,615 1,358,587 196,497 238,325
Connecticut 737,331 21,714 205,278 53,849 1,091,436 142,534 140,167
Delaware 210,437 1,627 30,183 10,448 415,047 30,405 40,454
D.C. 192,042 2,868 25,689 6,804 431,684 39,021 35,658
Florida 3,115,238 62,956 647,865 244,002 6,456,443 1,316,039 2,670,778
Georgia 1,681,121 35,993 285,068 96,480 1,866,509 386,749 335,823
Hawaii 282,963 7,032 30,096 10,763 321,220 88,025 111,246
Idaho 436,849 1,728 34,036 16,246 245,390 45,015 35,703
Illinois 2,383,918 55,866 453,463 166,786 4,261,597 406,451 358,149
Indiana 799,356 13,590 127,727 88,233 1,028,959 266,270 185,763
Iowa 643,879 9,645 67,944 39,875 624,015 125,936 145,505
Kansas 389,841 9,010 70,063 35,236 479,863 113,087 170,358
Kentucky 560,341 13,370 107,955 29,188 523,452 132,106 119,135
Louisiana 828,581 53,929 102,003 47,248 986,022 373,424 460,712
Maine 231,424 4,134 52,042 8,716 186,352 45,478 41,396
Maryland 931,692 13,536 300,788 55,004 1,227,609 171,057 160,528
Massachusetts 1,278,260 20,220 339,693 127,983 2,142,212 312,703 274,509
Michigan 1,043,564 30,536 197,085 102,795 1,443,135 326,120 196,115
Minnesota 961,783 1,217 83,204 91,738 1,237,028 218,292 324,559
Mississippi 345,370 9,053 45,160 20,062 352,233 134,811 144,669
Missouri 910,547 34,813 155,161 60,905 1,172,734 217,711 216,005
Montana 269,331 5,771 35,640 11,196 189,370 36,206 41,959
Nebraska 363,469 5,752 34,155 21,522 384,803 75,948 99,676
Nevada 425,385 20,583 74,557 76,883 509,506 93,256 85,009
New Hampshire 216,894 5,416 48,726 11,976 231,344 37,736 33,192
New Jersey 2,436,669 34,720 419,455 193,646 2,745,377 391,644 352,036
New Mexico 291,634 6,234 59,328 11,835 268,109 52,439 49,739
New York 3,624,641 59,069 1,585,033 360,336 9,137,784 878,446 699,213
North Carolina 1,396,161 25,510 198,948 94,618 1,446,224 298,245 380,436
North Dakota 4,606 43 11,782 13,437 181,776 40,502 48,984
Ohio 21,458 77,956 236,397 117,309 1,760,126 401,503 285,138
Oklahoma 651,366 11,560 97,720 40,923 655,879 188,001 225,272
Oregon 684,154 8,853 91,186 52,074 649,931 119,444 85,069
Pennsylvania 2,620,627 43,066 719,828 159,835 2,991,507 460,292 345,434
Rhode Island 229,321 1,883 31,588 12,063 261,602 41,354 49,065
South Carolina 806,841 11,005 79,955 55,474 645,203 254,259 218,856
South Dakota 167,172 1,544 15,711 11,093 142,194 37,483 41,332
Tennessee 767,689 18,045 234,885 63,641 1,160,357 284,947 242,852
Texas 2,525,436 33,412 343,135 370,664 6,073,697 1,892,035 2,045,184
Utah 445,478 4,386 56,582 39,338 516,299 91,728 54,265
Vermont 185,438 2,153 17,034 6,387 106,453 32,092 16,603
Virginia 1,088,830 26,291 186,858 54,938 1,524,506 235,954 231,471
Washington 21,396 30,481 191,108 82,988 1,358,412 243,946 162,321
West Virginia 269,008 5,034 96,095 11,999 248,795 65,810 41,347
Wisconsin 1,931,595 10,343 75,186 89,588 1,073,168 196,464 178,072
Wyoming 4,864 297 18,905 5,904 116,793 25,120 25,418
United States $53,581,288 $1,118,957 $9,714,236 $4,097,267 $74,388,346 $13,634,161 $13,965,094
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2019 (1) (Cont’d)
($000)
State Inland marine Ocean marine Surety Fidelity Burglary and theft Boiler and machinery Financial guaranty
Alabama $365,829 $42,501 $80,638 $13,720 $4,812 $37,817 $1,795
Alaska 89,333 38,270 29,127 2,477 900 10,174 203
Arizona 431,886 21,647 128,388 14,070 4,957 26,078 600
Arkansas 242,280 18,388 41,149 9,292 3,029 18,287 795
California 3,448,527 359,168 900,744 138,448 48,087 141,406 26,503
Colorado 497,293 21,745 147,579 24,755 8,021 24,067 37,288
Connecticut 364,761 62,213 69,530 24,829 6,141 18,400 2,455
Delaware 92,106 10,036 22,144 4,742 1,533 4,569 11,429
D.C. 138,536 4,725 152,852 15,458 4,152 6,152 2,037
Florida 1,633,270 418,876 436,752 64,445 26,264 69,277 4,305
Georgia 760,911 73,722 166,504 32,962 12,087 48,046 968
Hawaii 119,277 19,101 48,218 4,195 1,215 5,498 3,908
Idaho 115,098 10,635 24,517 3,279 1,213 8,397 0
Illinois 960,524 130,008 239,067 68,097 23,431 73,807 3,805
Indiana 414,411 27,731 96,833 18,286 7,209 47,489 1,582
Iowa 235,159 9,466 51,461 14,656 4,403 24,629 3,627
Kansas 218,355 9,155 46,657 11,262 3,394 19,700 1,024
Kentucky 296,704 31,318 81,423 9,733 3,619 29,712 1,650
Louisiana 459,192 146,120 119,609 13,435 6,873 40,049 3,467
Maine 90,278 30,537 22,022 4,497 1,333 8,594 234
Maryland 419,685 110,266 165,197 25,469 7,752 27,048 2,019
Massachusetts 591,207 103,961 161,948 47,361 10,653 38,313 3,523
Michigan 623,112 88,159 102,211 34,120 11,791 63,734 845
Minnesota 424,095 29,722 92,197 25,961 8,035 39,146 1,736
Mississippi 236,559 19,982 45,259 7,554 2,542 15,175 1,211
Missouri 431,827 37,282 102,921 23,672 8,277 30,765 7,378
Montana 88,163 4,065 36,534 3,110 1,326 5,530 7
Nebraska 179,083 5,314 43,257 8,653 2,239 13,918 216
Nevada 217,540 8,091 90,818 7,365 3,006 12,944 1,660
New Hampshire 102,429 13,907 16,760 5,046 1,226 6,499 0
New Jersey 806,781 167,562 193,135 42,647 12,725 48,086 1,784
New Mexico 124,076 2,694 54,290 4,099 1,069 8,414 347
New York 1,801,368 417,732 467,607 157,588 41,751 135,355 134,021
North Carolina 743,420 73,590 194,377 40,362 10,329 44,078 6,217
North Dakota 86,057 1,853 18,631 3,275 798 12,685 541
Ohio 713,269 59,594 154,935 39,672 19,330 70,264 4,492
Oklahoma 289,210 18,791 65,945 11,699 3,326 22,829 29
Oregon 315,019 33,619 85,431 11,014 4,213 18,806 34
Pennsylvania 892,865 76,959 248,850 51,752 17,678 74,279 11,027
Rhode Island 96,117 41,597 29,016 4,719 1,442 5,225 645
South Carolina 404,734 43,582 86,855 10,627 4,183 25,934 535
South Dakota 73,292 1,675 18,203 3,413 880 7,455 40
Tennessee 509,324 70,427 112,219 18,732 7,776 40,388 514
Texas 2,540,192 292,104 742,523 83,083 48,247 139,243 16,594
Utah 210,164 14,224 60,884 8,121 2,958 10,661 801
Vermont 49,736 3,871 8,643 2,250 646 5,259 0
Virginia 573,038 85,904 185,209 36,513 11,110 33,432 498
Washington 732,367 146,977 201,899 20,662 7,172 33,245 2,092
West Virginia 88,808 3,511 49,160 3,932 1,197 7,229 0
Wisconsin 355,696 40,163 60,155 23,283 7,501 44,118 849
Wyoming 54,186 1,463 57,011 1,523 458 7,836 0
United States $25,747,151 $3,504,002 $6,857,295 $1,259,917 $434,307 $1,710,041 $307,330
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2019 (1) (Cont'd)
($000)
State Aircraft Earthquake Federal flood Credit Warranty Accident and health
Alabama $19,389 $10,014 $28,360 $39,488 $11,464 $105,092
Alaska 44,419 30,264 1,509 1,924 735 13,428
Arizona 54,745 12,342 16,036 19,228 29,460 116,559
Arkansas 25,650 35,813 10,279 14,958 7,880 62,777
California 170,956 1,251,925 144,675 142,819 202,135 605,726
Colorado 58,029 13,839 14,581 27,162 24,857 124,438
Connecticut 32,851 8,207 45,291 31,321 9,824 70,892
Delaware 14,508 1,297 15,633 9,911 23,695 177,585
D.C. 2,516 4,143 1,406 14,225 192 149,724
Florida 135,674 26,340 859,228 132,625 675,638 309,186
Georgia 60,878 18,427 42,174 50,795 50,097 164,740
Hawaii 10,307 13,296 36,942 7,685 3,803 11,457
Idaho 15,287 4,437 3,476 3,275 5,313 21,152
Illinois 71,260 76,216 27,765 79,477 205,125 342,213
Indiana 25,096 40,857 16,149 31,764 40,653 252,903
Iowa 12,990 5,212 10,927 12,224 7,371 83,871
Kansas 22,292 8,029 6,629 14,488 197,308 69,628
Kentucky 9,441 53,831 13,039 42,007 10,637 61,415
Louisiana 41,296 5,572 253,593 38,724 6,497 73,989
Maine 4,827 1,884 8,160 9,513 4,407 16,701
Maryland 25,012 14,121 32,140 29,244 23,033 82,228
Massachusetts 19,297 31,103 66,539 41,208 18,985 103,688
Michigan 32,354 8,618 16,751 63,883 595,657 183,725
Minnesota 34,629 6,293 7,436 19,508 23,858 84,123
Mississippi 14,132 16,687 36,294 25,223 5,226 89,637
Missouri 25,483 101,823 16,912 32,288 53,565 174,796
Montana 12,459 6,922 2,840 1,734 1,088 30,659
Nebraska 14,895 2,267 6,894 5,567 6,603 112,203
Nevada 31,382 26,931 6,510 6,613 7,359 38,955
New Hampshire 8,767 3,262 7,613 11,130 7,132 15,369
New Jersey 20,841 23,199 177,340 87,570 29,832 193,158
New Mexico 7,844 3,507 8,331 8,695 5,261 21,341
New York 62,858 61,995 177,013 213,387 68,892 514,574
North Carolina 36,957 13,738 85,710 42,498 46,616 142,838
North Dakota 9,706 1,046 5,733 1,440 696 14,871
Ohio 63,103 36,051 25,610 58,748 55,116 182,559
Oklahoma 22,346 18,976 8,353 21,315 15,111 71,632
Oregon 31,589 106,635 17,031 10,525 4,474 62,693
Pennsylvania 36,192 19,807 53,803 71,810 81,318 355,337
Rhode Island 12,229 2,356 16,004 7,354 2,581 25,405
South Carolina 15,539 49,122 119,433 23,104 11,075 83,797
South Dakota 8,198 491 2,749 5,613 1,943 16,843
Tennessee 34,225 87,637 20,864 39,171 13,690 147,708
Texas 224,228 42,189 371,207 273,983 445,835 591,709
Utah 25,076 60,615 2,194 13,689 38,509 77,742
Vermont 1,624 1,197 4,634 2,755 8,818 14,559
Virginia 50,062 24,955 62,490 23,353 19,485 149,718
Washington 48,281 239,773 24,854 33,311 72,058 97,358
West Virginia 2,873 1,321 12,525 8,946 4,589 28,019
Wisconsin 21,977 5,189 10,557 22,881 30,932 146,178
Wyoming 5,118 4,215 1,335 1,019 743 20,925
United States $1,791,688 $2,643,986 $2,963,552 $1,931,181 $3,217,171 $6,707,820
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2019 (1) (Cont'd)
($000)
State Multiple peril crop Private crop Mortgage guaranty Miscellaneous Private flood
Alabama $65,646 $1,022 $61,106 $27,003 $6,175
Alaska 101 0 18,302 1,456 734
Arizona 84,730 3,268 180,980 21,075 8,944
Arkansas 137,851 23,214 35,517 11,586 3,161
California 456,465 13,105 489,017 102,285 59,230
Colorado 168,717 18,548 138,317 45,776 8,256
Connecticut 7,952 0 74,129 5,813 6,815
Delaware 9,681 98 21,872 1,445 1,542
D.C. 0 12 24,549 9,982 1,441
Florida 137,046 720 403,016 241,810 88,352
Georgia 144,304 3,874 190,898 46,343 11,357
Hawaii 1,568 0 18,398 2,359 5,371
Idaho 83,864 13,447 44,013 2,715 1,741
Illinois 639,492 108,606 244,625 28,329 14,487
Indiana 342,096 30,372 115,498 13,502 6,273
Iowa 629,637 127,149 51,225 8,589 3,149
Kansas 654,115 61,872 47,246 7,327 3,722
Kentucky 148,780 8,578 42,761 5,871 7,070
Louisiana 82,906 4,651 64,105 27,394 14,665
Maine 10,745 0 18,578 1,221 1,511
Maryland 29,179 106 145,320 20,995 5,707
Massachusetts 4,307 0 126,977 43,429 11,529
Michigan 169,226 7,838 176,874 42,476 7,573
Minnesota 587,430 113,901 162,085 40,725 4,558
Mississippi 134,664 3,459 26,696 26,452 3,930
Missouri 388,768 26,938 93,554 21,033 5,781
Montana 151,040 739 18,328 2,657 829
Nebraska 525,790 239,894 34,501 7,591 2,380
Nevada 37,266 24 80,727 3,379 3,652
New Hampshire 391 0 32,563 4,379 1,457
New Jersey 4,870 40 165,983 42,080 27,177
New Mexico 58,131 2,899 31,803 9,063 2,706
New York 58,916 194 181,676 99,380 42,086
North Carolina 185,947 6,226 183,112 32,003 10,171
North Dakota 848,486 98,227 15,090 1,352 695
Ohio 240,033 18,183 179,138 54,112 10,513
Oklahoma 165,659 12,737 50,714 15,165 4,042
Oregon 64,290 2,989 85,220 19,858 6,053
Pennsylvania 52,775 574 190,985 36,008 15,252
Rhode Island 194 0 18,088 2,673 1,818
South Carolina 90,133 381 91,647 11,382 14,681
South Dakota 638,591 44,039 13,757 2,134 558
Tennessee 86,806 3,250 95,880 16,684 7,702
Texas 928,675 64,444 477,713 123,813 49,027
Utah 18,643 80 83,488 17,531 2,072
Vermont 3,041 2 12,409 780 586
Virginia 61,298 2,133 161,701 23,676 10,152
Washington 197,264 20,583 187,330 58,248 8,729
West Virginia 2,942 12 14,516 3,943 1,733
Wisconsin 229,241 15,533 115,420 13,049 4,538
Wyoming 16,790 1,822 11,621 763 921
United States $9,786,481 $1,105,780 $5,549,065 $1,408,694 $522,605
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Gross state product

Gross State Product (GSP), Insurance Carriers And Related Activities, 2016-2017
($ millions)
State 2016 2017 As a percent of 2017 total GSP
Alabama $4,428 $4,719 2.24%
Alaska 330 400                                        0.77
Arizona 8,177 7,612                                        2.32
Arkansas 2,445 2,251                                        1.82
California 36,411 40,193                                        1.43
Colorado 6,936 6,827                                        1.95
Connecticut 21,729 23,256                                        8.67
Delaware 9,308 8,675                                       12.26
D.C. 1,742 1,604                                        1.20
Florida 27,577 29,745                                        3.02
Georgia 12,442 13,204                                        2.33
Hawaii 1,616 1,703                                        1.90
Idaho 1,212 1,322                                        1.82
Illinois 39,304 38,517                                        4.66
Indiana 13,540 13,516                                        3.85
Iowa 19,260 17,314                                        9.52
Kansas 5,371 5,420                                        3.36
Kentucky 6,336 6,120                                        3.05
Louisiana 5,261 5,312                                        2.22
Maine 2,065 2,291                                        3.69
Maryland 9,695 9,455                                        2.40
Massachusetts 17,093 15,975                                        2.95
Michigan 15,564 13,336                                        2.64
Minnesota 13,915 12,630                                        3.59
Mississippi 2,293 2,219                                        2.01
Missouri 9,528 9,664                                        3.17
Montana 815 818                                        1.72
Nebraska 8,245 9,517                                        7.90
Nevada 3,423 3,375                                        2.12
New Hampshire 4,364 3,835                                        4.74
New Jersey 18,792 19,875                                        3.34
New Mexico 1,627 1,561                                        1.66
New York 60,365 56,315                                        3.51
North Carolina 10,001 10,475                                        1.95
North Dakota 1,205 1,138                                        2.17
Ohio 27,082 26,994                                        4.18
Oklahoma 3,582 3,594                                        1.91
Oregon 5,512 5,005                                        2.21
Pennsylvania 28,060 26,320                                        3.54
Rhode Island 2,945 2,695                                        4.61
South Carolina 5,130 5,455                                        2.45
South Dakota 1,322 1,337                                        2.69
Tennessee 9,836 9,691                                        2.80
Texas 42,039 38,489                                        2.31
Utah 3,084 2,922                                        1.75
Vermont 1,080 1,008                                        3.13
Virginia 8,337 8,447                                        1.66
Washington 8,410 7,875                                        1.50
West Virginia 1,513 1,395                                        1.91
Wisconsin 18,410 17,037                                        5.29
Wyoming 371 341                                        0.91
United States $569,124 $558,790 2.86%
Note: Last updated: April 7, 2020. Revised statistics for 2016. Source: U.S. Department of Commerce, Bureau of Economic Analysis.

State taxes

Premium Taxes By State, Property/Casualty, Life/Annuity and Health Insurers, 2019 (1)
($000)
State Amount State Amount
Alabama  $413,754 Montana $108,445
Alaska 79,833 Nebraska 60,722
Arizona 590,604 Nevada 424,088
Arkansas 241,403 New Hampshire 114,148
California 2,722,787 New Jersey  519,968
Colorado 314,935 New Mexico 209,920
Connecticut 169,524 New York  1,866,069
Delaware 113,411 North Carolina 577,572
D.C. 121,417 North Dakota 68,568
Florida 1,178,214 Ohio 607,111
Georgia 510,850 Oklahoma 336,441
Hawaii 179,690 Oregon 80,618
Idaho 105,731 Pennsylvania 845,210
Ilinois 423,518 Rhode Island 117,152
Indiana 256,432 South Carolina 244,412
Iowa 153,428 South Dakota 90,906
Kansas 405,805 Tennessee 995,376
Kentucky 173,129 Texas 2,599,025
Louisiana 900,921 Utah 155,655
Maine 93,517 Vermont 57,765
Maryland 556,409 Virginia 554,299
Massachusetts 445,445 Washington 640,136
Michigan 435,393 West Virginia 129,111
Minnesota 524,654 Wisconsin 216,754
Mississippi 353,728 Wyoming 26,356
Missouri 445,800 United States $23,556,159
(1) Includes other insurance companies. Data are for each state's fiscal year. Source: U.S. Department of Commerce, Bureau of the Census.

Insurance companies by state

Domestic Insurance Companies By State, Property/Casualty And Life/Annuities, 2019
 
State Property/casualty Life/annuities State Property/casualty Life/annuities
Alabama 19 6 Montana 12 1
Alaska 4 0 Nebraska 39 34
Arizona 41 28 Nevada 12 0
Arkansas 11 20 New Hampshire 50 1
California 97 14 New Jersey 65 3
Colorado 10 11 New Mexico 15 0
Connecticut 65 26 New York 171 82
Delaware 102 24 North Carolina 55 10
D.C. 7 0 North Dakota 10 3
Florida 115 9 Ohio 148 36
Georgia 23 13 Oklahoma 31 22
Hawaii 16 4 Oregon 17 3
Idaho 10 1 Pennsylvania 159 20
Illinois 194 51 Rhode Island 21 1
Indiana 60 25 South Carolina 21 6
Iowa 73 42 South Dakota 15 2
Kansas 24 11 Tennessee 15 15
Kentucky 8 6 Texas 199 120
Louisiana 33 31 Utah 11 15
Maine 12 3 Vermont 11 1
Maryland 27 4 Virginia 20 3
Massachusetts 47 16 Washington 6 7
Michigan 65 21 West Virginia 19 1
Minnesota 38 8 Wisconsin 164 16
Mississippi 16 13 Wyoming 2 0
Missouri 43 29 United States (1) 2,448 818
(1) Excludes territories. Excludes health insurers, risk retention groups, fraternals, title and other insurers. Source: 2019 Insurance Department Resources Report, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.
Regulated Insurance Entities By State, 2018
 
State Domestic insurers (1) Licensed out-of-state insurers (2) Chartered self-insured groups or pools Chartered purchasing groups All companies doing business in state (3)
Alabama  40 1,439 0 12 1,491
Alaska  5 756 0 0 761
Arizona  120 1,597 24 24 1,765
Arkansas  56 1,495 0 1 1,552
California  133 1,116 0 45 1,294
Colorado  47 1,468 9 41 1,565
Connecticut  102 1,237 0 26 1,365
Delaware  140 1,339 0 113 1,592
D.C.  50 1,341 0 13 1,404
Florida  432 1,647 14 49 2,142
Georgia  92 1,604 23 0 1,719
Hawaii  47 1,083 10 3 1,143
Idaho  19 1,373 14 2 1,408
Illinois  341 1,409 12 160 1,922
Indiana  140 1,633 16 20 1,809
Iowa  222 1,391 3 0 1,616
Kansas  47 1,517 17 13 1,594
Kentucky  51 1,507 10 11 1,579
Louisiana  105 1,483 22 5 1,615
Maine  22 1,169 18 1 1,210
Maryland  58 1,474 5 13 1,550
Massachusetts  80 1,330 25 4 1,439
Michigan  123 1,369 15 11 1,518
Minnesota  150 1,363 18 22 1,553
Mississippi  43 1,535 0 3 1,581
Missouri  181 1,528 11 9 1,729
Montana  39 1,391 0 5 1,435
Nebraska  104 1,459 6 5 1,574
Nevada  45 1,549 8 5 1,607
New Hampshire  57 1,149 0 3 1,209
New Jersey  119 1,311 50 21 1,501
New Mexico  35 3,356 (3) 5 0 3,396
New York  577 1,170 9 81 1,837
North Carolina  85 1,452 3 4 1,544
North Dakota  30 1,351 8 2 1,391
Ohio  257 1,504 0 24 1,785
Oklahoma  79 1,498 5 6 1,588
Oregon  48 1,455 0 6 1,509
Pennsylvania  251 1,578 14 30 1,873
Rhode Island  31 1,304 1 24 1,360
South Carolina  72 1,595 0 10 1,677
South Dakota  38 1,385 0 0 1,423
Tennessee  72 1,566 3 6 1,647
Texas  410 1,576 6 52 2,044
Utah  103 1,743 0 10 1,856
Vermont  109 1,133 0 8 1,250
Virginia  62 1,526 15 17 1,620
Washington  34 1,290 0 7 1,331
West Virginia  29 1,363 1 2 1,395
Wisconsin  332 1,580 0 8 1,920
Wyoming  5 1,391 0 1 1,397
Total U.S. (4) 5,965 (5) 400 938 81,784
(1) Insurers that are domiciled in the state. Includes property/casualty, life/annuities, health, fraternal, title, risk retention groups and "other". (2) This category is comprised of insurers designated by the NAIC as "foreign insurers"—i.e., insurers whose state of domicile is other than the state in which it is writing business.  There is no U.S. total in this column to avoid double counting—i.e., insurers are only included in the figures for states in which they are domiciled. (3) May include double-counting. As of July 1, 2017, NM OSI started using NAIC SBS system and some of the data is combined. For example, title is included in casualty and accident is included with health. (4) Totals include U.S. territories and possessions. (5) No totals shown, so as to avoid double counting.  Totals reflect insurers physically located in the state. Source: Insurance Department Resources Report, 2018, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

Catastrophes by state

Top Five States By Number Of Major Hail Events, 2019 (1)
 
Rank State Number of hail events
1 Texas 872
2 Kansas 538
3 Nebraska 430
4 South Dakota 302
5 Colorado 294
  United States   5,392
(1) Hailstones one inch in diameter or larger. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.
Tornadoes And Related Deaths By State, 2019 (1)
 
State Tornadoes Fatalities Rank (2) State Tornadoes Fatalities Rank (2)
Alabama 95 25 7 Montana 6 0 32
Alaska 0 0 (3) Nebraska 44 0 14
Arizona 10 0 30 Nevada 1 0 41
Arkansas 31 0 19 New Hampshire 0 0 (3)
California 16 0 27 New Jersey 9 0 31
Colorado 53 0 12 New Mexico 21 0 25
Connecticut 1 0 41 New York 4 0 36
Delaware 1 0 41 North Carolina 59 0 9
D.C. 0 0 (3) North Dakota 14 0 29
Florida 25 0 22 Ohio 59 1 9
Georgia 60 0 8 Oklahoma 99 0 4
Hawaii 0 0 (3) Oregon 4 4 36
Idaho 5 0 35 Pennsylvania 34 0 17
Illinois 37 0 16 Rhode Island 1 0 41
Indiana 39 0 15 South Carolina 18 0 26
Iowa 53 1 12 South Dakota 23 0 24
Kansas 127 0 3 Tennessee 16 0 27
Kentucky 28 0 21 Texas 188 2 1
Louisiana 97 3 6 Utah 0 0 (3)
Maine 1 0 41 Vermont 1 0 41
Maryland 6 0 32 Virginia 24 0 23
Massachusetts 3 0 38 Washington 2 0 40
Michigan 6 0 32 West Virginia 3 0 38
Minnesota 54 0 11 Wisconsin 32 0 18
Mississippi 138 2 2 Wyoming 30 0 20
Missouri 98 3 5 United States (4) 1,676 41  
(1) Ranked by total number of tornadoes. (2) States with the same number of tornadoes receive the same ranking. (3) State had no tornadoes in 2019. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.
Wildfires By State, 2019
 
State Number of fires Number of acres burned
Alabama 1,107 22,158
Alaska 720 2,498,159
Arizona 1,869 384,942
Arkansas 660 8,602
California 8,194 259,148
Colorado 857 40,392
Connecticut 88 72
Delaware 0 0
District of Columbia 0 0
Florida 2,121 122,500
Georgia 3,158 12,407
Hawaii 155 10,710
Idaho 960 284,026
Illinois 2 41
Indiana 38 523
Iowa 153 2,020
Kansas 19 21,167
Kentucky 755 11,714
Louisiana 361 3,059
Maine 355 142
Maryland 140 1,498
Massachusetts 289 248
Michigan 361 1,128
Minnesota 1,021 5,862
Mississippi 959 5,473
Missouri 67 5,091
Montana 1,474 64,835
Nebraska 15 9,478
Nevada 562 82,282
New Hampshire 16 25
New Jersey 727 11,346
New Mexico 859 79,887
New York 79 221
North Carolina 3,872 14,548
North Dakota 488 4,454
Ohio 498 1,038
Oklahoma 1,104 67,142
Oregon 2,293 79,732
Pennsylvania 547 691
Puerto Rico 97 2,906
Rhode Island 45 33
South Carolina 992 5,939
South Dakota 346 2,261
Tennessee 571 5,478
Texas 6,892 215,493
Utah 1,025 92,380
Vermont 19 22
Virginia 364 2,643
Washington 1,394 169,742
West Virginia 593 7,653
Wisconsin 710 1,198
Wyoming 486 41,857
United States (1) 50,477 4,664,366
(1) Includes Puerto Rico. Source: National Interagency Fire Center.

Incurred losses by state

Incurred Losses By State, Property/Casualty Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $5,021,062 Montana $2,123,593
Alaska 748,428 Nebraska 3,632,370
Arizona 6,937,130 Nevada 3,832,778
Arkansas 3,547,203 New Hampshire 1,209,413
California 44,488,554 New Jersey 13,470,081
Colorado 8,800,495 New Mexico 2,205,237
Connecticut 4,967,377 New York 28,392,877
Delaware 1,575,961 North Carolina 9,827,941
D.C. 750,576 North Dakota 1,850,490
Florida 36,870,506 Ohio 10,673,940
Georgia 14,298,049 Oklahoma 4,614,956
Hawaii 1,251,898 Oregon 4,356,292
Idaho 1,771,513 Pennsylvania 15,874,888
Illinois 16,998,439 Rhode Island 1,363,715
Indiana 6,780,466 South Carolina 5,928,911
Iowa 3,644,935 South Dakota 2,227,477
Kansas 4,012,555 Tennessee 6,317,565
Kentucky 4,661,744 Texas 39,462,827
Louisiana 6,888,509 Utah 3,026,937
Maine 1,217,021 Vermont 663,772
Maryland 7,567,341 Virginia 8,071,714
Massachusetts 8,060,079 Washington 7,737,237
Michigan 11,644,625 West Virginia 1,699,944
Minnesota 8,438,256 Wisconsin 6,328,775
Mississippi 3,120,632 Wyoming 919,249
Missouri 7,615,718 United States $407,492,050
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Private Passenger Auto Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alaska $308,139 Montana $588,968
Alabama 2,258,109 Nebraska 911,323
Arizona 3,552,668 Nevada 1,798,167
Arkansas 1,278,682 New Hampshire 534,065
California 19,828,210 New Jersey 5,127,131
Colorado 3,611,420 New Mexico 933,190
Connecticut 2,025,687 New York 9,742,081
Delaware 247,225 North Carolina 4,416,542
D.C. 658,301 North Dakota 341,128
Florida 14,573,433 Ohio 4,138,688
Georgia 6,545,121 Oklahoma 1,624,033
Hawaii 491,485 Oregon 1,898,564
Idaho 635,120 Pennsylvania 5,987,024
Illinois 4,960,261 Rhode Island 644,406
Indiana 2,426,160 South Carolina 2,895,281
Iowa 1,133,148 South Dakota 366,509
Kansas 1,241,349 Tennessee 2,756,583
Kentucky 2,034,506 Texas 14,857,798
Louisiana 3,017,890 Utah 1,447,401
Maine 475,688 Vermont 220,562
Maryland 3,516,122 Virginia 3,823,270
Massachusetts 3,428,912 Washington 3,587,146
Michigan 5,871,429 West Virginia 773,648
Minnesota 2,517,671 Wisconsin 2,044,770
Mississippi 1,273,691 Wyoming 323,346
Missouri 2,687,254 United States $162,379,305
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Homeowners Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $911,785 Montana $138,443
Alaska 78,263 Nebraska 831,422
Arizona 758,282 Nevada 310,490
Arkansas 450,791 New Hampshire 167,682
California 15,537,312 New Jersey 1,027,437
Colorado 1,847,521 New Mexico 399,164
Connecticut 530,780 New York 2,255,396
Delaware 101,998 North Carolina 1,239,572
D.C. 74,814 North Dakota 66,665
Florida 8,338,668 Ohio 1,382,572
Georgia 2,281,253 Oklahoma 733,822
Hawaii 124,226 Oregon 556,768
Idaho 256,968 Pennsylvania 1,450,507
Illinois 2,872,152 Rhode Island 156,012
Indiana 1,084,975 South Carolina 721,977
Iowa 656,054 South Dakota 186,924
Kansas 639,267 Tennessee 1,057,190
Kentucky 600,526 Texas 6,923,450
Louisiana 616,808 Utah 285,032
Maine 197,973 Vermont 91,470
Maryland 903,136 Virginia 1,294,734
Massachusetts 738,068 Washington 936,217
Michigan 1,477,520 West Virginia 191,015
Minnesota 1,855,159 Wisconsin 821,867
Mississippi 453,816 Wyoming 134,152
Missouri 1,323,972 United States $68,072,066
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.   Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Commercial Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $1,793,587 Montana $919,776
Alaska 356,189 Nebraska 1,708,365
Arizona 2,327,020 Nevada 1,672,253
Arkansas 1,600,472 New Hampshire 468,357
California 21,356,376 New Jersey 6,785,945
Colorado 3,103,153 New Mexico 889,278
Connecticut 2,220,881 New York 15,514,275
Delaware 688,956 North Carolina 3,702,391
D.C. 378,394 North Dakota 1,273,448
Florida 14,534,813 Ohio 4,238,179
Georgia 5,610,805 Oklahoma 1,893,782
Hawaii 584,652 Oregon 1,868,227
Idaho 850,249 Pennsylvania 7,314,696
Illinois 8,527,029 Rhode Island 525,819
Indiana 2,861,556 South Carolina 2,250,933
Iowa 1,879,763 South Dakota 1,591,974
Kansas 1,784,301 Tennessee 2,336,953
Kentucky 1,875,461 Texas 17,492,038
Louisiana 2,971,976 Utah 1,123,346
Maine 566,361 Vermont 328,064
Maryland 2,789,339 Virginia 2,822,991
Massachusetts 3,638,401 Washington 2,946,766
Michigan 3,848,514 West Virginia 644,046
Minnesota 3,862,174 Wisconsin 3,185,911
Mississippi 1,262,239 Wyoming 351,323
Missouri 3,507,667 United States $178,629,467
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.   Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Workers Compensation Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $143,564 Montana $154,455
Alaska 69,449 Nebraska 190,479
Arizona 411,633 Nevada 186,877
Arkansas 113,937 New Hampshire 75,221
California 4,631,636 New Jersey 1,327,417
Colorado 481,069 New Mexico 132,515
Connecticut 361,742 New York 1,381,092
Delaware 47,974 North Carolina 519,760
D.C. 75,748 North Dakota 110
Florida 1,546,007 Ohio 11,753
Georgia 746,776 Oklahoma 182,901
Hawaii 151,164 Oregon 394,994
Idaho 314,351 Pennsylvania 1,470,850
Illinois 1,078,842 Rhode Island 125,915
Indiana 354,699 South Carolina 404,220
Iowa 365,676 South Dakota 88,499
Kansas 217,942 Tennessee 297,401
Kentucky 353,353 Texas 922,526
Louisiana 397,280 Utah 208,654
Maine 148,236 Vermont 107,798
Maryland 441,939 Virginia 508,363
Massachusetts 756,459 Washington -14,301
Michigan 323,267 West Virginia 99,646
Minnesota 504,421 Wisconsin 1,068,062
Mississippi 159,864 Wyoming -205
Missouri 509,373 United States $24,551,401
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Life Insurance Claims And Benefits Paid By State, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $6,346,204 Montana $1,251,800
Alaska 1,209,744 Nebraska 4,147,955
Arizona 10,731,228 Nevada 3,700,350
Arkansas 3,455,412 New Hampshire 3,041,513
California 54,149,695 New Jersey 23,448,834
Colorado 9,135,183 New Mexico 2,320,059
Connecticut 20,431,775 New York 46,376,639
Delaware 11,815,090 North Carolina 15,544,519
D.C. 2,297,225 North Dakota 1,262,696
Florida 40,497,609 Ohio 21,500,084
Georgia 15,920,046 Oklahoma 4,395,394
Hawaii 2,699,710 Oregon 6,152,166
Idaho 2,181,859 Pennsylvania 28,324,239
Illinois 21,548,170 Rhode Island 2,122,265
Indiana 10,924,080 South Carolina 7,353,026
Iowa 10,236,743 South Dakota 1,461,123
Kansas 4,800,137 Tennessee 10,303,027
Kentucky 6,447,731 Texas 33,996,071
Louisiana 6,846,844 Utah 4,765,669
Maine 2,307,339 Vermont 1,231,078
Maryland 10,586,801 Virginia 13,333,591
Massachusetts 19,845,463 Washington 10,668,287
Michigan 19,620,725 West Virginia 2,421,391
Minnesota 14,140,167 Wisconsin 11,207,735
Mississippi 3,222,378 Wyoming 824,487
Missouri 12,813,454 United States $585,364,809
(1) On a direct basis before reinsurance. Includes life insurance, death benefits, matured endowments, annuity benefits, and other life insurance benefits. Does not include accident and health benefits. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Insured cars by state

Private Passenger Cars Insured In The Shared And Voluntary Markets, 2015
 
State Voluntary market Shared market Total Shared market as a percent of total
Alabama 3,807,469 1 3,807,470 (1)
Alaska 509,494 18 509,512 0.004%
Arizona 4,671,918 0 4,671,918 (1)
Arkansas 2,250,787 2 2,250,789 (1)
California 26,312,194 239 26,312,433 0.001
Colorado 4,187,782 0 4,187,782 (1)
Connecticut 2,532,825 81 2,532,906 0.003
Delaware 665,075 4 665,079 0.001
D.C. 256,184 65 256,249 0.025
Florida 12,740,030 90 12,740,120 0.001
Georgia 7,541,982 0 7,541,982 (1)
Hawaii 887,514 2,767 890,281 0.311
Idaho 1,358,875 1 1,358,876 (1)
Illinois 8,267,931 263 8,268,194 0.003
Indiana 4,881,984 3 4,881,987 (1)
Iowa 2,544,511 7 2,544,518 (1)
Kansas 2,344,275 1,644 2,345,919 0.070
Kentucky 3,256,990 352 3,257,342 0.011
Louisiana 3,029,199 5 3,029,204 (1)
Maine 1,050,156 5 1,050,161 (1)
Maryland 4,103,099 45,276 4,148,375 1.091
Massachusetts 4,382,442 59,907 4,442,349 1.349
Michigan 6,483,696 3,964 6,487,660 0.061
Minnesota 4,042,588 1 4,042,589 (1)
Mississippi 1,968,741 7 1,968,748 (1)
Missouri 4,411,371 3 4,411,374 (1)
Montana 891,195 7 891,202 0.001
Nebraska 1,594,471 1 1,594,472 (1)
Nevada 1,959,151 5 1,959,156 (1)
New Hampshire 952,617 134 952,751 0.014
New Jersey 5,562,788 17,096 5,579,884 0.306
New Mexico 1,589,949 0 1,589,949 (1)
New York 9,603,497 37,988 9,641,485 0.394
North Carolina 5,801,945 2,527,547 8,329,492 30.345
North Dakota 683,291 3 683,294 (1)
Ohio 8,451,516 0 8,451,516 (1)
Oklahoma 2,958,973 9 2,958,982 (1)
Oregon 2,835,071 3 2,835,074 (1)
Pennsylvania 8,875,394 6,171 8,881,565 0.069
Rhode Island 686,338 14,908 701,246 2.126
South Carolina 3,788,647 0 3,788,647 (1)
South Dakota 761,533 0 761,533 (1)
Tennessee 4,686,626 6 4,686,632 (1)
Texas (2) NA NA NA NA
Utah 2,022,667 1 2,022,668 (1)
Vermont 506,275 35 506,310 0.007
Virginia 6,324,114 398 6,324,512 0.006
Washington 4,838,049 5 4,838,054 (1)
West Virginia 1,364,829 9 1,364,838 0.001
Wisconsin 4,167,640 2 4,167,642 (1)
Wyoming 566,581 0 566,581 (1)
United States 199,962,269 2,719,033 202,681,302 1.342%
(1) Less than 0.001 percent. (2) Texas information is no longer available. NA=Data not available. Source: AIPSO.

Insured homes by state

Percent Of Occupied Housing Units That Are Owner Occupied, 2018
 
State Percent Rank (1) State Percent Rank (1)
Alabama 70.3% 11 Montana 67.4% 24
Alaska 63.7 41 Nebraska 66.4 28
Arizona 65.7 31 Nevada 57.8 48
Arkansas 64.7 38 New Hampshire 73.4 2
California 55.1 49 New Jersey 65.0 36
Colorado 64.4 39 New Mexico 68.0 21
Connecticut 65.3 34 New York 51.0 50
Delaware 70.8 10 North Carolina 65.2 35
D.C. 39.9 51 North Dakota 61.9 44
Florida 65.5 33 Ohio 67.3 25
Georgia 63.8 40 Oklahoma 69.5 17
Hawaii 59.5 47 Oregon 62.0 43
Idaho 69.2 18 Pennsylvania 69.9 12
Illinois 66.0 29 Rhode Island 60.7 46
Indiana 69.8 13 South Carolina 72.0 6
Iowa 68.9 20 South Dakota 69.1 19
Kansas 67.3 25 Tennessee 68.0 21
Kentucky 69.8 13 Texas 62.7 42
Louisiana 65.7 31 Utah 72.2 5
Maine 71.2 8 Vermont 71.4 7
Maryland 66.6 27 Virginia 66.0 29
Massachusetts 61.5 45 Washington 64.9 37
Michigan 73.0 3 West Virginia 74.7 1
Minnesota 69.8 13 Wisconsin 67.9 23
Mississippi 72.5 4 Wyoming 71.1 9
Missouri 69.7 16 United States 64.4%  
(1) States with the same percentages receive the same rank. Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

Businesses by state

Small Businesses By State, 2016 (1)
 
State Number of establishments Employment Annual payroll ($000)
Alabama 78,143 789,425 $30,018,575
Alaska 17,943 141,147 7,124,700
Arizona 110,567 1,039,228 41,008,852
Arkansas 53,268 490,497 16,631,510
California 791,268 7,129,204 358,150,665
Colorado 139,250 1,117,202 49,785,711
Connecticut 73,668 750,457 38,147,323
Delaware 20,125 187,556 8,405,445
D.C. 17,494 247,461 17,036,469
Florida 459,442 3,397,931 136,614,721
Georgia 183,114 1,637,892 67,493,750
Hawaii 26,827 275,115 11,002,038
Idaho 39,638 315,753 10,949,145
Illinois 267,689 2,485,857 117,261,950
Indiana 115,190 1,222,372 46,269,304
Iowa 68,059 651,635 24,572,165
Kansas 61,431 604,215 23,059,844
Kentucky 72,174 702,054 25,306,833
Louisiana 85,918 902,758 35,251,364
Maine 35,675 289,156 10,862,375
Maryland 113,364 1,143,191 55,359,804
Massachusetts 148,286 1,490,416 80,670,085
Michigan 183,654 1,868,885 78,501,914
Minnesota 125,762 1,254,958 53,513,795
Mississippi 46,691 440,399 14,687,162
Missouri 132,403 1,168,725 44,660,147
Montana 33,571 245,411 8,535,610
Nebraska 45,835 412,291 15,497,472
Nevada 52,395 487,407 19,827,058
New Hampshire 31,262 295,895 13,519,733
New Jersey 198,465 1,810,107 88,789,061
New Mexico 35,363 334,945 11,893,311
New York 479,785 4,106,086 212,598,431
North Carolina 183,310 1,672,050 63,259,331
North Dakota 20,984 198,964 8,091,321
Ohio 198,256 2,192,920 86,821,441
Oklahoma 76,777 712,582 26,249,309
Oregon 98,754 852,983 33,924,027
Pennsylvania 244,364 2,497,524 104,480,380
Rhode Island 24,353 229,974 9,737,106
South Carolina 83,895 794,711 28,305,722
South Dakota 23,489 210,534 7,372,619
Tennessee 103,404 1,096,245 44,433,022
Texas 461,664 4,706,864 203,630,905
Utah 65,802 572,888 22,826,217
Vermont 18,696 161,080 6,379,406
Virginia 158,783 1,535,136 71,122,620
Washington 158,747 1,379,558 63,729,094
West Virginia 28,519 275,145 9,193,591
Wisconsin 116,427 1,258,929 48,714,638
Wyoming 18,335 131,499 5,189,974
United States 6,428,278 59,915,217 $2,616,467,045
(1) Number of establishments with less than 500 employees. Source: U.S. Census, County Business.