A Firm Foundation: How Insurance Supports the Economy

A 50-State Commitment

Employment

Insurance Carriers And Related Activities Employment By State, 2019 (1)
 
State Number of employees State Number of employees
Alabama 44,988 Montana 10,249
Alaska 2,818 Nebraska 38,616
Arizona 89,202 Nevada 25,080
Arkansas 27,290 New Hampshire 16,847
California 371,874 New Jersey 115,799
Colorado 65,692 New Mexico 16,140
Connecticut 73,060 New York 215,182
Delaware 8,672 North Carolina 104,181
D.C. 4,524 North Dakota 11,429
Florida 283,586 Ohio 155,624
Georgia 128,618 Oklahoma 36,568
Hawaii 12,929 Oregon 37,100
Idaho 17,076 Pennsylvania 177,283
Illinois 177,219 Rhode Island 13,119
Indiana 73,513 South Carolina 50,559
Iowa 64,556 South Dakota 13,549
Kansas 42,652 Tennessee 82,083
Kentucky 47,631 Texas 347,820
Louisiana 43,739 Utah 32,951
Maine 14,725 Vermont 5,659
Maryland 54,088 Virginia 82,571
Massachusetts 90,133 Washington 62,479
Michigan 94,566 West Virginia 12,960
Minnesota 84,868 Wisconsin 88,763
Mississippi 23,672 Wyoming 4,108
Missouri 81,290 United States 3,779,700
(1) Total full-time and part-time employment. Note: Does not match data shown elsewhere due to the use of different surveys. Data as of September 2020. Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.
Insurance Carriers And Related Activities Compensation By State, 2018-2019
($000)
  Annual payroll   Annual payroll
State 2018 2019 State 2018 2019
Alabama $2,953,054 $3,041,209 Montana $521,142 $556,493
Alaska 180,978 184,126 Nebraska 2,627,388 2,751,817
Arizona 5,505,373 6,187,208 Nevada 1,401,568 1,485,499
Arkansas 1,324,728 1,416,992 New Hampshire 1,408,296 1,476,467
California 28,177,592 29,078,238 New Jersey 12,479,454 12,908,423
Colorado 4,730,097 5,115,316 New Mexico 821,742 898,693
Connecticut 9,940,104 9,739,181 New York 21,991,902 22,450,028
Delaware 668,549 691,912 North Carolina 6,830,276 7,412,835
District of Columbia 752,970 765,156 North Dakota 631,058 648,395
Florida 18,392,331 19,318,084 Ohio 11,865,289 12,118,535
Georgia 9,212,675 9,839,687 Oklahoma 1,877,754 1,920,143
Hawaii 751,837 776,250 Oregon 2,707,920 2,823,215
Idaho 850,910 908,981 Pennsylvania 14,226,568 14,790,357
Illinois 15,715,046 16,692,962 Rhode Island 1,061,854 1,111,774
Indiana 4,828,391 5,083,382 South Carolina 2,870,402 2,973,084
Iowa 4,851,108 5,122,139 South Dakota 666,160 690,633
Kansas 2,758,009 2,845,974 Tennessee 5,439,930 5,640,466
Kentucky 3,543,836 3,604,422 Texas 22,458,499 24,204,813
Louisiana 2,390,246 2,392,003 Utah 1,959,684 2,051,308
Maine 1,135,830 1,167,429 Vermont 429,048 447,058
Maryland 4,365,363 4,437,869 Virginia 5,833,315 6,118,664
Massachusetts 9,622,191 10,079,860 Washington 4,753,115 5,005,754
Michigan 6,141,718 6,562,282 West Virginia 655,434 672,581
Minnesota 8,005,827 8,457,170 Wisconsin 6,506,231 6,887,373
Mississippi 997,871 1,049,658 Wyoming 179,237 185,838
Missouri 5,565,100 6,052,264 United States $285,565,000 $298,840,000
Source: Regional Economic Information System, Bureau of Economic Analysis, U.S. Department of Commerce.

Premiums

Direct Premiums Written, P/C Insurance By State, 2020 (1)
($000)
State Total, all lines State Total, all lines
Alabama $9,913,329 Montana $2,713,983
Alaska 1,660,311 Nebraska 5,427,026
Arizona 12,821,243 Nevada 6,394,831
Arkansas 6,035,484 New Hampshire 2,620,422
California 87,583,331 New Jersey 22,871,863
Colorado 14,810,980 New Mexico 3,787,033
Connecticut 9,225,718 New York 50,150,336
Delaware 2,917,518 North Carolina 18,072,656
D.C. 2,126,551 North Dakota 2,650,913
Florida 59,149,880 Ohio 18,246,442
Georgia 23,999,866 Oklahoma 8,698,278
Hawaii 2,654,746 Oregon 7,861,723
Idaho 3,438,642 Pennsylvania 26,385,557
Illinois 27,424,103 Rhode Island 2,667,866
Indiana 12,431,835 South Carolina 11,126,709
Iowa 7,009,117 South Dakota 2,608,741
Kansas 7,142,366 Tennessee 13,037,379
Kentucky 8,048,595 Texas 63,870,752
Louisiana 12,559,095 Utah 5,714,846
Maine 2,544,483 Vermont 1,339,850
Maryland 12,968,186 Virginia 15,425,620
Massachusetts 16,836,050 Washington 13,969,651
Michigan 20,694,805 West Virginia 2,992,790
Minnesota 12,804,076 Wisconsin 11,347,775
Mississippi 5,763,878 Wyoming 1,326,263
Missouri 13,076,719 United States $716,950,213
  (1) Before reinsurance transactions, includes state funds, excludes territories. (2) Data for the total United States may differ from similar data shown elsewhere due to the use of different exhibits from S&P Global Market Intelligence.   Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.  
Life/Annuity Insurers Direct Premiums Written And Annuity Considerations By State, 2020 (1)
($ millions)
State Life insurance Annuities Accident and health insurance (2) Deposit-type contract funds Other considerations Total
Alabama $2,600 $3,189 $1,898 $257 $460 $8,403
Alaska   435   350   287   37   251   1,361
Arizona   2,721   6,358   4,469   447   1,881   15,876
Arkansas   1,158   1,583   1,159   135   289   4,325
California   19,255   26,189   15,886   3,275   10,223   74,829
Colorado   2,837   5,571   4,366   2,676   1,254   16,703
Connecticut   2,574   4,807   3,246   13,878   3,184   27,688
Delaware   1,527   2,677   901   69,545   1,206   75,856
D.C.   405   772   1,132   514   514   3,338
Florida   10,558   21,751   18,123   1,538   3,084   55,055
Georgia   5,332   6,837   9,686   1,873   4,814   28,543
Hawaii   831   1,358   1,333   84   339   3,944
Idaho   636   1,314   907   76   250   3,182
Illinois   7,072   10,940   6,807   3,705   3,623   32,147
Indiana   2,935   5,913   5,241   2,142   910   17,141
Iowa   2,073   3,140   1,555   11,015   6,599   24,383
Kansas   1,469   2,404   4,126   1,197   360   9,557
Kentucky   1,645   2,974   1,890   275   692   7,475
Louisiana   2,369   3,658   2,490   314   679   9,510
Maine   452   1,145   986   66   187   2,836
Maryland   3,182   6,311   3,997   839   1,095   15,424
Massachusetts   3,884   8,116   4,161   2,259   3,375   21,796
Michigan   4,860   11,608   3,777   2,610   1,522   24,377
Minnesota   4,888   5,184   1,951   844   2,313   15,179
Mississippi   1,282   1,578   1,685   138   180   4,863
Missouri   2,894   6,044   4,763   603   1,886   16,190
Montana   443   487   449   87   137   1,604
Nebraska   1,085   1,877   1,602   382   417   5,363
Nevada   1,274   2,028   1,500   183   430   5,414
New Hampshire   657   2,226   786   175   524   4,367
New Jersey   6,841   12,472   8,831   1,623   2,674   32,441
New Mexico   691   1,220   1,209   156   450   3,726
New York   12,703   19,660   11,873   95,008   8,335   147,578
North Carolina   5,027   8,137   7,019   826   1,347   22,355
North Dakota   431   690   332   137   178   1,767
Ohio   5,212   11,792   7,922   20,602   2,001   47,529
Oklahoma   1,492   1,838   1,838   412   546   6,126
Oregon   1,333   2,512   2,411   216   1,420   7,892
Pennsylvania   6,684   15,400   8,614   3,427   2,792   36,917
Rhode Island   486   1,225   539   122   174   2,546
South Carolina   2,418   4,116   4,690   307   363   11,895
South Dakota   1,093   600   433   351   148   2,624
Tennessee   3,329   5,616   4,119   960   1,474   15,499
Texas   12,929   18,598   18,768   4,065   3,133   57,493
Utah   1,547   2,564   1,506   235   440   6,290
Vermont   251   579   415   76   229   1,551
Virginia   4,338   6,481   5,550   964   1,185   18,519
Washington   2,757   5,286   3,861   516   1,800   14,221
West Virginia   646   1,218   898   173   243   3,177
Wisconsin   2,799   5,937   4,017   1,387   1,300   15,440
Wyoming   290   397   405   29   65   1,187
United States (3) $166,629 $284,726 $206,411 $252,759 $82,976 $993,500
(1) Direct premiums written before reinsurance transactions, excludes state funds. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. (3) Excludes territories, dividends and other nonstate specific data. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1)
($000)
  Private passenger auto Commercial auto Homeowners multiple peril Farmowners multiple peril Commercial multiple peril
State Liability Coll./Comp. Liability Coll./Comp.
Alabama $2,061,496 $1,669,061 $511,356 $172,301 $1,933,877 $85,063 $669,818
Alaska 285,225 218,681 57,054 18,976 178,366 748 116,010
Arizona 3,407,747 2,186,941 618,867 164,566 1,899,870 17,902 708,242
Arkansas 1,135,196 1,013,559 314,515 136,320 1,022,006 71,802 375,446
California 17,321,958 12,998,155 3,898,540 1,040,683 9,931,535 214,636 5,463,222
Colorado 3,139,063 2,238,068 586,246 224,001 2,944,066 97,669 965,596
Connecticut 1,919,263 1,100,848 385,371 101,878 1,625,173 7,518 696,428
Delaware 631,888 294,755 122,848 30,653 313,025 7,880 340,469
D.C. 212,194 166,684 37,884 8,253 179,422 0 178,893
Florida 14,758,285 6,008,019 3,069,055 515,999 11,071,440 22,874 2,242,006
Georgia 6,559,357 3,519,900 1,377,789 336,617 3,792,645 146,334 1,237,273
Hawaii 428,265 345,300 86,543 26,238 438,418 0 192,102
Idaho 637,499 511,080 161,240 83,123 457,085 72,753 253,985
Illinois 4,157,626 3,461,924 1,428,972 473,382 4,118,834 205,555 1,885,770
Indiana 2,253,995 1,753,827 630,772 264,581 2,149,226 203,100 937,541
Iowa 892,088 993,907 312,595 192,362 893,963 234,471 450,426
Kansas 995,297 967,224 256,604 153,211 1,300,242 256,631 429,059
Kentucky 2,048,839 1,121,731 379,266 131,270 1,268,875 160,836 583,999
Louisiana 3,068,260 1,680,171 725,261 132,988 2,027,640 14,501 563,314
Maine 398,893 383,488 116,289 58,719 470,674 6,130 267,352
Maryland 3,127,931 2,127,603 575,443 172,286 2,090,072 31,638 717,121
Massachusetts 2,983,493 2,434,997 703,131 263,165 2,675,599 4,251 1,391,714
Michigan 5,800,088 3,498,474 819,474 372,722 3,031,028 150,812 1,207,174
Minnesota 2,085,256 1,773,089 468,285 249,087 2,438,671 164,244 791,595
Mississippi 1,098,224 937,624 349,919 113,606 1,064,597 29,827 361,696
Missouri 2,305,121 1,916,670 559,923 259,165 2,332,066 199,726 883,321
Montana 398,285 416,010 126,561 79,915 409,143 85,856 210,377
Nebraska 694,078 643,438 198,288 143,953 874,734 253,594 326,666
Nevada 2,004,224 807,851 389,589 63,706 710,140 7,924 421,306
New Hampshire 442,183 447,833 118,178 48,391 454,957 3,454 270,820
New Jersey 5,211,331 2,517,824 1,428,714 268,333 2,969,677 3,408 1,635,965
New Mexico 930,780 599,711 195,715 62,441 613,008 27,919 248,140
New York 8,919,826 5,086,434 2,405,655 420,655 5,861,865 48,976 4,290,891
North Carolina 3,472,964 3,242,208 821,920 298,235 3,105,409 66,806 1,078,069
North Dakota 215,767 291,573 98,416 75,577 241,602 135,812 144,268
Ohio 3,741,426 3,117,093 935,486 361,676 3,162,971 182,783 1,428,269
Oklahoma 1,502,875 1,310,781 415,843 171,376 1,832,177 175,680 581,905
Oregon 2,041,571 1,012,498 388,449 124,747 974,625 75,160 566,252
Pennsylvania 4,878,533 4,169,910 1,280,158 518,237 3,649,913 112,817 1,957,338
Rhode Island 633,236 348,216 102,990 30,679 461,863 468 182,414
South Carolina 2,911,745 1,688,367 460,556 139,681 1,961,354 18,678 577,877
South Dakota 254,173 345,714 88,816 74,011 298,054 135,101 153,416
Tennessee 2,460,302 2,062,889 594,290 290,729 2,308,397 162,632 844,199
Texas 12,446,652 10,119,781 3,801,203 1,068,242 10,807,416 377,558 3,293,821
Utah 1,432,154 852,320 295,952 106,403 657,769 17,828 335,964
Vermont 177,110 207,432 52,372 30,263 219,091 15,888 145,600
Virginia 3,252,351 2,558,476 660,724 232,517 2,623,598 79,864 899,349
Washington 3,607,629 1,991,667 675,021 211,473 2,075,827 80,194 985,586
West Virginia 669,544 590,373 135,631 58,608 471,774 17,610 217,021
Wisconsin 1,740,609 1,517,930 480,046 238,628 1,601,466 201,948 784,919
Wyoming 183,654 251,755 69,198 40,384 237,833 33,859 114,852
United States $147,935,544 $101,519,862 $34,773,012 $10,855,010 $110,233,079 $4,728,715 $45,604,855
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont’d)
($000)
State Workers compensation Excess workers compensation Medical professional liability Product liability Other liability Fire Allied lines
Alabama $356,064 $21,396 $131,049 $37,455 $829,315 $240,465 $254,718
Alaska 196,813 3,139 23,555 5,756 159,421 63,598 45,038
Arizona 800,217 14,842 209,821 63,528 1,168,381 172,220 174,481
Arkansas 241,716 7,445 64,176 20,684 574,445 176,444 145,516
California 10,164,930 202,839 834,086 612,447 11,902,230 1,818,996 1,167,859
Colorado 939,202 15,997 156,463 88,432 1,547,233 224,434 270,239
Connecticut 687,745 21,784 221,471 55,395 1,250,845 157,961 166,104
Delaware 202,902 3,617 30,800 11,494 485,923 33,667 32,599
D.C. 164,658 2,806 30,051 6,994 485,377 44,967 56,390
Florida 2,837,668 66,931 744,466 263,313 7,315,043 1,476,512 3,047,844
Georgia 1,633,763 38,513 326,171 107,586 2,157,404 439,660 390,247
Hawaii 252,992 6,451 33,958 12,115 315,672 100,161 107,033
Idaho 435,705 1,867 34,281 16,827 286,284 54,154 43,427
Illinois 2,216,164 56,959 479,442 194,349 4,500,226 494,777 429,973
Indiana 755,992 14,282 137,303 93,416 1,135,720 297,613 218,209
Iowa 622,383 10,997 74,914 40,335 699,405 148,788 161,204
Kansas 376,038 8,630 74,140 38,506 576,269 130,501 190,535
Kentucky 486,777 13,381 116,421 28,477 566,819 157,024 143,797
Louisiana 776,477 46,512 104,030 46,742 1,070,570 380,838 510,127
Maine 234,966 3,719 50,135 9,229 206,132 52,145 49,728
Maryland 873,583 14,401 310,185 54,522 1,338,369 193,053 182,867
Massachusetts 1,221,921 22,562 340,186 125,901 2,547,503 346,353 315,571
Michigan 949,604 26,317 214,967 100,783 1,669,360 362,695 218,488
Minnesota 933,317 1,690 86,786 95,048 1,365,956 251,259 367,996
Mississippi 320,003 10,562 51,281 20,584 374,228 159,244 170,531
Missouri 900,297 34,944 167,158 63,820 1,336,370 263,248 252,675
Montana 262,700 5,608 38,017 10,985 206,817 44,762 47,146
Nebraska 354,101 5,281 37,192 23,114 436,299 91,807 111,858
Nevada 409,259 18,465 79,950 36,591 626,357 113,906 104,053
New Hampshire 201,391 5,852 55,051 11,383 235,987 44,315 38,078
New Jersey 2,188,136 36,744 433,606 195,167 3,104,436 421,392 415,558
New Mexico 248,760 5,929 60,106 11,032 289,480 57,392 56,954
New York 4,749,895 57,115 1,566,135 348,555 9,906,272 1,046,419 828,304
North Carolina 1,299,164 24,291 178,182 103,798 1,651,529 346,601 430,097
North Dakota 4,166 264 11,035 13,676 189,069 44,847 47,768
Ohio 16,344 71,611 244,270 128,835 2,022,281 440,590 332,616
Oklahoma 592,948 11,822 105,922 37,052 704,200 194,497 244,271
Oregon 638,431 8,868 97,334 50,928 733,285 135,695 101,657
Pennsylvania 2,368,806 39,361 718,202 144,295 3,308,081 518,712 413,425
Rhode Island 210,418 2,123 31,382 12,254 280,979 47,735 61,240
South Carolina 779,467 12,273 83,471 55,165 733,620 344,124 260,752
South Dakota 157,518 1,588 17,873 13,532 154,774 43,785 46,099
Tennessee 723,849 17,577 244,613 71,516 1,317,639 319,819 279,651
Texas 2,235,378 32,182 397,649 356,865 6,849,253 2,065,808 2,314,963
Utah 415,478 4,887 56,525 45,378 628,084 98,234 65,237
Vermont 167,833 2,093 17,782 6,860 124,368 36,491 18,231
Virginia 1,013,949 18,890 187,858 65,737 1,735,465 276,518 261,065
Washington 23,075 30,796 186,040 82,935 1,546,153 269,956 189,018
West Virginia 220,740 4,662 47,493 9,720 192,151 70,348 45,810
Wisconsin 1,747,688 10,911 81,622 91,747 1,186,582 221,627 202,946
Wyoming 5,948 210 19,742 4,683 117,436 28,511 28,530
United States $50,617,338 $1,101,985 $10,044,346 $4,145,539 $84,145,098 $15,564,671 $16,058,525
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont’d)
($000)
State Inland marine Ocean marine Surety Fidelity Burglary and theft Boiler and machinery Financial guaranty
Alabama $363,877 $48,137 $82,944 $13,658 $5,049 $31,620 $6,335
Alaska 81,549 33,588 31,582 2,545 1,019 10,564 1,367
Arizona 406,346 26,234 144,662 14,162 5,435 25,100 1,418
Arkansas 239,029 21,333 42,577 9,000 2,817 20,484 1,251
California 3,354,021 411,528 917,252 144,369 55,139 163,430 39,520
Colorado 476,758 22,983 147,677 26,000 8,919 28,350 9,319
Connecticut 347,614 65,208 66,100 25,948 6,187 21,117 1,556
Delaware 99,815 11,414 29,478 5,149 1,717 5,449 9,580
D.C. 134,853 4,741 152,849 16,183 4,034 6,917 6,726
Florida 1,607,427 457,142 421,409 64,953 28,483 77,680 14,341
Georgia 750,777 81,147 170,596 34,530 12,886 58,896 732
Hawaii 114,754 16,757 43,402 4,681 1,102 6,409 3,795
Idaho 120,551 10,927 27,853 2,853 1,338 11,829 42
Illinois 906,327 135,248 235,721 71,713 24,651 83,496 10,256
Indiana 409,949 31,274 110,500 18,141 8,193 55,959 1,726
Iowa 234,596 10,519 53,293 13,267 4,137 27,701 4,875
Kansas 215,193 9,637 46,873 11,766 3,661 22,251 1,044
Kentucky 281,546 31,944 74,395 9,765 3,774 31,454 1,677
Louisiana 443,893 156,814 111,873 12,082 6,263 35,905 8,673
Maine 90,838 32,084 21,108 4,646 1,286 10,683 110
Maryland 403,524 117,058 155,141 26,027 7,410 29,065 1,833
Massachusetts 565,872 125,974 164,106 49,353 11,135 41,492 7,463
Michigan 598,204 114,571 102,900 34,147 11,791 71,366 2,379
Minnesota 412,808 34,415 92,923 28,407 8,298 44,903 1,505
Mississippi 242,868 19,989 44,505 7,514 2,471 15,818 394
Missouri 430,806 44,275 90,736 23,338 7,900 34,703 11,656
Montana 85,082 4,133 36,562 3,488 1,600 5,825 249
Nebraska 178,000 5,096 47,321 7,218 2,238 16,714 810
Nevada 209,571 8,500 89,500 7,831 3,181 13,688 3,076
New Hampshire 101,897 15,364 17,893 4,649 1,297 7,464 0
New Jersey 781,854 168,747 181,135 43,389 12,773 53,500 10,078
New Mexico 117,501 2,952 56,493 4,459 1,225 9,423 320
New York 1,788,691 390,692 423,205 161,059 36,649 134,091 151,172
North Carolina 742,936 86,030 184,760 38,115 9,891 51,386 2,056
North Dakota 85,979 2,259 22,728 2,945 884 14,499 275
Ohio 699,190 62,273 164,674 40,543 19,599 83,553 2,513
Oklahoma 278,200 20,389 73,464 11,444 3,147 22,926 2,263
Oregon 295,331 38,352 82,070 11,679 4,578 21,424 2,362
Pennsylvania 880,569 79,727 240,160 52,709 18,185 82,066 21,140
Rhode Island 84,124 38,195 29,869 4,910 1,622 5,913 1,273
South Carolina 402,527 40,483 80,223 10,487 4,271 30,119 5,056
South Dakota 71,551 1,487 18,668 3,331 972 8,362 10
Tennessee 501,605 70,435 104,436 20,122 8,552 43,077 473
Texas 2,584,654 324,079 723,752 88,133 48,773 160,551 35,219
Utah 197,684 14,960 78,588 8,683 3,113 14,588 220
Vermont 47,395 3,802 8,160 2,138 643 4,934 0
Virginia 546,067 97,810 213,403 36,855 11,587 39,190 571
Washington 666,389 152,091 171,864 20,708 8,192 37,487 3,920
West Virginia 88,028 3,311 50,140 3,914 1,147 8,377 1,021
Wisconsin 346,853 47,363 64,795 24,387 7,907 51,356 28,023
Wyoming 54,647 1,494 51,456 1,700 432 9,410 0
United States $25,170,117 $3,754,964 $6,797,775 $1,289,093 $447,552 $1,902,562 $421,675
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont'd)
($000)
State Aircraft Earthquake Federal flood Credit Warranty Accident and health
Alabama $23,858 $8,706 $27,654 $35,973 $11,556 $106,708
Alaska 49,728 37,166 1,472 2,869 465 12,467
Arizona 70,544 18,141 15,949 18,444 31,220 132,355
Arkansas 31,592 40,467 10,160 17,905 8,771 62,493
California 212,172 2,446,565 144,464 158,808 196,961 553,866
Colorado 60,667 15,230 14,348 36,513 19,709 102,699
Connecticut 38,197 9,143 44,195 31,070 11,476 56,872
Delaware 16,944 1,333 15,571 14,071 21,062 107,987
D.C. 3,912 3,349 1,589 7,896 28 142,118
Florida 159,450 30,465 889,383 143,904 662,082 266,811
Georgia 68,365 20,283 43,639 54,487 52,029 168,712
Hawaii 9,495 18,965 36,638 11,508 3,278 9,293
Idaho 19,499 6,192 3,521 2,974 1,687 19,997
Illinois 78,579 84,023 27,602 78,288 230,219 306,452
Indiana 29,819 46,488 16,210 32,720 41,973 268,358
Iowa 15,434 6,034 10,964 12,381 9,224 72,833
Kansas 24,944 9,076 6,586 19,014 175,880 64,188
Kentucky 11,166 59,745 12,978 39,129 9,787 62,836
Louisiana 48,233 5,818 264,693 32,711 8,570 74,871
Maine 5,963 2,155 7,627 7,880 5,292 14,915
Maryland 30,529 17,804 32,775 25,865 18,574 72,957
Massachusetts 31,906 32,883 65,494 42,470 28,765 108,085
Michigan 38,760 9,267 17,765 93,741 581,197 178,457
Minnesota 38,357 7,634 6,936 20,086 25,308 76,967
Mississippi 16,109 23,321 37,990 25,396 5,027 69,985
Missouri 27,667 118,916 16,975 33,685 58,383 168,106
Montana 17,120 8,687 2,769 1,793 120 21,723
Nebraska 18,305 2,411 7,132 6,146 8,158 122,679
Nevada 35,544 38,148 6,305 6,427 3,230 33,709
New Hampshire 8,007 3,001 7,281 12,029 6,967 18,260
New Jersey 23,114 24,914 173,508 91,537 24,392 206,541
New Mexico 11,260 3,178 8,254 7,965 3,751 19,494
New York 71,253 67,312 179,293 210,762 57,203 509,188
North Carolina 45,643 18,080 85,632 37,602 62,409 131,131
North Dakota 11,089 1,055 7,010 1,120 874 11,113
Ohio 81,837 35,318 25,573 65,375 78,229 183,813
Oklahoma 26,957 19,400 8,166 22,084 17,046 68,358
Oregon 39,138 130,712 17,186 12,626 3,849 59,335
Pennsylvania 44,147 27,958 54,860 64,062 68,627 373,955
Rhode Island 13,230 2,621 15,391 8,319 2,460 30,278
South Carolina 19,404 47,992 124,381 28,044 12,056 80,611
South Dakota 9,794 705 2,981 5,972 2,033 16,005
Tennessee 43,328 105,486 20,753 42,467 13,645 147,547
Texas 222,489 47,979 393,780 302,295 439,883 545,316
Utah 29,982 83,048 2,334 15,177 41,506 82,178
Vermont 1,613 1,231 4,648 2,420 8,615 15,312
Virginia 61,199 24,681 63,141 28,873 17,898 139,664
Washington 47,780 274,418 25,180 28,074 66,659 69,515
West Virginia 3,753 1,490 12,664 8,486 4,619 30,391
Wisconsin 25,523 9,148 10,671 24,509 28,406 145,855
Wyoming 8,603 4,818 1,320 1,077 914 19,066
United States $2,082,003 $4,062,958 $3,033,393 $2,035,029 $3,192,069 $6,362,424
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont'd)
($000)
State Multiple peril crop Private crop Mortgage guaranty Miscellaneous Private flood
Alabama $67,849 $979 $65,442 $31,391 $8,158
Alaska 82 0 18,398 1,680 1,392
Arizona 102,466 2,460 176,306 11,517 10,859
Arkansas 153,967 22,937 37,411 10,495 3,523
California 517,393 18,252 505,143 97,725 74,595
Colorado 202,122 16,062 141,136 34,662 11,117
Connecticut 8,238 0 78,076 7,658 9,279
Delaware 8,837 86 23,118 1,362 2,029
D.C. 0 0 24,531 40,061 2,190
Florida 193,021 543 429,944 148,265 115,119
Georgia 161,647 3,372 198,479 41,373 14,657
Hawaii 1,539 0 18,937 2,112 6,833
Idaho 99,263 12,667 42,868 2,707 2,564
Illinois 625,714 118,421 248,359 35,166 19,865
Indiana 336,448 38,329 117,116 12,678 10,377
Iowa 620,089 121,263 52,489 7,491 4,690
Kansas 661,840 55,862 48,970 8,281 4,415
Kentucky 148,135 7,637 44,773 4,386 5,957
Louisiana 90,046 4,194 66,096 21,918 19,012
Maine 9,577 0 19,550 1,101 2,072
Maryland 27,624 123 163,557 21,423 7,823
Massachusetts 4,193 0 123,548 39,947 17,018
Michigan 178,313 9,327 179,133 40,538 10,961
Minnesota 591,918 129,448 164,372 40,807 6,681
Mississippi 127,872 4,182 27,359 25,402 5,746
Missouri 374,225 30,310 97,493 24,528 8,513
Montana 160,447 876 18,469 1,751 1,105
Nebraska 522,739 242,632 35,139 6,133 3,747
Nevada 54,664 333 80,730 2,808 4,263
New Hampshire 444 0 32,199 4,102 1,694
New Jersey 4,510 11 174,580 33,811 33,173
New Mexico 88,584 2,116 31,710 7,715 3,268
New York 59,740 179 189,153 129,480 54,140
North Carolina 220,400 5,311 187,703 29,403 14,896
North Dakota 865,626 91,566 15,822 1,217 1,013
Ohio 236,857 23,058 185,740 55,272 16,777
Oklahoma 160,049 8,902 54,368 14,216 5,552
Oregon 81,975 2,854 87,298 15,102 6,353
Pennsylvania 53,993 741 195,244 29,077 20,549
Rhode Island 26 0 18,630 2,540 2,470
South Carolina 90,005 251 95,080 9,868 18,726
South Dakota 610,247 55,408 13,743 2,041 973
Tennessee 82,743 3,192 103,594 18,577 9,247
Texas 1,042,596 49,557 507,033 125,786 62,031
Utah 27,091 100 83,582 16,942 2,856
Vermont 3,546 0 12,165 777 1,037
Virginia 62,302 1,375 178,649 22,141 13,826
Washington 197,058 12,408 185,401 36,722 10,404
West Virginia 2,001 4 15,543 3,416 3,000
Wisconsin 268,458 16,440 115,148 17,429 6,835
Wyoming 19,918 1,939 10,987 849 1,040
United States $10,228,439 $1,115,706 $5,740,315 $1,301,848 $684,421
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Gross state product

Gross State Product (GSP), Insurance Carriers And Related Activities, 2018-2019
($ millions)
State 2018 2019 As a percent of 2019 total GSP
Alabama $5,094 $4,892 2.14%
Alaska 414 393 0.72
Arizona 8,604 9,176 2.48
Arkansas 2,570 2,816 2.15
California 42,422 42,130 1.34
Colorado 7,315 7,681 1.95
Connecticut 24,706 22,997 7.99
Delaware 5,852 6,481 8.41
D.C. 1,895 1,858 1.30
Florida 32,171 34,470 3.12
Georgia 14,326 14,082 2.25
Hawaii 1,903 1,826 1.91
Idaho 1,505 1,500 1.79
Illinois 44,138 45,667 5.16
Indiana 15,062 15,848 4.17
Iowa 18,078 18,545 9.53
Kansas 4,729 4,627 2.62
Kentucky 6,473 6,299 2.92
Louisiana 5,708 5,753 2.24
Maine 2,270 2,325 3.43
Maryland 10,668 10,762 2.52
Massachusetts 17,225 17,602 2.95
Michigan 14,100 15,099 2.81
Minnesota 14,605 14,789 3.85
Mississippi 2,396 2,332 2.01
Missouri 10,456 10,432 3.18
Montana 907 870 1.64
Nebraska 9,603 11,120 8.55
Nevada 4,052 4,288 2.41
New Hampshire 4,279 4,282 4.89
New Jersey 19,664 18,584 2.93
New Mexico 1,716 1,725 1.64
New York 58,480 62,717 3.54
North Carolina 12,055 11,652 1.97
North Dakota 1,262 1,266 2.21
Ohio 31,441 31,881 4.58
Oklahoma 3,507 3,346 1.66
Oregon 5,482 5,435 2.14
Pennsylvania 28,746 29,056 3.59
Rhode Island 2,848 3,202 5.17
South Carolina 5,391 5,422 2.19
South Dakota 1,334 1,321 2.40
Tennessee 10,811 10,219 2.71
Texas 43,719 44,446 2.41
Utah 3,461 3,824 1.99
Vermont 1,054 1,108 3.26
Virginia 9,212 9,370 1.68
Washington 8,782 8,769 1.43
West Virginia 1,495 1,437 1.82
Wisconsin 18,676 18,917 5.41
Wyoming 384 374 0.92
United States $603,039 $615,010 2.87%
Note: Last updated: October 2, 2020. Source: U.S. Department of Commerce, Bureau of Economic Analysis.

State taxes

Premium Taxes By State, Property/Casualty, Life/Annuity and Health Insurers, 2020 (1)
($000)
State Amount State Amount
Alabama  $427,848 Montana $120,822
Alaska 65,597 Nebraska 67,044
Arizona 575,949 Nevada 452,361
Arkansas 285,337 New Hampshire 134,100
California 2,829,718 New Jersey  686,682
Colorado 337,655 New Mexico 223,338
Connecticut 190,259 New York  1,904,118
Delaware 118,599 North Carolina 675,023
D.C. 122,993 North Dakota 63,095
Florida 1,225,176 Ohio 640,911
Georgia 554,987 Oklahoma 346,277
Hawaii 186,833 Oregon 76,462
Idaho 112,342 Pennsylvania 859,583
Ilinois 392,704 Rhode Island 117,315
Indiana 248,491 South Carolina 253,175
Iowa 143,407 South Dakota 88,120
Kansas 422,817 Tennessee 1,048,375
Kentucky 178,083 Texas 2,741,653
Louisiana 933,593 Utah 150,390
Maine 109,584 Vermont 60,807
Maryland 615,000 Virginia 549,082
Massachusetts 470,119 Washington 691,393
Michigan 456,600 West Virginia 128,500
Minnesota 530,442 Wisconsin 240,503
Mississippi 359,245 Wyoming 29,909
Missouri 446,610 United States $24,689,026
(1) Includes other insurance companies. Data are for each state's fiscal year. Source: U.S. Department of Commerce, Bureau of the Census.

Insurance companies by state

Domestic Insurance Companies By State, Property/Casualty And Life/Annuities, 2019
 
State Property/casualty Life/annuities State Property/casualty Life/annuities
Alabama 19 6 Montana 12 1
Alaska 4 0 Nebraska 39 34
Arizona 41 28 Nevada 12 0
Arkansas 11 20 New Hampshire 50 1
California 97 14 New Jersey 65 3
Colorado 10 11 New Mexico 15 0
Connecticut 65 26 New York 171 82
Delaware 102 24 North Carolina 55 10
D.C. 7 0 North Dakota 10 3
Florida 115 9 Ohio 148 36
Georgia 23 13 Oklahoma 31 22
Hawaii 16 4 Oregon 17 3
Idaho 10 1 Pennsylvania 159 20
Illinois 194 51 Rhode Island 21 1
Indiana 60 25 South Carolina 21 6
Iowa 73 42 South Dakota 15 2
Kansas 24 11 Tennessee 15 15
Kentucky 8 6 Texas 199 120
Louisiana 33 31 Utah 11 15
Maine 12 3 Vermont 11 1
Maryland 27 4 Virginia 20 3
Massachusetts 47 16 Washington 6 7
Michigan 65 21 West Virginia 19 1
Minnesota 38 8 Wisconsin 164 16
Mississippi 16 13 Wyoming 2 0
Missouri 43 29 United States (1) 2,448 818
(1) Excludes territories. Excludes health insurers, risk retention groups, fraternals, title and other insurers. Source: 2019 Insurance Department Resources Report, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.
Regulated Insurance Entities By State, 2019
 
State Domestic insurers (1) Licensed out-of-state insurers (2) Chartered self-insured groups or pools Chartered purchasing groups All companies doing business in state 
Alabama  44 1,473 0 12 1,529
Alaska  6 1,132 0 0 1,138
Arizona  125 1,603 24 26 1,778
Arkansas  53 1,500 0 1 1,554
California  132 1,119 0 44 1,295
Colorado  47 1,476 9 41 1,573
Connecticut  103 1,262 0 26 1,391
Delaware  139 1,348 0 113 1,600
D.C.  49 1,346 0 13 1,408
Florida  428 1,718 14 49 2,209
Georgia  72 1,625 36 0 1,733
Hawaii  43 1,098 10 3 1,154
Idaho  19 1,385 15 2 1,421
Illinois  339 1,420 12 162 1,933
Indiana  136 1,640 20 20 1,816
Iowa  220 1,406 3 0 1,629
Kansas  47 1,526 17 13 1,603
Kentucky  49 1,549 10 0 1,608
Louisiana  107 1,493 24 5 1,629
Maine  22 1,179 18 1 1,220
Maryland  56 1,493 5 12 1,566
Massachusetts  79 1,351 22 4 1,456
Michigan  125 1,381 16 11 1,533
Minnesota  147 1,353 20 22 1,542
Mississippi  43 1,518 0 3 1,564
Missouri  180 1,522 12 9 1,723
Montana  35 1,393 0 5 1,433
Nebraska  107 1,466 6 5 1,584
Nevada  48 1,560 8 6 1,622
New Hampshire  61 1,180 0 3 1,244
New Jersey  120 1,333 51 21 1,525
New Mexico  28 2,836 0 0 2,864
New York  577 1,173 9 84 1,843
North Carolina  94 1,465 3 5 1,567
North Dakota  29 1,358 9 2 1,398
Ohio  256 1,516 0 24 1,796
Oklahoma  75 1,519 4 6 1,604
Oregon  45 1,474 0 6 1,525
Pennsylvania  246 1,601 13 33 1,893
Rhode Island  28 1,312 1 24 1,365
South Carolina  78 1,535 0 11 1,624
South Dakota  36 1,405 0 0 1,441
Tennessee  72 1,597 3 6 1,678
Texas  407 1,590 3 49 2,049
Utah  107 1,754 0 10 1,871
Vermont  108 1,160 0 10 1,278
Virginia  64 1,536 14 13 1,627
Washington  36 1,429 0 9 1,474
West Virginia  30 1,385 1 2 1,418
Wisconsin  335 1,618 0 7 1,960
Wyoming  5 1,403 0 1 1,409
Total U.S. (3) 5,947 (4) 412 934 7,794
(1) Insurers that are domiciled in the state. Includes property/casualty, life/annuities, health, fraternal, title, risk retention groups and "other". (2) This category is comprised of insurers designated by the NAIC as "foreign insurers"—i.e., insurers whose state of domicile is other than the state in which it is writing business.  There is no U.S. total in this column to avoid double counting—i.e., insurers are only included in the figures for states in which they are domiciled. (3) Totals include U.S. territories and possessions. (4) No totals shown, so as to avoid double counting.  Totals reflect insurers physically located in the state. Source: Insurance Department Resources Report, 2019, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

Catastrophes by state

Tornadoes And Related Deaths By State, 2020 (1)
State Tornadoes Fatalities Rank (2) State Tornadoes Fatalities Rank (2)
Alabama 78 5 3 Montana 2 0 37
Alaska 0 0 (3) Nebraska 35 0 13
Arizona 4 0 34 Nevada 0 0 (3)
Arkansas 41 0 11 New Hampshire 0 0 (3)
California 7 0 28 New Jersey 9 0 31
Colorado 34 0 14 New Mexico 21 0 25
Connecticut 6 0 30 New York 10 0 27
Delaware 7 0 28 North Carolina 54 2 10
D.C. 0 0 (3) North Dakota 22 0 20
Florida 65 0 7 Ohio 19 0 24
Georgia 75 9 4 Oklahoma 31 2 15
Hawaii 0 0 (3) Oregon 3 0 35
Idaho 0 0 (3) Pennsylvania 6 0 30
Illinois 71 0 5 Rhode Island 0 0 (3)
Indiana 39 0 15 South Carolina 57 8 8
Iowa 28 0 16 South Dakota 21 1 22
Kansas 27 0 17 Tennessee 38 27 12
Kentucky 23 0 19 Texas 102 4 2
Louisiana 55 5 9 Utah 0 0 (3)
Maine 2 0 37 Vermont 0 0 (3)
Maryland 21 0 22 Virginia 15 0 26
Massachusetts 3 0 35 Washington 2 0 37
Michigan 2 0 37 West Virginia 0 0 (3)
Minnesota 69 1 6 Wisconsin 22 0 20
Mississippi 127 12 1 Wyoming 1 0 42
Missouri 27 0 17 United States (4) 1,243 76  
(1) Ranked by total number of tornadoes. (2) States with the same number of tornadoes receive the same ranking. (3) State had no tornadoes in 2020. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.
Wildfires By State, 2020
 
State Number of fires Number of acres burned
Alabama 836 20,557
Alaska 349 181,169
Arizona 2,524 978,568
Arkansas 655 12,552
California 10,431 4,092,151
Colorado 1,080 625,357
Connecticut 586 383
Delaware 426 1,356
District of Columbia 0 0
Florida 2,381 99,413
Georgia 1,699 5,677
Hawaii 58 472
Idaho 944 314,352
Illinois 19 240
Indiana 11 313
Iowa 126 2,168
Kansas 52 34,581
Kentucky 524 7,950
Louisiana 401 5,880
Maine 1,156 1,032
Maryland 2 930
Massachusetts 1,189 834
Michigan 409 1,131
Minnesota 1,372 8,838
Mississippi 729 22,035
Missouri 1,090 17,940
Montana 2,433 369,633
Nebraska 41 7,611
Nevada 770 259,275
New Hampshire 252 88
New Jersey 1,981 11,919
New Mexico 1,018 109,513
New York 192 1,123
North Carolina 2,364 12,875
North Dakota 651 3,782
Ohio 649 1,551
Oklahoma 1,241 102,302
Oregon 2,215 1,141,613
Pennsylvania 1,488 2,997
Puerto Rico 0 0
Rhode Island 113 85
South Carolina 465 1,754
South Dakota 852 19,636
Tennessee 391 4,207
Texas 6,713 256,826
Utah 1,493 329,735
Vermont 96 126
Virginia 410 5,596
Washington 1,646 842,370
West Virginia 1,230 8,196
Wisconsin 781 1,785
Wyoming 828 339,783
United States (1) 59,362 10,270,258
(1) Includes Puerto Rico. Source: National Interagency Fire Center.
Top 10 States For Wildfires Ranked By Number Of Fires And By Number Of Acres Burned, 2020
 
Rank State Number of fires Rank State Number of acres burned
1 California 10,431 1 California 4,092,151
2 Texas 6,713 2 Oregon 1,141,613
3 Arizona 2,524 3 Arizona 978,568
4 Montana 2,433 4 Washington 842,370
5 Florida 2,381 5 Colorado 625,357
6 North Carolina 2,364 6 Montana 369,633
7 Oregon 2,215 7 Wyoming 339,783
8 New Jersey 1,981 8 Utah 329,735
9 Georgia 1,699 9 Idaho 314,352
10 Washington 1,646 10 Nevada 259,275
Source: National Interagency Fire Center.

Incurred losses by state

Incurred Losses By State, Property/Casualty Insurance, 2020 (1)
($000)
State Incurred losses State Incurred losses
Alabama $7,020,216 Montana $1,487,405
Alaska 843,542 Nebraska 3,001,615
Arizona 6,783,266 Nevada 3,515,295
Arkansas 3,909,488 New Hampshire 1,110,347
California 45,968,391 New Jersey 12,940,452
Colorado 8,691,369 New Mexico 1,944,164
Connecticut 5,219,028 New York 30,442,273
Delaware 1,775,129 North Carolina 9,717,414
D.C. 962,255 North Dakota 1,954,695
Florida 37,089,416 Ohio 9,648,774
Georgia 14,751,051 Oklahoma 4,806,677
Hawaii 1,220,574 Oregon 5,930,101
Idaho 1,903,648 Pennsylvania 14,893,789
Illinois 16,894,615 Rhode Island 1,378,989
Indiana 6,504,827 South Carolina 6,372,200
Iowa 8,027,419 South Dakota 1,938,151
Kansas 3,242,330 Tennessee 9,242,357
Kentucky 4,210,559 Texas 36,622,133
Louisiana 14,699,925 Utah 3,514,941
Maine 1,530,942 Vermont 621,530
Maryland 6,818,063 Virginia 7,766,001
Massachusetts 7,888,187 Washington 7,441,017
Michigan 11,498,010 West Virginia 1,413,616
Minnesota 7,805,110 Wisconsin 5,626,019
Mississippi 3,791,662 Wyoming 763,393
Missouri 7,962,021 United States $421,104,391
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Private Passenger Auto Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alaska $308,139 Montana $588,968
Alabama 2,258,109 Nebraska 911,323
Arizona 3,552,668 Nevada 1,798,167
Arkansas 1,278,682 New Hampshire 534,065
California 19,828,210 New Jersey 5,127,131
Colorado 3,611,420 New Mexico 933,190
Connecticut 2,025,687 New York 9,742,081
Delaware 247,225 North Carolina 4,416,542
D.C. 658,301 North Dakota 341,128
Florida 14,573,433 Ohio 4,138,688
Georgia 6,545,121 Oklahoma 1,624,033
Hawaii 491,485 Oregon 1,898,564
Idaho 635,120 Pennsylvania 5,987,024
Illinois 4,960,261 Rhode Island 644,406
Indiana 2,426,160 South Carolina 2,895,281
Iowa 1,133,148 South Dakota 366,509
Kansas 1,241,349 Tennessee 2,756,583
Kentucky 2,034,506 Texas 14,857,798
Louisiana 3,017,890 Utah 1,447,401
Maine 475,688 Vermont 220,562
Maryland 3,516,122 Virginia 3,823,270
Massachusetts 3,428,912 Washington 3,587,146
Michigan 5,871,429 West Virginia 773,648
Minnesota 2,517,671 Wisconsin 2,044,770
Mississippi 1,273,691 Wyoming 323,346
Missouri 2,687,254 United States $162,379,305
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Homeowners Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $911,785 Montana $138,443
Alaska 78,263 Nebraska 831,422
Arizona 758,282 Nevada 310,490
Arkansas 450,791 New Hampshire 167,682
California 15,537,312 New Jersey 1,027,437
Colorado 1,847,521 New Mexico 399,164
Connecticut 530,780 New York 2,255,396
Delaware 101,998 North Carolina 1,239,572
D.C. 74,814 North Dakota 66,665
Florida 8,338,668 Ohio 1,382,572
Georgia 2,281,253 Oklahoma 733,822
Hawaii 124,226 Oregon 556,768
Idaho 256,968 Pennsylvania 1,450,507
Illinois 2,872,152 Rhode Island 156,012
Indiana 1,084,975 South Carolina 721,977
Iowa 656,054 South Dakota 186,924
Kansas 639,267 Tennessee 1,057,190
Kentucky 600,526 Texas 6,923,450
Louisiana 616,808 Utah 285,032
Maine 197,973 Vermont 91,470
Maryland 903,136 Virginia 1,294,734
Massachusetts 738,068 Washington 936,217
Michigan 1,477,520 West Virginia 191,015
Minnesota 1,855,159 Wisconsin 821,867
Mississippi 453,816 Wyoming 134,152
Missouri 1,323,972 United States $68,072,066
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.   Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Commercial Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $1,793,587 Montana $919,776
Alaska 356,189 Nebraska 1,708,365
Arizona 2,327,020 Nevada 1,672,253
Arkansas 1,600,472 New Hampshire 468,357
California 21,356,376 New Jersey 6,785,945
Colorado 3,103,153 New Mexico 889,278
Connecticut 2,220,881 New York 15,514,275
Delaware 688,956 North Carolina 3,702,391
D.C. 378,394 North Dakota 1,273,448
Florida 14,534,813 Ohio 4,238,179
Georgia 5,610,805 Oklahoma 1,893,782
Hawaii 584,652 Oregon 1,868,227
Idaho 850,249 Pennsylvania 7,314,696
Illinois 8,527,029 Rhode Island 525,819
Indiana 2,861,556 South Carolina 2,250,933
Iowa 1,879,763 South Dakota 1,591,974
Kansas 1,784,301 Tennessee 2,336,953
Kentucky 1,875,461 Texas 17,492,038
Louisiana 2,971,976 Utah 1,123,346
Maine 566,361 Vermont 328,064
Maryland 2,789,339 Virginia 2,822,991
Massachusetts 3,638,401 Washington 2,946,766
Michigan 3,848,514 West Virginia 644,046
Minnesota 3,862,174 Wisconsin 3,185,911
Mississippi 1,262,239 Wyoming 351,323
Missouri 3,507,667 United States $178,629,467
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.   Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Incurred Losses By State, Workers Compensation Insurance, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $143,564 Montana $154,455
Alaska 69,449 Nebraska 190,479
Arizona 411,633 Nevada 186,877
Arkansas 113,937 New Hampshire 75,221
California 4,631,636 New Jersey 1,327,417
Colorado 481,069 New Mexico 132,515
Connecticut 361,742 New York 1,381,092
Delaware 47,974 North Carolina 519,760
D.C. 75,748 North Dakota 110
Florida 1,546,007 Ohio 11,753
Georgia 746,776 Oklahoma 182,901
Hawaii 151,164 Oregon 394,994
Idaho 314,351 Pennsylvania 1,470,850
Illinois 1,078,842 Rhode Island 125,915
Indiana 354,699 South Carolina 404,220
Iowa 365,676 South Dakota 88,499
Kansas 217,942 Tennessee 297,401
Kentucky 353,353 Texas 922,526
Louisiana 397,280 Utah 208,654
Maine 148,236 Vermont 107,798
Maryland 441,939 Virginia 508,363
Massachusetts 756,459 Washington -14,301
Michigan 323,267 West Virginia 99,646
Minnesota 504,421 Wisconsin 1,068,062
Mississippi 159,864 Wyoming -205
Missouri 509,373 United States $24,551,401
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Life Insurance Claims And Benefits Paid By State, 2019 (1)
($000)
State Incurred losses State Incurred losses
Alabama $6,346,204 Montana $1,251,800
Alaska 1,209,744 Nebraska 4,147,955
Arizona 10,731,228 Nevada 3,700,350
Arkansas 3,455,412 New Hampshire 3,041,513
California 54,149,695 New Jersey 23,448,834
Colorado 9,135,183 New Mexico 2,320,059
Connecticut 20,431,775 New York 46,376,639
Delaware 11,815,090 North Carolina 15,544,519
D.C. 2,297,225 North Dakota 1,262,696
Florida 40,497,609 Ohio 21,500,084
Georgia 15,920,046 Oklahoma 4,395,394
Hawaii 2,699,710 Oregon 6,152,166
Idaho 2,181,859 Pennsylvania 28,324,239
Illinois 21,548,170 Rhode Island 2,122,265
Indiana 10,924,080 South Carolina 7,353,026
Iowa 10,236,743 South Dakota 1,461,123
Kansas 4,800,137 Tennessee 10,303,027
Kentucky 6,447,731 Texas 33,996,071
Louisiana 6,846,844 Utah 4,765,669
Maine 2,307,339 Vermont 1,231,078
Maryland 10,586,801 Virginia 13,333,591
Massachusetts 19,845,463 Washington 10,668,287
Michigan 19,620,725 West Virginia 2,421,391
Minnesota 14,140,167 Wisconsin 11,207,735
Mississippi 3,222,378 Wyoming 824,487
Missouri 12,813,454 United States $585,364,809
(1) On a direct basis before reinsurance. Includes life insurance, death benefits, matured endowments, annuity benefits, and other life insurance benefits. Does not include accident and health benefits. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Insured cars by state

Private Passenger Cars Insured In The Shared And Voluntary Markets, 2015
 
State Voluntary market Shared market Total Shared market as a percent of total
Alabama 3,807,469 1 3,807,470 (1)
Alaska 509,494 18 509,512 0.004%
Arizona 4,671,918 0 4,671,918 (1)
Arkansas 2,250,787 2 2,250,789 (1)
California 26,312,194 239 26,312,433 0.001
Colorado 4,187,782 0 4,187,782 (1)
Connecticut 2,532,825 81 2,532,906 0.003
Delaware 665,075 4 665,079 0.001
D.C. 256,184 65 256,249 0.025
Florida 12,740,030 90 12,740,120 0.001
Georgia 7,541,982 0 7,541,982 (1)
Hawaii 887,514 2,767 890,281 0.311
Idaho 1,358,875 1 1,358,876 (1)
Illinois 8,267,931 263 8,268,194 0.003
Indiana 4,881,984 3 4,881,987 (1)
Iowa 2,544,511 7 2,544,518 (1)
Kansas 2,344,275 1,644 2,345,919 0.070
Kentucky 3,256,990 352 3,257,342 0.011
Louisiana 3,029,199 5 3,029,204 (1)
Maine 1,050,156 5 1,050,161 (1)
Maryland 4,103,099 45,276 4,148,375 1.091
Massachusetts 4,382,442 59,907 4,442,349 1.349
Michigan 6,483,696 3,964 6,487,660 0.061
Minnesota 4,042,588 1 4,042,589 (1)
Mississippi 1,968,741 7 1,968,748 (1)
Missouri 4,411,371 3 4,411,374 (1)
Montana 891,195 7 891,202 0.001
Nebraska 1,594,471 1 1,594,472 (1)
Nevada 1,959,151 5 1,959,156 (1)
New Hampshire 952,617 134 952,751 0.014
New Jersey 5,562,788 17,096 5,579,884 0.306
New Mexico 1,589,949 0 1,589,949 (1)
New York 9,603,497 37,988 9,641,485 0.394
North Carolina 5,801,945 2,527,547 8,329,492 30.345
North Dakota 683,291 3 683,294 (1)
Ohio 8,451,516 0 8,451,516 (1)
Oklahoma 2,958,973 9 2,958,982 (1)
Oregon 2,835,071 3 2,835,074 (1)
Pennsylvania 8,875,394 6,171 8,881,565 0.069
Rhode Island 686,338 14,908 701,246 2.126
South Carolina 3,788,647 0 3,788,647 (1)
South Dakota 761,533 0 761,533 (1)
Tennessee 4,686,626 6 4,686,632 (1)
Texas (2) NA NA NA NA
Utah 2,022,667 1 2,022,668 (1)
Vermont 506,275 35 506,310 0.007
Virginia 6,324,114 398 6,324,512 0.006
Washington 4,838,049 5 4,838,054 (1)
West Virginia 1,364,829 9 1,364,838 0.001
Wisconsin 4,167,640 2 4,167,642 (1)
Wyoming 566,581 0 566,581 (1)
United States 199,962,269 2,719,033 202,681,302 1.342%
(1) Less than 0.001 percent. (2) Texas information is no longer available. NA=Data not available. Source: AIPSO.

Insured homes by state

Percent Of Occupied Housing Units That Are Owner Occupied, 2019
 
State Percent Rank (1) State Percent Rank (1)
Alabama 68.8% 15 Montana 68.9% 14
Alaska 64.7 38 Nebraska 66.3 27
Arizona 65.3 35 Nevada 56.6 48
Arkansas 65.5 33 New Hampshire 71.0 7
California 54.9 49 New Jersey 63.3 40
Colorado 65.9 32 New Mexico 68.1 17
Connecticut 65.0 37 New York 53.5 50
Delaware 70.3 11 North Carolina 65.3 35
District of Columbia 41.5 51 North Dakota 61.3 46
Florida 66.2 28 Ohio 66.0 30
Georgia 64.1 39 Oklahoma 65.5 33
Hawaii 60.2 47 Oregon 62.9 42
Idaho 71.6 5 Pennsylvania 68.4 16
Illinois 66.0 30 Rhode Island 61.7 45
Indiana 69.3 13 South Carolina 70.3 11
Iowa 70.5 10 South Dakota 67.8 18
Kansas 66.5 24 Tennessee 66.5 24
Kentucky 67.0 22 Texas 61.9 44
Louisiana 66.5 24 Utah 70.6 9
Maine 72.2 2 Vermont 70.9 8
Maryland 66.8 23 Virginia 66.1 29
Massachusetts 62.2 43 Washington 63.1 41
Michigan 71.6 5 West Virginia 73.4 1
Minnesota 71.9 3 Wisconsin 67.2 20
Mississippi 67.3 19 Wyoming 71.9 3
Missouri 67.1 21 United States 64.1%  
(1) States with the same percentages receive the same rank. Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

Businesses by state

Small Businesses By State, 2017 (1)
 
State Number of establishments Employment Annual payroll ($000)
Alabama 78,972 802,920 $30,986,278
Alaska 18,188 137,271 6,974,993
Arizona 114,076 1,065,720 43,182,447
Arkansas 53,966 490,680 17,132,234
California 808,213 7,224,945 375,608,143
Colorado 143,372 1,140,757 52,592,385
Connecticut 73,735 745,085 37,942,808
Delaware 20,194 187,221 8,523,741
D.C. 17,878 250,345 17,655,546
Florida 469,684 3,494,174 141,824,996
Georgia 187,477 1,677,662 69,960,594
Hawaii 27,190 275,908 11,307,271
Idaho 41,312 325,294 11,507,380
Illinois 268,674 2,476,958 120,256,281
Indiana 116,862 1,232,838 47,885,328
Iowa 69,029 649,796 25,142,567
Kansas 61,515 605,147 23,519,181
Kentucky 71,336 712,477 26,227,457
Louisiana 86,986 905,147 36,296,925
Maine 36,138 293,872 11,288,850
Maryland 114,081 1,155,541 56,807,391
Massachusetts 149,803 1,507,965 83,946,046
Michigan 185,497 1,892,394 81,626,911
Minnesota 127,061 1,259,012 54,885,165
Mississippi 46,956 437,242 14,928,646
Missouri 122,164 1,163,782 45,630,303
Montana 34,096 245,758 8,802,223
Nebraska 46,401 412,587 15,808,095
Nevada 53,908 503,144 20,472,538
New Hampshire 31,606 300,628 14,236,547
New Jersey 199,857 1,836,164 91,086,388
New Mexico 35,735 339,731 12,539,639
New York 481,792 4,110,264 219,738,715
North Carolina 187,749 1,710,890 65,858,411
North Dakota 20,979 195,312 8,360,080
Ohio 198,301 2,180,337 87,856,791
Oklahoma 77,320 710,271 27,600,634
Oregon 100,766 871,241 35,729,253
Pennsylvania 245,259 2,512,633 107,956,147
Rhode Island 24,320 229,212 9,934,914
South Carolina 86,695 817,008 29,652,310
South Dakota 23,766 209,403 7,552,385
Tennessee 105,492 1,116,870 46,188,806
Texas 473,281 4,768,938 212,325,999
Utah 68,296 590,417 24,033,600
Vermont 18,589 157,322 6,375,197
Virginia 160,910 1,557,962 73,409,216
Washington 162,989 1,404,077 67,340,488
West Virginia 28,424 269,789 9,414,952
Wisconsin 117,354 1,267,087 50,287,603
Wyoming 18,558 128,883 5,336,181
United States 6,512,802 60,556,081 $2,711,536,979
(1) Number of establishments with less than 500 employees. Source: U.S. Census.